08/18/2026
I almost tapped "close account" on an old card to clean up my file. Huge mistake. Closing old accounts tanks your score fast, shortens your history, and hurts utilization. The real move: leave accounts open and dispute the negative stuff instead - collections, charge-offs, hard inquiries. That is exactly what our Month to Month Credit Repair Service does: dispute inaccurate items across all 3 bureaus and debt collectors, no contract, cancel anytime. Save this before you make the same mistake.