Health Benefit Options

Health Benefit Options Health Benefit Options is an Independent local Insurance Agency specializing in Medicare Supplement

Specializing in Medicare Insurance plans

“We do not offer every plan available in your area. Any information we provide
is limited to those plans we do offer in your area. Please contact Medicare.gov or
1-800-MEDICARE to get information on all of your options.”

Original Medicare generally pays about 80% of approved medical expenses, while a Medicare Supplement plan helps cover ma...
06/26/2026

Original Medicare generally pays about 80% of approved medical expenses, while a Medicare Supplement plan helps cover many of the remaining costs, reducing unexpected out-of-pocket expenses.

Many Medicare Supplement (Medigap) and Medicare Advantage plans require you to be enrolled in both Medicare Part A and P...
06/25/2026

Many Medicare Supplement (Medigap) and Medicare Advantage plans require you to be enrolled in both Medicare Part A and Part B before you can join their plans.

Your best time to buy a Medicare Supplement plan is during your six-month Medigap Open Enrollment Period, which begins w...
06/24/2026

Your best time to buy a Medicare Supplement plan is during your six-month Medigap Open Enrollment Period, which begins when you're 65 or older and enrolled in Medicare Part B. During this time, you generally cannot be denied coverage due to health conditions.

Medicare Part B helps cover doctor appointments, outpatient care, preventive services, lab work, durable medical equipme...
06/23/2026

Medicare Part B helps cover doctor appointments, outpatient care, preventive services, lab work, durable medical equipment, and many other medically necessary services.

Medicare Supplement plans are standardized by the federal government. That means a Plan G from one company provides the ...
06/22/2026

Medicare Supplement plans are standardized by the federal government. That means a Plan G from one company provides the same medical benefits as a Plan G from another company. The biggest differences are usually price, customer service, and company reputation.

Medicare and Travel: If you travel frequently, it's important to understand how your Medicare coverage works away from h...
06/19/2026

Medicare and Travel: If you travel frequently, it's important to understand how your Medicare coverage works away from home. Some plans may offer more flexibility and broader access to care than others.

Medicare Is Not One-Size-Fits-All: The best Medicare plan for one person may not be the best plan for another. Your doct...
06/18/2026

Medicare Is Not One-Size-Fits-All: The best Medicare plan for one person may not be the best plan for another. Your doctors, prescriptions, budget, and lifestyle all play a role in choosing the right coverage.

Medicare Enrollment Timing: Turning 65 soon? Your Initial Enrollment Period begins three months before your 65th birthda...
06/17/2026

Medicare Enrollment Timing: Turning 65 soon? Your Initial Enrollment Period begins three months before your 65th birthday month and lasts for seven months, helping you avoid costly late enrollment penalties.

Medicare Doesn't Cover Everything: Original Medicare helps cover many healthcare expenses, but it doesn't pay for everyt...
06/16/2026

Medicare Doesn't Cover Everything: Original Medicare helps cover many healthcare expenses, but it doesn't pay for everything. Understanding your out-of-pocket costs can help you choose coverage that fits your needs and budget.

Annual Plan Reviews Matter: Your healthcare needs and prescription medications can change from year to year. Reviewing y...
06/15/2026

Annual Plan Reviews Matter: Your healthcare needs and prescription medications can change from year to year. Reviewing your Medicare coverage annually helps ensure your plan still meets your needs.

Address

340 N Main Street
Butler, PA
16001

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17247050068

Website

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