Joseph Byker - Financial Advisor

05/20/2026

In this week's Ask the Editor Q&A, Joy Taylor answers questions on inherited IRAs and the 10-year cleanout rule for non-spousal IRAs inherited after 2019.

04/30/2026

You’ve worked hard to build what you have. If you want clarity, control, and confidence over what happens to it next, reach out to me today.

03/30/2026

Last week I had the immense privilege of attending NY Life's Eagle Strategies Wealth Summit in Phoenix, AZ with top leaders and advisors in the company.

From the location and venue, to the content and interactions, it was the absolute best conference I have ever attended. I'm excited to bring back the learnings to our practice here in West Michigan to drive even greater impact for our clients and those who trust us.

03/24/2026

Looking for a little more certainty with your money?
Check out this guaranteed interest rate. Contact me today to learn more!

03/13/2026

This article highlights why the work I do continues to be so important. 401(k) plans and other employer retirement plans are a great start, but they definitely are not the end all be all. For many, it's the only savings strategy they have, but this article makes it very clear that a BALANCED financial plan is far more important. If you are confused by any of these topics or want to learn more, let's connect to help you see the bigger picture. It's why I LOVE what I do!

Retirement account balances in the US are rising at double-digit rates for some savers as financial insecurity for others drives hardship withdrawals.

03/12/2026

I just donated to a DonorsChoose project and doubled my impact! Thanks to a special grant, donations to College Prep or Team Sports projects are being matched while funds last. If you’re donating, choose one of these projects and make your $$ go twice as far!

DonorsChoose lets you share your classroom needs with a thriving community eager to help. Supporters have brought teachers' ideas to life in more than half of all U.S. public schools.

02/25/2026

I'm excited to share the New York Life Golden Futures Awards and Scholarships are now open - helping young dreamers turn passion into possibility. Kids ages 5-16 can apply for $1,000 awards, and high school juniors and seniors can complete financial education modules for a chance to win up to $20,000 scholarships. Contact me to apply!

02/23/2026

I’m proud to serve as both a financial professional and a financial educator. My goal: to make financial education more accessible to the people in our community.
If you’re involved with a business, nonprofit, or local organization, I’d love to explore how we can bring a complimentary workshop, one-on-one personal education sessions, and a Balance Wellbeing learning hub to your group. Reach out and let’s make it happen!

02/16/2026

Every financial journey is unique, but learning the basics can help anyone build a stronger future. That’s why I’m excited to offer complimentary workshops for local businesses, nonprofits, and community groups. These are interactive sessions—open to questions, focused on real-life strategies, and meant to empower.
Interested in hosting one? Let’s talk!

02/09/2026

Money can be complicated—but it doesn’t have to be overwhelming. Through my affiliation with New York Life, I offer complimentary financial educational workshops for workplaces and community organizations. There’s no pressure. No obligation. Just knowledge on a variety of topics that can make a difference. If you’re part of a group or company that would benefit, I’d be happy to talk about bringing a session your way.