Emington Schultz Agency Inc.

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Emington Schultz Agency Inc. Protecting the people of Michigan from the risks of everyday life.

The progress on this mural project has been amazing. If you have not got a chance to go down and see the wonderful trans...
10/13/2026

The progress on this mural project has been amazing. If you have not got a chance to go down and see the wonderful transformation, please do! If you are looking to still donate, the project still needs about 12-15K to wrap up the last two mural projects. Please consider reach out to Downtown Cadillac and find out what opportunities are available.

We hope you have a safe and happy holiday!
09/07/2026

We hope you have a safe and happy holiday!

Life insurance helps protect your loved ones after you pass on. While there’s a lot to consider when it comes to life in...
09/03/2026

Life insurance helps protect your loved ones after you pass on. While there’s a lot to consider when it comes to life insurance, our agents are here to talk you through the various policies and determine which one is right for you.

While we’re passionate about helping you find the right coverage all year long, September is Life Insurance Awareness Month and we’re taking a few extra posts to talk to you about it! Want to learn more about life insurance? Give us a call today at 231-775-1122 to talk to one of our insurance agents.

We know you don’t want to think about snow and power outages yet, but this is a good time to think about safety precauti...
09/01/2026

We know you don’t want to think about snow and power outages yet, but this is a good time to think about safety precautions if you use a portable generator so they are fresh in your mind in the months ahead.

Here are safety tips to keep you and your family safe if you use a portable generator:

Portable generators are convenient, but can also be dangerous if used incorrectly. Stay safe with these helpful tips.

We are thankful for all of the amazing farmers who help keep our community and country well-fed! We want to let you know...
08/30/2026

We are thankful for all of the amazing farmers who help keep our community and country well-fed!

We want to let you know that members of the Michigan Corn Growers’ Association (and many other farming associations) may be eligible for special discounts!

If you’re a member of the Michigan Corn Growers’ Association, give us a call at 231-775-1122 to talk about special discounts that may be available to you!

Life insurance can be confusing. There are different kinds of policies, figuring out who beneficiaries are, determining ...
08/28/2026

Life insurance can be confusing. There are different kinds of policies, figuring out who beneficiaries are, determining how much coverage you want. But just because it’s confusing doesn’t mean that it’s not important and it doesn’t mean there aren’t people who can help.

When you don’t understand how to fix your car, you see a mechanic.

When you don’t know how to do your taxes, you see a CPA.

And when you don’t quite understand life insurance, you come see us at Emington Schultz Agency. We’re here to guide you through the process of purchasing life insurance - from deciding what type of policy is right for you to determining how much coverage you need and everything in between.

So give us a call at 231-775-1122 today to talk to one of our agents!

Whether you choose to take on hot work projects for pleasure, work, or to regularly repair or enhance machinery and equi...
08/26/2026

Whether you choose to take on hot work projects for pleasure, work, or to regularly repair or enhance machinery and equipment, it’s important to note the risks associated. The majority of welding or hot work fires are generally caused by traveling sparks, spontaneous combustion, gas leaks, incorrect use of tools or equipment, and electric arc flashes. Depending on your home and farm, fires have the potential to harm people, livestock, machinery, and home or personal objects.

Be sure to take precautions before, during, and after hot work projects!

We are proud to offer a variety of home insurance options to meet your specific needs! Whether you rent, just bought you...
08/26/2026

We are proud to offer a variety of home insurance options to meet your specific needs!

Whether you rent, just bought your first home in town, or recently purchased your dream home on the lake or in the country, give us a call today at 231-775-1122 to talk to one of our insurance agents!

Are you adding a Teen Driver? Expect More Than a New Driver in the Driveway.The day your teenager gets their driver's li...
08/25/2026

Are you adding a Teen Driver? Expect More Than a New Driver in the Driveway.

The day your teenager gets their driver's license is exciting. It can also be the day you discover that adding a youthful driver can significantly change your auto insurance premium.

Before handing over the keys, there are a few things worth considering:

🚗 What are they driving?
📚 Are there discounts available?
🏠 How does the household policy change?
📱 What are your expectations?

One piece of advice for parents: A five-minute conversation can help you understand what to expect and avoid surprises later.
Talk to your insurance professional BEFORE your teen starts driving regularly.

And remember—the cheapest vehicle for your teen to purchase isn't necessarily the cheapest vehicle to insure. Also, full coverage (physical damage) does not protect your child any better or worse than PLPD (what you need legally to drive down the road).

Parents of teen drivers: What surprised you most when your child started driving?

We are thankful for all of the amazing physical therapists who help keep our community healthy and moving! We want to le...
08/24/2026

We are thankful for all of the amazing physical therapists who help keep our community healthy and moving!

We want to let you know that members of the Michigan Physical Therapy Association (and many other medical associations) may be eligible for special discounts!

If you’re a Physical Therapist, give us a call at 231-775-1122 to talk about special discounts that may be available to you!

Address

9052 E 13th Street, Suite B
Cadillac, MI
49601

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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