Brian Vaughan - Fairway Mortgage

Brian Vaughan - Fairway Mortgage NMLS ID: 2046057
Fairway Independent Mortgage Corporation is dedicated to providing simple, affordable mortgage solutions.

We have over 670 branches across the country offering hometown service backed by national strength. Fairway Independent Mortgage Corporation is dedicated to providing simple, affordable mortgage solutions. Whether you’re buying your first home, a second home or refinancing your current mortgage, Fairway offers a wide variety of home financing options that are designed to fit your unique needs and

goals. Our loan officers are ready to guide you every step of the way, from application to closing and beyond. Speaking of closing, we have a reputation for closing on time — sometimes in as little as 10 days! Find your trusted local Fairway loan officer today.

06/08/2026

Vermont diverts between 51% and 57% of all food scraps from the landfill.

You know what the national average is? 5-10%

That difference is mind blowing - and clearly indicates there's something different in the culture here.

My feeling is that the sense of it being a moral obligation is shared across political, demographic, and geographic lines. Some cities & towns make it easy to compost by providing curbside pickup, but Vermont is overwhelmingly rural so that option is not available for most of the state.

But that doesn't stop folks from composting - 43% of all households compost right on their property.

It might seem silly to get fired up about composting, but it's just an example of the kinds of values my family and I were seeking when we moved here.

As far as I'm concerned, Vermonters have got this one right.

06/04/2026

Vermont weather really likes to keep you on your toes.

05/26/2026

I keep hearing voices in the mortgage industry say "how long can we keep doing this before the market stops believing what's being said?"

My response to that is - what choice do the markets have?

Traders may have SOME additional info about what's going on, but ultimately they're getting their news from the same media cycle the rest of use are.

As long as this war continues and the administration keeps headfaking towards a peace deal, we will continue to see swings in interest rates.

05/20/2026

Honestly can't think of anything that would identify me faster.

05/07/2026

When we bought our Vermont home, it was the first time I'd had a septic system.

Looking back, I shouldn't have been surprise - over 50% of Vermont homes use septic systems. That means that if you’re buying a home anywhere in the state that isn't in a town center, you’ll likely have one.

At first I felt pretty intimidated by it - but I've learned that with some basic maintenance, it really doesn't take much to keep it in good shape.

(Save this for later so you can go back to it once you've bought that VT house)

Septic Tank Maintenance

* Pump your septic tank every 3–5 years
(2–3 years for larger households or heavy use)

* Have it inspected every 3 years
(Getting the eyes of a licensed professional on it who can use equipment to see parts of the system you can't access will keep small repair jobs small)

* Clean the septic filter 1–2x per year
(Done with a standard garden hose and sprayer attachment, takes 10 minutes. The filter keeps the drainage pipes from clogging, but over time gets clogged itself. Spraying it down keeps the water moving and prevents over flow

What NOT to Do
* No wipes (even “flushable” ones)
* No grease/oils down the drain
* Don’t drive or park over the drain field
* Don’t skip filter cleanings - that's asking for a backup

05/05/2026

I knew Vermont was beautiful.

I just didn't expect that beauty to be quite so in my face every single day. Like ease up, I need to get things done every once in a while, I can't just be standing here staring for hours.

Of course not all properties in VT are like this. But the reality is that it doesn't matter where you are in the state, you're never far from a stunning view.

04/29/2026

Building your credit history can be way easier than you realize.

If you don't have a a credit score, the simplest thing to do is to get a credit builder card.

Most banks offers these - ask the bank you already use

You'll get a low limit card - $500-$1,000.

Buy a couple things with it, then pay them immediately. Do it again the next month. Better yet, put the card on automatic payment so you never miss one.

After just a couple months, you will have credit history reporting to the credit bureaus who will govern you a score. If that history has all been positive and the balance on your card is very low, that score will probably be pretty good.

Et voila - you can get a mortgage.

04/28/2026

Realtors be honest - this is just pay back for being asked to "coffee" approximately 17 times per week, isn't it?

Address

431 Pine Street Suite G10
Burlington, VT
05401

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm

Telephone

+18024897186

Website

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