Comprehensive Financial Services

05/14/2026

In 1900, the average life expectancy of a newborn was only 32 years old. By 2025, that number more than doubled to 73 years, and the trend is expected to continue.1,2Living this long may have unexpected tax consequences. Here’s why...

Life insurance proceeds are generally tax-free. But not in all cases.

04/30/2026

Once an estate strategy is in place, it should only require periodic reviews to check that it still reflects your wishes. However, life events such as marriage, divorce, births, deaths, relocations, health changes, business sales, and...

Review your legacy approach regularly, particularly following significant life events or legislative updates.

04/16/2026

Determining the value of an estate is a fundamental first step in estate management and a critical requirement for settling a decedent’s estate.1How to Assess the Value of an EstateSelect the date of calculation. Because values move up...

Determining the value of your estate, or for someone who has passed away, can be a complex undertaking.

04/02/2026

One of the most common questions people ask about Social Security is when they should start taking benefits. Making the right decision for you can have a meaningful impact on your financial income in retirement.Before considering how...

One of the most common questions people ask about Social Security is when they should start taking benefits. Talk with our team to help you make the decision that is right for you.

12/24/2025

CFS Client Newsletter November/December 2025

11/19/2025

Are you making charitable donations at year's end? If so, you should know about some of the financial "fine print" involved, as the right moves could potentially bring more of a benefit to both you and your chosen charity. Keep in mind...

This article may help you maximize the benefits of your donation for your chosen charity.

11/12/2025

Some of the biggest challenges many face when it comes to education are financial. Luckily, a 529 college saving plan can help. And they're not just for college anymore - added to the tuition eligibility are K-12, private and religious...

This article can be a helpful guide when beginning to prepare for education expenses.

10/29/2025

As the year comes to a close, it’s an ideal time to assess your financial situation and make adjustments for a strong transition into the next phase, especially as you approach retirement. This article will guide you through key...

Optimize your retirement readiness with key year-end strategies for tax planning, investments, insurance, and legacy goals.

10/08/2025

As the year comes to a close, it’s an ideal time to assess your financial situation and make adjustments for a strong transition into the next phase, especially as you approach retirement. This article will guide you through key...

Use year-end financial strategies to strengthen your retirement plan and ensure a confident transition into retirement.

09/24/2025

Year-end planning can help you to make deliberate, strategic moves that preserve your wealth, optimize your tax exposure, and create a lasting legacy. Whether you are preserving wealth for the future, growing your investments, or...

Help preserve, grow, and pass on your wealth and legacy to future generations through smart year-end planning strategies.