Lee Chieng, Certified Mortgage Advisor

07/01/2026

5.0 star review received on Experience.com for Lee Chieng by Timothy T - Out of all the different parts of the real estate purchase process, this part respected my privacy and security the most by having AND utilizing a secure portal for document sharing (vs. just email attachments). I also appreciate Lee for not putting me down for any of my questions and having the patience to explain things more than once when needed.

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06/19/2026

5.0 star review received on Experience.com for Lee Chieng by Sophia S - I highly recommend Lee to my friends and clients!!
Lee is professional and incredibly helpful throughout my condo purchase. She kept me well informed, guided me through every step of the loan process, and make the entire experience, smooth and stress-free.
responsiveness and expertise gave me confidence from start to finish. highly recommend lead to anyone looking for a reliable Loan Agent, and I would definitely refer to my friends and clients. Thank you Lee, for your outstanding service.

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06/19/2026

Write-offs are great for taxes, but terrible for traditional mortgages. Stop letting your tax returns cost you the properties you love! There are specialized programs designed specifically for business owners and investors:

Bank Statement Program: Qualify using 12 to 24 months of actual business deposits, not your net income reported to the IRS.

Investor Program: Qualify based on the rental income generated by the property itself—no personal income verification required. If the deal makes sense, it closes. Simple as that.

06/18/2026

What if your next investment property qualified based on the property's income, not yours?

DSCR loans allow investors to qualify using rental income, with no personal income verification required.

If the numbers make sense, the deal can work.

DM us "DSCR" to learn more.

06/17/2026

What if you could qualify for a mortgage based on your assets, not your income?

No tax returns
No income verification
No FICO required
Up to $10M in financing

Whether you're an investor, entrepreneur, international buyer, or someone who values privacy, asset-based lending could open doors traditional loans won't.

06/17/2026

🏡 The market has shifted, and if you're a buyer, this is the moment to pay attention.

For years, sellers held all the cards. Multiple offers, waived contingencies, and no room to negotiate.

That's changing.

This week's data from Redfin shows active inventory up 3.7% year over year, with sellers pulling back even as buyer demand softens slightly.

What that means in plain English: sellers are motivated, and buyers are starting to win again.

I've had clients this spring get price reductions, seller-paid closing costs, and even rate buydowns, things that were unthinkable two years ago.

For my divorcee and retiree clients who've been hesitant: the window when sellers negotiate is exactly the time to be pre-approved and ready.

What would it mean to you to finally have negotiating power in this market? 👇

06/16/2026

📊 Quick reality check on mortgage rates last week...

Rates hit 6.71%, close to the highest point of 2026.

I know that number can feel discouraging if you've been waiting to buy or refinance.
But here's something most people don't realize: the Fed didn't move rates this week.

Redfin's economists said it plainly, White House policy is the biggest driver of mortgage rates right now, more than anything the Fed is doing.

What does that mean for you?

It means rates could shift quickly, in either direction, based on news unrelated to inflation data or Fed meetings.

For my clients who've been on the fence: this is exactly why we build a financing strategy that works at today's rates and gets even better if rates drop.

Question for you: Are you waiting for a specific rate before moving forward? Drop your number below, I'd love to know what's on people's minds! 👇

06/12/2026

5.0 star review received on Experience.com for Lee Chieng by Joy G - Lee was very quick, accessible, and knowledgeable

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06/07/2026

🏡 Here's something the headlines aren't talking about enough right now:

There are 1.5 MILLION homes for sale across the country.

That's one of the highest levels since before the pandemic, and it means today's buyers have options, leverage, and time to negotiate.

I've seen clients this spring get seller-paid closing costs, rate buydowns, and repair credits, things that were basically impossible in 2021 or 2022.

The market hasn't flipped overnight. But if you've been waiting for the right moment to make your move... this might be it.

Are you currently in the market? What's your biggest hesitation right now? Let me know in the comments. 👇

06/06/2026

🔑 Redfin just published their 2026 outlook — and they're calling it 'The Great Housing Reset.'

Here's what that means in plain English:

For the first time in years, buyers have leverage.

1.5 million homes on the market. Price growth nearly flat. Sellers covering closing costs and rate buydowns. Wages are finally growing faster than home prices.

This isn't 2021. You won't be in a bidding war. You have time to shop, negotiate, and make a smart decision.

But here's the catch: this window won't stay open forever. When the Fed eventually cuts rates, and they will, buyers will flood back into the market, competition will spike, and today's negotiating leverage disappears.

If you've been waiting for the 'right time' to buy, for you, for your family, or for your retirement plan, I'd love to talk through what that looks like.

What would need to change for you to feel ready to make a move this year? 👇