06/16/2026
Most people think tornadoes are Missouri's biggest insurance threat. Hail just called. It wants a word. ⛈
In 2025, Missouri ranked #2 in the entire country for hail damage claims - behind only Texas. While tornadoes grab the headlines, hail is the quiet, consistent threat hitting Missouri homes and farms season after season.
Most hail damage isn't spotted until it's too late. Here's what to quickly look for from the ground:
✔ Dents or dings on gutters, downspouts, or AC units
✔ Cracked or broken window screens
✔ Chipped paint or dents on wood trim and siding
✔ Granules collecting in your gutters or downspouts after a storm
✔ Dented mailbox, patio furniture, or garage door
If you're seeing any of these after a storm, don't wait. Call your agent before you ever set foot on a ladder. Leave your in-depth roof inspection to the pros (that's us). This spring alone, CFM adjusters worked 484 storm-related claims on the ground across Missouri - Warsaw, Springfield, Farmington, Lebanon, Eldorado Springs, Trenton (among others). Showing up is the job. It always has been.
Call your CFM agent for a coverage checkup before the next storm rolls through.
