Wade Benefit Services Inc.

12/13/2025

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12/10/2025

Most seniors don’t realize how much Part D is changing in 2026 — especially with the new $2,100 out-of-pocket cap and how covered vs. not covered medications affect your costs.

This short video gives a simple explanation seniors can actually understand:

✔ What the 2026 Part D changes mean
✔ How the new cap works
✔ What counts toward the cap (and what doesn’t)
✔ Why checking your plan each year is so important

Educational only — no plan recommendations, just clear Medicare information.

12/10/2025

Most seniors aren’t sure how to compare Part D drug plans on Medicare.gov — or what the numbers really mean.

This step-by-step guide walks you through the exact process so you can review your medications, pharmacy options, and plan details with confidence.

Here’s what you’ll learn:

🔹 How to enter your medications correctly
🔹 How to compare pharmacies
🔹 What “annual drug cost” actually means
🔹 What happens if a drug is NOT covered
🔹 How the new 2026 out-of-pocket cap works
🔹 What coverage exceptions are
🔹 How to print or save your results

This video is educational only — no selling, no plan recommendations.
Just clear guidance to help you understand Medicare’s official tools.

If you want more simple Medicare explanations, feel free to follow this page.

AEP has ended, but these steps still apply anytime you’re reviewing your prescriptions or preparing for the 2026 plan changes.

12/10/2025

05/22/2025

Legacy isn’t about leaving behind money — it’s about leaving behind peace.

Final expense insurance helps make sure your loved ones don’t carry the burden of your final costs.

A small step now can be a lasting gift to your family.

05/19/2025

Sometimes the most powerful thing you can do is rest — not because you’ve given up, but because you trust the One who never does.

You’re not alone in this season. Keep trusting, keep going. 💙

05/14/2025

If you’ve been thinking about final expense insurance but keep putting it off — you’re not alone.

Most people delay it because they don’t know where to start.
Or they assume it’s too expensive.
Or they say, “I’ll handle it later.”

But later doesn’t always come.
This isn’t about fear — it’s about peace, planning, and love.

💙 If you’ve been putting it off, now is a good time to take the first step.

05/13/2025

Even when we don’t see it… God is working.
Keep showing up. Keep trusting. He’s never late.

05/12/2025

You don’t need a huge life insurance policy to protect your family.

Most final expense policies are between $5,000 and $35,000 — just enough to cover funeral costs, services, and final bills.

Because at the end of the day, it’s not about leaving a fortune...
It’s about not leaving a burden.

💙 Let’s make sure something is in place.

05/09/2025

This might be one of the most important things I ever share…

If you passed away today and didn’t have any life insurance, what would your family do?

Would they have the money?
Would they know what to do next?

Final expense insurance isn’t about fear.
It’s about love, peace of mind, and making sure your family isn’t left with the burden.

💙 If you’ve been thinking about getting something in place, now is a good time to start.

05/09/2025

Think you can’t afford life insurance because you’re on Social Security?

You absolutely can.

Final expense insurance was made for people on fixed incomes — no medical exam, no big monthly cost.

Most plans start around $30–$60 a month.
It’s not about how much — it’s about having something in place for your family.

💙 Peace of mind is still possible.

05/08/2025

Peace doesn’t come from everything going right — it comes from knowing Who’s holding it all together.

If you’re facing hard decisions about your health, money, or future… you’re not alone.
You don’t have to figure it out by yourself.