Theresa Kunkeli - Bankers Life Agent and BLSecurities Financial Rep

11/03/2026

Not sure whether staying put, downsizing, or moving still makes sense for your retirement plan? Let’s talk.

10/29/2026

Navigating long-term care planning can be overwhelming, especially when it comes to Medicaid coverage. Our article breaks down the three Medicaid LTC programs—Nursing Home Medicaid, HCBS Waivers, and ABD Medicaid—and offers practical tips for finding certified facilities.

Does Medicaid cover long-term care? Yes! Learn what services are included, who qualifies, and how to find care facilities for you or your loved one.

10/27/2026

In many careers, your income has a ceiling. At Bankers Life, your success is driven by the effort you put in.

Build a business that's truly your own, where your commitment, ambition, and performance can directly influence your earning potential. With a competitive commission + bonus structure, plus unlimited earning potential, you're in control of what comes next.

Ready to invest in yourself?
Visit https://www.careersatbankerslife.com/ and apply today!

Bankers Life Financial Professional Careers

10/22/2026

Your kids may still need support—but your retirement needs a plan, too. Helping family is important, but so is protecting your own financial future. Learn how to balance both with confidence.

10/20/2026

🌟 It's National Retirement Security Week! 🌟

Retirement security isn't just about how much you've saved. It's about whether your money can support the life you envision for years to come.

Could an unexpected healthcare expense impact your retirement income? What happens if inflation continues to increase everyday costs? Would a market downturn force you to adjust your spending plans? These are the kinds of challenges that can catch retirees off guard.

The good news? Planning ahead can help you prepare for the unexpected and make more confident decisions about your future.

I can help you explore solutions tailored to your goals. Message me and let’s connect!

10/15/2026

Can you be denied a Medicare Supplement plan? Learn when acceptance is guaranteed, when denial is possible, and what to know before you apply.

If you’re worried about the out‑of‑pocket costs of Original Medicare, you may be considering a Medicare Supplement insurance (Medigap) plan to help cover Can you be denied a Medigap plan? Learn when coverage is guaranteed, when denial is possible, and how to qualify.

10/13/2026

What does a flexible work environment look like?

It means no two days are exactly alike.

✅ Collaborating with your team in the office
✅ Meeting clients in your community
✅ Working from home when needed
✅ Creating a schedule that supports your goals

At Bankers Life, you'll have the opportunity to build a rewarding career without sacrificing the things that matter most. From family milestones to everyday moments, flexibility means having the freedom to be present for your life while building your future.

If you're looking for a career that offers independence, purpose, and growth potential, we'd love to meet you.

Message me with questions or apply today:

Bankers Life Financial Professional Careers

10/09/2026

Many retirees are surprised when their Medicare premiums increase due to IRMAA. Our article explains how the two-year income lookback works, what counts as income, and why 2026 may bring unexpected changes. Understanding these rules can help you plan ahead and avoid unwelcome surprises in your budget.

An unexpected jump in Medicare premiums can catch retirees by surprise and disrupt their carefully planned budgets. The culprit? The Medicare Income Learn how income from 2024 may increase Medicare IRMAA in 2026. Learn income triggers, premium tiers, and ways to avoid surprises in Part B and D costs...

10/08/2026

October is Financial Planning Month. Have you taken a close look at your financial future lately?

Life can change quickly. An unexpected medical expense, market downturn, loss of income, or long-term care need can put pressure on even the best-laid plans. That's why financial planning isn't just about growing your savings. It's about preparing for the "what ifs" that could impact your retirement, your family, and the future you've worked hard to build.

Whether you're reviewing your retirement strategy, evaluating your insurance coverage, or looking for ways to protect your loved ones, now is a great time to take action.

Message me and let’s explore financial solutions tailored to your goals and priorities.

10/07/2026

Are you relying too much on Social Security and Medicare? A new federal report signals potential gaps ahead. While these programs play an important role, they may not cover everything in retirement. Reviewing your plan now could give you more choices later.
➡️ Connect with a Bankers Life professional to explore your options.