ayeonesolutions

ayeonesolutions We are an efficient and transparent credit consulting agency with over 12 combined years of experien

A Debt Management Plan, or DMP, is a debt reduction program that entails creating a tailored budget with the help of a f...
09/17/2021

A Debt Management Plan, or DMP, is a debt reduction program that entails creating a tailored budget with the help of a financial counselor. Your advisor may collaborate with you and your creditors by doing the following:

🔵 Creating realistic monthly payment schedules
🔵 Keeping your current fees to a minimum
🔵 Put an end to continuous collecting calls.
🔵 Educating people on how to pay off their debts in the most effective way possible.

Multiple debts will be combined into a single, big obligation when you enter a DMP. This is a positive thing because it means you'll just have to make one monthly payment. Your payments will be electronically collected and paid directly to your creditors on a monthly basis.

Make sure you are in good credit shape before you apply for a home loan. Don't forget that the bank can deny the loan if...
09/15/2021

Make sure you are in good credit shape before you apply for a home loan. Don't forget that the bank can deny the loan if they notice last minute changes in your credit or employment.

Always monitor your report and activity with the expectation that something wonderful may be around the corner. đź‘Śđź’Ż

Charge-offs can have an impact on your credit both directly and indirectly. When a debt is charged off, a “charge off” n...
09/13/2021

Charge-offs can have an impact on your credit both directly and indirectly. When a debt is charged off, a “charge off” note appears on your credit report. This note will remain on your credit record for seven years, beginning with the date of the last scheduled payment you missed.

Paying up the charged-off balance will not erase the entry from your credit record. The notation will instead be altered to “charged-off paid” or “charged-off settled.” This note will appear on your report for the next 7 years following the final missed payment.

When your creditor charges you off, they may sell your debt to a collection agency. If it is sold, your credit record will show a “account in collections” note. Your credit score will suffer as a result of this. 👀

Before embarking on a student loan adventure, it is critical to understand what you are getting into. Before you take on...
09/10/2021

Before embarking on a student loan adventure, it is critical to understand what you are getting into. Before you take on more than you can handle, spend a few minutes becoming acquainted with these three typical student loan errors. đź’Ż

We equated self-esteem with net worth. As a painful result, we learned to value our own lives based on the stuff we poss...
09/08/2021

We equated self-esteem with net worth. As a painful result, we learned to value our own lives based on the stuff we possessed. But, in truth, our lives are considerably more precious than our possessions. ✨💯

Your personal information and data are more exposed than ever before. It might take months, if not years, to completely ...
09/06/2021

Your personal information and data are more exposed than ever before. It might take months, if not years, to completely restore your identity once it has been exploited falsely.

However, there are several easy and tangible methods to protect yourself and your loved ones against identity theft. đź‘Ś

Regain control of your money by improving your credit score. Let us help you increase your score so that you can get tho...
09/03/2021

Regain control of your money by improving your credit score. Let us help you increase your score so that you can get those essential necessities. Please contact us if you need assistance.

Make an appointment so we can discuss ways to assist you. đź‘Ś

Book free consultation now https://bit.ly/3obH5mp

An alarm's function is straightforward. Its purpose is to alert you and those around you to a problem. In most situation...
09/01/2021

An alarm's function is straightforward. Its purpose is to alert you and those around you to a problem. In most situations, the alert is only the initial step toward the necessary follow-up measures.

Credit monitoring is no different, it’s your first line of defense when it comes to managing your credit score and responding to odd credit report activity. 👌

An Annual Performance Rate, or APR, is another rate you may encounter when taking out a personal loan, mortgage loan, au...
08/30/2021

An Annual Performance Rate, or APR, is another rate you may encounter when taking out a personal loan, mortgage loan, auto loan or credit card. This rate is the amount of interest you will pay over the course of a year, including any extra fees your loan process may incur.

The APR will typically be .1 to .5% higher than the interest rate. If the APR is higher, expect to have more fees.

Many borrowers compare APRs when deciding between different loan options. These rates are valuable negotiating tools – it is not uncommon to reference the rate of a competing lender in order to secure the best rate available.

While establishing a good credit score is a vital piece of your overall financial picture, there are many common misconc...
08/27/2021

While establishing a good credit score is a vital piece of your overall financial picture, there are many common misconceptions about what does affect your credit score.

Telling facts from myth, though, is crucial, as consumers strive to do what they can to improve their credit score.

Interest is the price you pay to borrow money. When a lender provides a loan, they make a profit off of the interest pai...
08/25/2021

Interest is the price you pay to borrow money. When a lender provides a loan, they make a profit off of the interest paid on top of the original loan amount.

Interest rates affect the true amount you pay for homes, cars and other purchases made with credit. How an interest rate is determined depends on the type of loan. Use this infographic as a guide to how each type of interest rate works.

Interest affects the overall price you pay after your loan is completely paid off. For example, if you borrow $100 with a 5% interest rate, you will pay $105 dollars back to the lender you borrowed from. The lender will make $5 in profit.

Bankruptcy is a tradeoff. It wipes away or reduces debt that you can’t afford to pay, but it tells the world that you’re...
08/23/2021

Bankruptcy is a tradeoff. It wipes away or reduces debt that you can’t afford to pay, but it tells the world that you’re a credit risk. That gets reflected on to your credit score, which can drop dramatically and make it tough to borrow and spend.

bankruptcy can actually clear negative items from your credit report – leaving only the bankruptcy itself as a negative remark.

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Buford, GA
30518

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