Wade Benefit Insurance Services

04/30/2026

A lot of people assume they don’t qualify for life insurance… and they’re wrong.

Things change. Guidelines change. Options change.

If you’ve ever been turned down or have health concerns, it doesn’t hurt to check again.

📌 Send me a message and I’ll walk you through what may be available.

03/17/2026

Same plan… different company… possibly lower premium.

If you have a Medicare Supplement in Indiana, it may be worth reviewing your options around your birthday.

Check the link in the comments.

03/17/2026

If you live in Indiana and have a Medicare Supplement Plan G or Plan N, there’s a rule that may allow you to switch companies around your birthday without answering health questions.

Many people don’t realize this opportunity exists, especially if their premiums have increased over time.

I put together a quick explanation so you can understand how it works and see if it may apply to you.

Have you noticed your Medicare Supplement premium increasing?

03/11/2026

Many people are surprised to learn that Medicare Part B isn’t free.

Every person pays their own monthly premium, and in 2026 the standard premium for new beneficiaries is $202.90 per month.

Understanding how Medicare works before you enroll can help you avoid unexpected costs later.

I’ve been helping people understand Medicare for many years, and I share these short videos to make things easier to understand.

If you learned something new, like the video so more people can see it.

02/24/2026

Missing deadlines can lead to lifetime penalties and higher monthly costs.

Know your timelines before you enroll.

02/06/2026

Medicare Part A has real costs in 2026.
Hospital deductibles and daily charges apply during longer stays.

02/05/2026

Medicare Part A is not free.

There’s a hospital deductible, and costs can apply during long stays.
Educational only. Not affiliated with Medicare or CMS.

01/14/2026

Turning 65 or retiring soon?

Medicare penalties are common — and many last for life.

In this short video, it explains 4 simple ways to avoid costly Medicare penalties, including timing, enrollment rules, and common mistakes people don’t realize until it’s too late.

📌 This is general Medicare education, not advice for your specific situation. Medicare rules vary by individual circumstances.

01/10/2026

I see this every week, and most families don’t realize they still have options.

Real Approval Scenario (Details Changed for Privacy)

Recent client example:
• History of congestive heart failure
• Heart attack within the last 6 months
• Insulin-dependent diabetes

Approved for a $12,000 level benefit final expense policy at $89/month.

Every situation is different, and approvals depend on age, health history, and carrier underwriting — but options do exist, even with serious health conditions.

If you’re unsure what you may qualify for, feel free to message me or request a review. Many people assume they won’t qualify — until they ask.

Example shown for educational purposes only. Individual results vary.

12/15/2025

73% of Americans say they've "put off" having important conversations about end-of-life planning.

Meanwhile, the average funeral costs $12,000-15,000 and must be paid within 48 hours.

See the problem?

Most families aren't prepared — not because they don't care, but because nobody wants to be the one to bring it up.

So I'm bringing it up.

If you're 50+, working or retired, Medicare-eligible, or just thinking about the future...

This week, start ONE conversation. With your spouse. Your kids. Yourself.

Who's ready to stop putting it off? 🙋🏾‍♀️

Comment "READY" and I'll send you a simple conversation starter guide.

Financial Solutions Specialized Just For You

12/12/2025

This page is for adults who want clear, honest guidance on Medicare, final expense planning, and retirement income — explained simply and without pressure.

I share education, reminders, and planning tips to help families make informed decisions at their own pace.