04/25/2025
Is your loan officer offering strategies—or just numbers?
Have you or your buyers ever been told a purchase price is out of reach, and just accepted it? What if the issue isn’t your budget—but the lack of a strategy?
Here’s a real-world example:
This week, a buyer came to me interested in a condo. Their goal: a $2,400 monthly payment, HOA included. The estimated payment came in at $2,483. Even with a rate buydown, we couldn’t hit the target.
So, what did we do? We looked at the whole picture—not just rate and budget.
We used Down Payment Assistance to reduce their out-of-pocket costs, which freed up cash to pay off a $6,000 credit card balance. That payoff lowered their monthly expenses by $207. Suddenly, the $83 difference in the mortgage payment? Covered.
Result: A smarter way to buy—and peace of mind.
If you or your buyers need a strategy—not just a pre-approval—DM us. Let’s build a game plan that works for your life, not just the numbers.
[email protected] 978-423-4917.