Mortgage 1 Cadillac, MI NMLS #383104

02/19/2026

02/16/2026

📉 Mortgage Affordability Just Hit a 4-Year High! 🏡

January’s dip in mortgage rates gave nearly 5 million homeowners a real refinance opportunity, boosting affordability to levels we haven’t seen in years. Lower rates mean lower monthly payments for many… and that’s good news if you’ve been thinking about refinancing!

📌 If you’re curious what this means for your mortgage, let’s chat — now might be a great time to see what savings are possible! 💬

👉 Read more:

ICE reported that January’s 6.04% mortgage rate gave 4.8 million borrowers a chance to refinance, with affordability at its best level since 2022.

02/13/2026

Finding a home you love is amazing — and I’m here to make sure the financing part is just as smooth 🏡. From pre-approval to closing day, I’ll guide you every step of the way. Let’s get you one step closer to keys in hand this February! 🔑💌 Message me to get started!

02/11/2026

The more you know! Here are the latest stats for Cadillac. If you've got questions about the pre-approval or the loan process, send me a message or if you want to learn more about the current market, I can connect you with expert agents who can help!

11/27/2025

Happy Thanksgiving!

11/20/2025

You’re so close to the finish line — now’s the time to keep your credit steady and strong. 🏡 Even small changes can impact your loan approval, so staying consistent is key. If you’re ever unsure about what to do (or not do!), I’m here to guide you through it and help keep everything on track. Have questions about your financing or next steps? Reach out anytime and let’s make sure your closing goes smoothly! ✨

11/07/2025

🏆 Thank You for Choosing Mortgage 1! 🏆
We’re honored to once again be selected as our area’s #1 Mortgage Lender in the 2025 Best of the Best – Cadillac News People’s Choice Awards!

Whether you’re looking to purchase your first home or refinance your current one, we’re here to help every step of the way.

💼 Purchase Options:
First-Time Home Buyer, Conventional, DSCR-Investor, Reverse Mortgage, USDA/RD, FHA/VA Experts

💰 Refinance Options:
Lower Your Interest Rate, Eliminate PMI, Debt Consolidation, Pay Off Land Contract

📞 FREE Pre-Qualification!
Call us today at 231-846-2000
📍1538 Plett Rd., Cadillac
🌐 www.mortgageonecadillac.com

Your local mortgage experts:
🏠 Seth Houk – [email protected]
– NMLS #2408217
🏠 Mary Jane Dewey-Canfield – [email protected]
– NMLS #381304

Equal Housing Lender | NMLS #129386

09/22/2025

🍁 Fall is right around the corner, so it’s the perfect time to prep your home before the cold sets in. A little maintenance now goes a long way, just like a pre-approval can set you up for success if a new home is on your fall to-do list. Call us at 231-846-2000

09/16/2025

Voting is still ongoing for this year's People's Choice! Please show your support for our local business by using the link below to vote us as the best Mortgage Lender!

Everyone can vote once a day through the 19th

https://www.cadillacnews.com/peopleschoiceawards/ #/gallery/502674561

07/25/2025

When it comes to buying a home, every little bit saved gets you one step closer. 💰 Whether you're building a down payment or budgeting for closing costs, starting small can lead to big results. Consistency is key—and I’m here to help you create a plan that fits your goals. Want to talk strategy? Let’s connect and map out your path to homeownership! 🏡

06/26/2025

Same goes for lenders! Your referrals are our biggest compliment.
A good team makes all the difference 🤝

06/06/2025

Did you know there are different types of loans, and each one has a different set of qualifiers? Meaning there are options when it comes to finding a loan. I can help you find the right one for your needs and situation. I can also help you prepare and help strengthen your chances of finding a loan. Let's talk!
(231)846-2000