Southgate Financial Services

Southgate Financial Services Independent Financial Advisors Since 1981 We are experts in retirement income planning. Southgate Financial Services, Inc. and Cambridge are not affiliated.

Southgate Financial Services specializes in socially responsible impact investing opportunities for individuals, families and small business in the Washington, DC metropolitan area. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.

06/02/2026

As June marks the midpoint of the year, it can be a natural time to reflect on the first half of the year and the goals you set.

Whether you’re continuing to move toward a current goal or setting a new one, the confidence to get started does not always come before the first step. Sometimes it grows with each one.

As we settle into this month, what is one dream or goal you are ready to pursue with a little more boldness in the second half of the year? Share it in the comments. We would love to hear what you are working toward.

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

This month, we’re putting your financial know-how to the test. How well do you understand investing concepts and calcula...
05/14/2026

This month, we’re putting your financial know-how to the test. How well do you understand investing concepts and calculating personal wealth? Swipe through this quiz to test your knowledge. You might even be surprised by what you learn!

If you have any specific questions or concerns about your financial picture, don’t hesitate to reach out. We’re here to be a resource for you.

May is a month of meaningful celebrations, with holidays like Mother’s Day to milestones like graduations, reminding us ...
05/13/2026

May is a month of meaningful celebrations, with holidays like Mother’s Day to milestones like graduations, reminding us how quickly the years pass and how the connections we make can shape our lives in unexpected ways. This month, we’re sharing a story that perfectly captures just how small and serendipitous the world can be.

When Megan Lewis was in second grade, she was paired with a high school junior named Suzanne Koziol for a school pen pal assignment. They exchanged letters about favorite foods, hobbies, and future dreams, but, like many childhood projects, the letters were eventually tucked away and forgotten.

Three decades later, Lewis rediscovered those letters in a box of old mementos and looked up her former pen pal, only to realize Koziol was now Dr. Suzanne Koziol Pugh, the physician who delivered her two children. Neither of them knew their connection stretched back to a classroom assignment in the 1990s. As Pugh shared, “It really made us feel like I was meant to take care of her and we were meant to play a role in each other’s lives.”

Read the full story here:
https://www.goodnewsnetwork.org/woman-discovers-childhood-pen-pal-became-doctor-who-delivered-her-2-kids-my-mouth-dropped/

April is a month of transformation, reminding us that hard work can often grow into something beautiful. This month, we’...
04/09/2026

April is a month of transformation, reminding us that hard work can often grow into something beautiful. This month, we’re spotlighting one couple’s decades-long journey to restore and transform a piece of history, brick by brick.

In North Yorkshire, Mark and Carol Benson spent 30 years lovingly restoring a forgotten train station. What was once a derelict depot is now “The Old Station” — a one-of-a-kind destination where visitors can stay overnight in converted first-class train cars or a cozy cottage that was once a ticket office. They even salvaged original bricks from old buildings on the site to preserve its history.

Their story is proof that passion, patience, and a whole lot of dedication can bring even the most abandoned places back to life. Here’s to the dreamers and doers who remind us that with enough heart, anything can be transformed into something truly extraordinary.

Read the full story here: https://www.goodnewsnetwork.org/couple-spends-30-years-restoring-historic-train-station-for-lodgers-to-stay-amidst-its-former-glory/

Spring is in full swing! Days are getting longer, and summer is just around the corner. Our team has been seriously enjo...
04/07/2026

Spring is in full swing! Days are getting longer, and summer is just around the corner. Our team has been seriously enjoying the extra sunshine and the good springtime vibes.

We hope that you’re enjoying this shift in seasons, too. Don’t hesitate to reach out to us if there’s any way we can support you this spring. We’re here to help you!

04/06/2026

As April unfolds, we're reminded that this season is all about quiet strength and fresh beginnings. 🌸

Growth doesn’t always look the same for everyone; sometimes it’s loud and proud, and other times it’s quiet and steady. No matter where you find yourself this month, growing with grace can help you move forward with purpose and peace.

Here’s to embracing change, nurturing what matters, and showing up with grace right where you are.

What are you hoping to grow or cultivate this April? Share with us in the comments!

April reminds us that growth is constant, as highlighted by some incredible moments in history. Here are a few groundbre...
04/02/2026

April reminds us that growth is constant, as highlighted by some incredible moments in history. Here are a few groundbreaking events we’re remembering this month:

🪙 April 2, 1792 - The U.S. laid the foundation for its financial system with the creation of the first official Mint in Philadelphia, making coin production a national priority.

🚀 April 12, 1981 - Space exploration took a giant leap as NASA launched Columbia, the first space shuttle to orbit Earth and return safely, proving reusable spacecraft were more than science fiction.

🌳 April 26, 1822 - Frederick Law Olmsted, one-half of the visionaries behind Central Park and countless other iconic green spaces, was born. His legacy of public parks began on land once home to Seneca Village.

Which of these April milestones speaks to you the most? Drop a comment and share your thoughts!

We’ll hop right to it: We hope all of you have a wonderful Easter, filled with meaningful moments, time with loved ones ...
03/31/2026

We’ll hop right to it: We hope all of you have a wonderful Easter, filled with meaningful moments, time with loved ones — and maybe a chocolate egg or two!

As always, if you have any questions or needs this spring, don’t hesitate to reach out. We’re all “ears!”

Ready to learn more about how you can join Civil Air Patrol. Joins us for an open house on March 28th.
03/19/2026

Ready to learn more about how you can join Civil Air Patrol. Joins us for an open house on March 28th.

Address

15300 Spencerville Court, Ste 102
Burtonsville, MD
20866

Opening Hours

Monday 9:30am - 5pm
Tuesday 9:30am - 5pm
Wednesday 9:30am - 5pm
Thursday 9:30am - 5pm
Friday 9:30am - 5pm

Telephone

+13019638820

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