Life & Money with Abby

Directions Website Contact the business

Life & Money with Abby I teach you how to use money more effectively as a tool to do more of the important things in life.

Your money personality comes with strengths. But sometimes those same strengths can work against you. 💰 The Budget Keepe...
10/13/2026

Your money personality comes with strengths. But sometimes those same strengths can work against you.

💰 The Budget Keeper is great at sticking to a plan, but might struggle to spend money even when it's okay to.

🛡️ The Protector values financial security, but might be so focused on keeping money safe that they overlook opportunities for growth.

✨ The Enjoyer knows how to appreciate the present, but might need a little extra structure to keep future goals on track.

🔍 The Analyzer loves making informed decisions, but can sometimes get stuck researching instead of taking action.

Here's the thing: There's no perfect money personality.

And when it comes to your savings goals, these tendencies can make a real difference. Maybe you're saving so aggressively that you're not leaving room to enjoy life today. Maybe you're putting off saving because there's always something else you'd rather spend money on. Or maybe you're so busy trying to find the perfect savings strategy that you haven't actually started.

Reaching your savings goals isn't just about how much money you make. It's also about understanding the habits that influence what you do with it.

Your money personality isn't something you need to change. It's something you can learn to work with.

Curious which Moneyagram you are? Take the quiz at the link in my bio! 💛

There's something about Sundays that makes us want to get organized for the week ahead. Checking calendars, planning mea...
10/11/2026

There's something about Sundays that makes us want to get organized for the week ahead. Checking calendars, planning meals, coordinating activities, making grocery lists, and figuring out how to fit everything in.

We put so much thought into planning our everyday lives, but how often do we give that same attention to our financial future?

Financial confidence doesn't happen overnight, and you certainly don't need to have all the answers. It starts with asking questions, understanding your options, and creating a plan that works for you and the life you want to build.

So while you're making your plans this Sunday, don't forget to make yourself a priority, too. 💗

If your financial future has been sitting on the back burner, I'd love to help you move it forward. Send me a message, and let's start a conversation about your goals and how we can make a plan to reach them.

A lot of us grew up learning that money was private. You didn't ask what someone earned. You didn't talk about debt. You...
10/07/2026

A lot of us grew up learning that money was private.

You didn't ask what someone earned. You didn't talk about debt. You definitely didn't tell people you were struggling, and sometimes you didn't even talk about money within your own family.

The problem is, when we don't talk about money, we don't magically become good at it. We just end up trying to figure everything out on our own.

And that's where a lot of money baggage can start.

Maybe you feel embarrassed asking a question you think you should already know the answer to. Maybe you and your spouse avoid certain conversations because money has always felt uncomfortable. Or maybe nobody ever explained investing, retirement, insurance or debt to you, and somewhere along the way you decided everyone else must understand this stuff better than you do.

You weren't supposed to be born knowing how all of this works.

Money conversations don't have to be embarrassing, intimidating or something you save until there's a problem. Sometimes simply having a place where you can ask the questions you've never felt comfortable asking is the beginning of feeling a whole lot more confident about your finances.

And if there's something about your money you've been afraid to ask me?
Ask. I promise I've heard questions like it before. 💜

I promise, I’m not coming for your coffee. ☕️There is SO much financial advice out there focused on the little things. S...
10/05/2026

I promise, I’m not coming for your coffee. ☕️

There is SO much financial advice out there focused on the little things. Skip the latte. Stop eating out. Cancel every subscription. Never buy the name brand. And sure, small spending habits can add up—but sometimes we get so busy trying to save $5 that we completely ignore the decisions that can have a much bigger impact on our financial lives.

Your housing. Your car. High-interest debt. How much you're consistently saving and investing. Your insurance coverage. Your retirement strategy. Your taxes.

Those are the conversations I want to spend our time on.

Because you can clip coupons every Sunday and still be driving a car that takes up way too much of your monthly income. You can make coffee at home every morning and still have no idea whether you're saving enough for retirement. And you can cancel three streaming services while carrying a credit card balance that's costing you far more in interest.

This is also why I don't love financial advice that makes people feel guilty about every little thing they enjoy. Being good with money isn't about squeezing every ounce of fun out of your life so you can optimize every dollar.

It's about knowing which decisions matter most.

That's where a financial plan becomes really useful. We can look at the whole picture, figure out which areas deserve your attention, and stop wasting energy worrying about things that aren't actually keeping you from your goals.

So yes, order the latte if it fits your plan.

Then let's talk about the bigger stuff. 😉

DM me if you want to make smart money moves, cut through the noise, and actually understand what's going on with your finances. 💜

Sunday nights have a way of making us think about everything we need to get together for the week ahead—and money can ea...
10/04/2026

Sunday nights have a way of making us think about everything we need to get together for the week ahead—and money can easily end up on that list.

Maybe you've been meaning to look at your retirement account, finally figure out where all the subscriptions are coming from, increase your savings, deal with that insurance question, make a budget...or do approximately 17 other things you've decided a financially responsible adult should probably be doing. 😅

You don't have to tackle all of it this week.

Pick one thing. Cancel the subscription. Move $50 to savings. Open the statement you've been avoiding. Ask the question you've been meaning to ask me. Schedule the appointment.

Financial progress usually isn't one giant, impressive decision. It's a whole bunch of small decisions made over time.

So tonight, don't make yourself a giant financial to-do list.

Just choose your next smart money move. 💜

I could build you a financial plan, show you a bunch of charts, use some impressive financial terminology and send you o...
09/30/2026

I could build you a financial plan, show you a bunch of charts, use some impressive financial terminology and send you on your way.

But if you leave my office thinking, Well, I hope she knows what she's doing because I have no idea what any of that meant... we have a problem. 😂

One of the most important parts of my job is helping you actually understand what's going on with your finances.

I want you to know why we're investing a certain way. Why we're keeping that amount in savings. Why we're prioritizing one goal before another. Why I'm telling you that you can spend the money—or why I'm suggesting we wait. And when something changes in your life, I want you to understand your plan well enough to know that it's probably time for another conversation.

You don't need to become a financial advisor. You don't need to know every acronym or follow the markets every day. But you should feel like an active participant in your own financial life.

Because understanding your money changes the way you make decisions. There's less second-guessing. Less reacting to whatever financial advice showed up in your feed that morning. And a whole lot more confidence in knowing why you're making the choices you're making.

That's really what I mean when I say I'm here to help you make smart money moves, cut through the noise, and actually understand what's going on with your finances.
Not because you need to know everything.

Because you deserve to understand what's yours. 💜

You had a budget. You had good intentions. And then life happened.Maybe it was a weekend away, a shopping day when every...
09/28/2026

You had a budget. You had good intentions. And then life happened.

Maybe it was a weekend away, a shopping day when everything in the fitting room looked amazing, a home project that got a little out of hand, or just one of those months where the credit card statement makes you say, Wait...HOW? 😬

The interesting part isn't necessarily that you overspent. It's what your brain wants to do next.

The Budget Keeper wants to cut everything until the numbers feel right again. The Giver is probably wondering how much of it was spent on everyone else. The Go-Getter thinks, Fine, I'll just make more money. The Dreamer would really rather not open the banking app right now.

The Analyzer is going through every transaction trying to figure out exactly where things went sideways. The Protector immediately starts worrying about what this means for the future. The Enjoyer is probably thinking, Okay, but we had a really good time. The Leader wants a new plan in place immediately. And the Peacemaker would prefer that nobody in the house turn this into an argument.

Here's where knowing your Moneyagram type becomes useful: your first reaction doesn't have to become your next financial decision.

Instead of punishing yourself, ignoring it, panicking or trying to “fix” everything overnight, you can recognize the instinct that's showing up and then look at the bigger picture.

Sometimes you need to adjust. Sometimes you need to make a plan to replenish savings. And sometimes? Your financial plan can absorb an expensive month and you simply move forward.

That's why understanding how you're wired around money matters. It gives you a little space between the feeling and the decision—and that's often where the smart money move happens. 💜

Which Moneyagram type sounds most like you after an expensive month?

There is SO much financial information available to us now. You can Google where to keep your savings, ask TikTok whethe...
09/25/2026

There is SO much financial information available to us now. You can Google where to keep your savings, ask TikTok whether you should pay off your mortgage, compare investment options, calculate how much you “should” have by your age, and find twelve different opinions about what to do with an extra $500.

You can know a lot about money and still end up thinking, Okay...but what am I actually supposed to do?

That's where I come in.

My job isn't to hand you another list of financial rules to follow. It's to sit down with you, look at the whole picture and help you figure out which options actually make sense for you. We can talk about the numbers, but we're also going to talk about your family, your goals, what makes you feel secure, what you're working toward and yes—your Moneyagram type and the instincts you naturally bring to these decisions.

Maybe the numbers say you could invest more, but having extra cash available helps you feel secure. Maybe paying down the mortgage isn't mathematically perfect, but being debt-free before retirement is incredibly important to you. Or maybe you've been so focused on saving and optimizing that you need someone to show you that your plan already gives you room to enjoy some of what you've built.

You don't need to walk into my office already knowing the answer.

That's kind of the point.

Bring me the questions, the options, the conflicting advice—and even the baggage that comes with it. We'll sort through it together and figure out what your next smart money move actually looks like. 💜

Having life insurance is one of those financial boxes that feels really good to check. You get the policy, name your ben...
09/23/2026

Having life insurance is one of those financial boxes that feels really good to check. You get the policy, name your beneficiaries, file the paperwork away and think, Okay, we're covered.

But then life keeps happening.

You buy a different house. Your income changes. Your family grows. Your kids get older. You take on—or pay off—debt. Maybe you start a business, change careers or build up significantly more in savings and investments. The life you're protecting today may look pretty different from the one you had when you originally bought that policy.

That's why, during Life Insurance Awareness Month, I don't just want to ask “Do you have life insurance?” I also want to ask “When was the last time you actually looked at it?”

Does the amount still make sense? Are your beneficiaries current? Does the coverage still fit with the rest of your financial plan?

And here's something important: a review doesn't automatically mean you need more insurance. It means taking another look at what you have, what has changed and whether your coverage still makes sense for the life you're living now.

Life insurance shouldn't just be a box you checked years ago and forgot about. It's one piece of a much bigger financial picture and, like the rest of your plan, it should change as your life does.

So here's your September smart money move: pull out your policy and give it another look. If you don't understand what you have or aren't sure it still fits, that's a conversation worth having. 💜

There’s something about fall that flips a switch. Summer is over, routines are back, calendars are packed...and the holi...
09/21/2026

There’s something about fall that flips a switch. Summer is over, routines are back, calendars are packed...and the holidays are suddenly close enough that we probably need to start talking about them. 😬

So, what does your Moneyagram type do with that?

The Budget Keeper is checking the numbers. The Giver is already making a Christmas list. The Go-Getter sees three months left and thinks, Plenty of time for one more goal. The Dreamer has big plans for fall—and will figure out what they cost eventually.

The Analyzer needs to research the plan before making the plan. The Protector is preparing for every possible expense between now and January. The Enjoyer would like everyone to stop talking about budgets because there are c***r mills, football games and fall weekends to enjoy. The Leader already has a plan and would appreciate it if everyone could get on board. And the Peacemaker just wants to make it through the season without money becoming a thing.

Sound familiar? 😉

Your Moneyagram type isn't there to tell you what you're doing wrong. It helps you recognize the instincts you bring to your money—so you can lean into your strengths, catch yourself when those tendencies get a little loud, and make decisions that fit the life you're actually trying to build.

🍂 Consider this your fall reset. Don't know your type yet? Take the Moneyagram quiz at the link in my bio.

Address

Byron Center, MI

Alerts

Be the first to know and let us send you an email when Life & Money with Abby posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Life & Money with Abby:

Shortcuts

Share

Category