Hayward Brown-Flagler, Inc.

04/06/2026

Buying a home may be your largest financial commitment. Which loan is best for your situation?

When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage.

04/05/2026

A very special and happy Easter to everyone who celebrates.

04/03/2026

Trouble understanding deductibles? This article is here to help.

Deductibles are tricky for some. Help make it simple with this article.

04/01/2026

Young adults typically don’t think about life insurance. But, this can be a big mistake. Life insurance is more valuable and necessary than you might realize.

Getting life insurance before 40 is more common than you think—and it can be a smart choice for many people.

04/01/2026

Wishing you a meaningful and peaceful Passover. 🌟✡️

03/30/2026

Did a power outage stop your well pump? You can still flush the toilet with this tip.

Did you know you can still flush the toilet, even if your well pump is stopped.

03/27/2026

Committed to increasing your financial literacy? Don't be afraid to ask questions.

Many Americans are operating their personal finances with only the barest minimum of knowledge.

03/25/2026

If you’re over 40 and thinking about getting married, you should revisit your life insurance policies and make sure your spouse is covered. Read more here:

If you’re getting married for the first time or remarrying after age 40, life insurance is a must for you and your spouse. Read on and learn about why life insurance is a crucial part of your estate strategy.

03/23/2026

Is your teen approaching driving age? Here are 4 things you should consider before adding them to your car insurance.

If your teen is approaching driving age, you may be preparing to add them to your car insurance. It’s important to be aware of these four things before you do so.

03/20/2026

SocialMedia may be important in growing your company, but it may introduce liability. Is your company protected?

Social media may be a modern imperative for businesses looking to grow and build their brand, but it also introduces risk.

03/20/2026

3 Common Claims Questions

We’ve all heard the phrase, “Accidents happen.” But that doesn’t mean they aren’t a big deal, especially when they lead to big expenses.

That’s why knowing what to do when you have a claim is important. Chances are, you're already under enough stress without having to figure out the claims process.

Here are three common questions we get about claims to help guide you through the process:

1️⃣ How do I file a claim? Most companies ask that you either call the claims number listed on your insurance card or use their app to file the claim.

2️⃣ What happens after I file? You will be assigned an adjuster, a person who helps document and handle claims. They will contact you ASAP to help you along the way.

3️⃣ Do I need to keep records? Yes! The more documentation you have, the more information the adjuster has to help you get back what was lost.

Knowing what to expect and how to handle your claim can take a little edge off an already stressful situation. 🌟

03/18/2026

Term vs. Whole Life Insurance— what’s the difference? Learn more about each of these types of insurance so you can make an educated decision about which one is right for you.

Confused about Term or Whole Life Insurance? Discover how they work and, most importantly, how they can work for you.