Trent Vallinger - Western and Southern Life

04/19/2023

Here are seven things you should know before pulling money from your traditional IRA:
1. You could pay a penalty if you withdraw money too early.
2. You could miss a window for tax savings if you withdraw too late.
3. You are currently required to make minimum withdrawals from traditional IRAs once you reach age 73.
4. You may reduce taxes by sending required minimum distributions to a charity.
5. Your IRA withdrawals could affect your Medicare premiums.
6. Your income from an IRA could result in more of your Social Security being taxed.
7. You may be able to avoid an early withdrawal penalty in certain circumstances.

Learn more about The Western and Southern Life Insurance Company’s IRA product at the link below.

https://bit.ly/43OVJ7C

List source: US News & World Report

04/17/2023

Sequence of returns risk holds particular peril for retirees and older workers. Now required minimum distribution age increases mandated by SECURE 2.0 expand planning flexibility.

Want to know more? Our new “10 Things to Know about SECURE 2.0” overviews changed RMD ages and other planning considerations. Let’s take a look together.

04/14/2023

With April starting the beginning of Financial Literacy Month, CNBC Make It has provided a 30-day money challenge to help you get smarter with your money

https://cnb.cx/3zXOCw0

For Financial Literacy Month, try this 30-day challenge to help boost your savings, tackle your debt, and get smarter with your money.

04/13/2023

National 529 Day is May 29 and W&S Life is celebrating with our 8th annual drawing for $529 to start an educational savings plan.

You can qualify for the drawing by meeting with a registered representative from W&S Life during the limited-time offer. No purchase required.

Click the link to explore our 529 savings plan product and to schedule your meeting with a registered representative.

https://bit.ly/43A7Up0

**Click the link below for complete contest details and rules**

03/29/2023

Key differences between a Roth IRA & a traditional IRA you should know before choosing a retirement account.

https://bit.ly/3G1rpMT

contact me directly at [email protected] to discuss The Western and Southern Life’s individual retirement account products

Do you know the differences between a Roth IRA and traditional IRA? Each has similar benefits and features, but they also have qualities that set them apart. 

03/27/2023

How much life insurance do you need? This article lays out important points to consider to figure out what size policy you should buy.

https://bit.ly/3lIRSrH

There's no one-size-fits-all answer to the question "How much life insurance do I need?" It depends on your unique situation. However, considering these points can help you figure out what size policy to purchase. 

03/24/2023

Have questions about your retirement or investing strategies?

Get the financial guidance you need.

Find an office or financial representative today.

https://bit.ly/3lD1Lan

contact me directly at [email protected]

No matter where you live, we are readily available to offer assistance and answer your questions about insurance, investments, and retirement.

03/22/2023

W&S Brokerage Services’ Investment Advisory Services provides its clients with the following suite of investment services:

-Investment advice
-Portfolio design and management
-Performance reporting
-Account administration

Click the link below to explore the investment advisory services from W&S Wealth Solutions®️

https://bit.ly/3n89vRX

**designed for clients with a minimum of $75,000 of investable assets**

03/20/2023

With more than 7,000 funds in the U.S. choosing the right one for you could feel overwhelming.

Read 5 considerations to help invest in a mutual fund.

https://bit.ly/3LxWtHH

03/15/2023

Just Married: Consider making life insurance your “something new.”

Learn why life insurance could help with your happily ever after.

https://bit.ly/42es2Mq

As a newlywed, when should you get life insurance? Here's what you need to think through when bringing insurance considerations to the happily ever after.

03/13/2023

Want to enjoy some extra years of retirement? Western & Southern Life explores the planning involved to determine if you can retire at 62.

https://bit.ly/3lb2LCd