Roberson Tierney & Associates

09/09/2026

Do you know who just took the helm of the Fed?

Kevin Warsh is the new Federal Reserve Chair, though most people have never heard his name. Unlike his predecessors, he doesn't have an academic background. He spent the last decade and a half at a private investment firm, not in a university lecture hall.

He's already signaling a different approach, promising shorter statements and more transparency in how the Fed communicates.

That matters more than it might seem. The Fed Chair's decisions ripple through the economy, affecting everything from mortgage rates to car loans to credit cards.

Lately, we've heard one question more than any other: What does this mean for me? Honestly, it depends on your situation. But knowing who's steering the ship is where smart financial decisions start.

What's your biggest question about this shift at the Fed?



This information is for educational purposes only and is not intended as tax, legal, or investment advice. Please consult a qualified professional regarding your individual circumstances

09/07/2026

Have COBRA and turning 65? ⏰ Don’t assume you can wait until COBRA ends to enroll in Medicare. Your Medicare enrollment timeline may start much sooner!

📞 Have questions? We’re here to help.

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09/07/2026

This Labor Day we honor Connecticut retirees and everyone planning for the next chapter. At Roberson Tierney & Assoc., LLC, we’re here to help you review Medicare timing, annual plan changes, and decisions that matter to your retirement peace of mind.

If you live in Burlington or anywhere in Connecticut, let us provide calm, local guidance so you can make confident choices for yourself and your family. Visit https://wix.to/t2XuBAw to learn more and start the conversation. 🇺🇸🏖️

Call or comment below to schedule a consultation.

09/05/2026

With so much information online, you might wonder: do I really need an insurance agent? 🤷 Here's the thing — a licensed agent brings something no search engine can: personalized guidance based on YOUR life, your health, your budget, and your goals. We take the time to compare options across multiple carriers so you're not stuck guessing which plan is actually the best fit.

And it doesn't stop once your policy is in place! If you ever need to file a claim, having someone in your corner who understands the process makes a stressful situation so much easier. Plus, life changes — new jobs, growing families, moves, retirement — and we're here to revisit your coverage along the way so it keeps up with you.

If you're wondering whether your current coverage still fits your life, let's talk.

09/04/2026

A record number of U.S. adults under 35 are living with their parents, according to a recent Realtor.com study.

In 2025, 25.2 million adults under 35 lived at home, a higher share than during the COVID-19 pandemic.

Many are working, but wages are not always keeping up with the cost of living. Among adults ages 25 to 34 who live at home, roughly 7 in 10 have jobs.

Housing affordability is a major factor. Higher home prices, elevated mortgage rates, rent, student loan payments, car payments, and everyday expenses can make living independently harder to sustain.

For some families, moving back home may be a way to reduce expenses, rebuild savings, or create more breathing room before taking the next step.

The broader takeaway is that financial independence does not always follow a straight timeline. Cost-of-living pressures are reshaping what adulthood, housing, and household decisions look like for many families.


Source:
https://www.cbsnews.com/news/record-adult-children-moving-in-with-parents/

09/04/2026

Practical Medicare tips can make a complicated system feel workable. In our 4-minute read, “Mastering Medicare: Essential Tips and Tricks to Maximize Your Benefits,” we walk through straightforward strategies you can use now and explain how we at Roberson Tierney guide you step‑by‑step. 🩺📘💬

We cover the basics (Parts A-D), how to compare Original Medicare vs. Medicare Advantage (40% of beneficiaries chose Advantage in 2023), prescription plan tips, free preventive services, and the enrollment windows you need to know (General Enrollment: Jan 1-Mar 31; Annual Enrollment Period: Oct 15-Dec 7). We also explain appeals rights and why tracking annual plan changes matters - small actions now can save you money later (beneficiaries often average about $5,300/yr in out‑of‑pocket healthcare costs).

We combine Medicare guidance with retirement and financial planning to help retirees and pre‑retirees across Connecticut feel confident about their healthcare and finances. Have a Medicare question? Ask below - we’ll help. ✅

Read the full post: https://wix.to/Ls0S5jd

09/03/2026

Life Insurance + Long-Term Care: A Two-in-One Solution

No one loves thinking about long-term care—but most of us will need it someday. And with the rising cost of healthcare, relying on savings alone to cover long-term care could leave your future on shaky ground. But many people worry about investing money in long-term care insurance -- what if you are lucky enough to never need it? How can you ensure the money you have spent doesn’t just go to waste?

👉 That’s where hybrid life insurance comes in.

These policies combine life insurance with long-term care benefits. That means:

✅ Coverage for care like in-home help or assisted living
✅ A guaranteed death benefit for your loved ones
✅ Peace of mind knowing your money won’t go to waste—even if you never need care your family will still receive the life insurance benefit.

Whether you’re planning ahead or rethinking your current strategy, hybrid policies offer flexibility, stability, and real value.

📞 Curious if this option fits your future? Let’s talk. We’ll walk you through it—no pressure, just good planning.

09/03/2026

The Annual Notice of Changes (ANOC) can include small updates that have big effects on your coverage and costs - and knowing what to look for makes annual plan changes easier to handle. 📩🔍✅

We put together a clear, step-by-step guide to help Connecticut Medicare beneficiaries spot the most important items in the ANOC: changes to premiums, deductibles, provider networks, and prescription drug coverage (the ANOC is typically mailed in September). Read it carefully, highlight what matters to you, and reach out if anything looks unclear.

We’re here to help you interpret the ANOC and decide whether to switch plans during the Annual Enrollment Period. Read the full post: https://wix.to/Izgayi6

Have you received your ANOC yet? Share a concern below or send us a message - we’ll walk through it with you.

Navigating Medicare can feel overwhelming, especially with annual updates that can impact your coverage significantly. Each year, Medicare beneficiaries receive the Annual Notice of Changes (ANOC), a crucial document that outlines any adjustments to your Medicare plan for the upcoming year. It inclu...

09/02/2026

The little hands you hold today are the reason to plan for tomorrow. ❤️

Life insurance isn’t just about preparing for the unexpected—it’s about protecting your family’s future, preserving dreams, and providing peace of mind.

Whether you’re a new parent, growing your family, or reviewing existing coverage, we’re here to help you find a solution that fits your goals and budget.

📞 Call 860-379-6700 (tel:860-379-6700) to schedule your complimentary review.

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Disclaimer: Insurance products offered through Roberson Tierney & Associates, LLC. Coverage availability and eligibility may vary by carrier and state.

09/02/2026

👉 Roughly 56 percent of IPOs bought at the offer price lost money after 3 years.

That's not the headline you see on day one.

You see the first-day pop. The company goes public, and its stock has averaged a 19 percent gain since 1980. Feels like a moment you should catch.

Here's what actually happens:

1️⃣ Institutional investors get the offering price before trading opens.

2️⃣ You buy at market open, after the move.

Then the real story starts.

🔎 This gap is based on research led by Professor Jay R. Ritter, who authored a 2026 report on IPO performance for the University of Florida. His analysis of 9,300 U.S. IPOs is one of the most comprehensive databases available.

Chasing IPOs can provide a thrill, but there are pros and cons.

A sound portfolio should reflect an investor's goals, risk, and time horizon. The risks of an IPO are not for everyone. 🎯

📋 Past performance does not guarantee future results. The return and principal value of IPOs and other stocks will fluctuate as market conditions change. And shares, when sold, may be worth more or less than their original cost.



This information is for educational purposes only and is not intended as tax, legal, or investment advice. Please consult a qualified professional regarding your individual circumstances