Benjamin Lupu CFP

03/25/2026

Create Your Own Pension Plan!

03/15/2026

Hey Gen Z! Will A.I. Kill Your Career? Here's Another Idea...

03/10/2026

"Advisor or Sales Person? Know the Difference Between a Sales Person and a Fiduciary!

08/22/2025

Check the Substack article below, it could help explain both Hyperstition and why Crypto is so popular....

The concept of hyperstition might sound like something cooked up after a late-night sci-fi binge, but it has profound implications for how culture, technology, and finance evolve.

12/11/2024

My Substack page is now called: Hyperstition (Bias)

Hyperstition is manifesting shared belief into reality by means of positive input. Financial Markets, Economics,, Financial Planning, Dividends and Human Foolishness. Click to read Hyperstition (Bias), by Benjamin Lupu CFP, a Substack publication. Launched 2 years ago.

08/05/2024

https://kensingtonami.com/burbank-the-magical-place/

A really long time ago in a place called Brooklyn there was a little kid who watched TV on a black and white set. Brooklyn was going through a lot of changes back then, and most of them were bad. The New York weather was often gloomy, it was cold and rainy much of the […]

08/05/2024

https://benjaminlupucfp.substack.com/p/burbank-the-magical-place

05/14/2024

https://kensingtonami.com/saying-no-thanks-fighting-back-against-inflation/

It’s been a rough ride on the inflation train for US consumers these past few years, with our cost of living here in Los Angeles and many other places rising more than 30% by most reliable metrics. Sure, the published inflation rate is only around 3.5% annual increase as of mid-2024, but that metr...

12/06/2023

New Substack of Negativity Bias Series
Read this!

It’s no secret that people say one thing and often do another. We can see it routinely in published economic statistics that tell us that people say they feel badly about the economy and at the same moment are spending like there’s no tomorrow. This contradiction in expressed sentiment versus ap...

11/06/2023

Check out the new PR Video!

https://www.youtube.com/watch?v=5ucd5sQ0NYE

09/06/2023

https://kensingtonami.com/recency-bias-no-immunity/

Financial markets have a bad habit, and all of us who take part in markets each day are guilty of causing it. The bad habit? It’s called “Recency Bias”, the tendency to extrapolate what has occurred in the very immediate past as to what we think will certainly continue into the future. This te...