Insurance Center of Buffalo

Insurance Center of Buffalo We are your local agency for Home, Auto, Business, Health and Life Insurance!

You own the business, you drive the company truck, and you’re off the clock. Then there’s an accident.Here’s what gets c...
08/20/2026

You own the business, you drive the company truck, and you’re off the clock. Then there’s an accident.

Here’s what gets complicated fast:

– Was it personal use or business use?
– Which policy responds first?
– If damages exceed limits, does your personal umbrella step in?

Many business owners assume it’s straightforward, but it’s not.

Insurance done right means we sort through those gray areas before something happens. If your business assets travel home with you, your coverage should make that trip too.

Our own Kailee Mastel, COO and Partner at Insurance Center of Buffalo, recently took the stage as a panelist at the IFC ...
08/19/2026

Our own Kailee Mastel, COO and Partner at Insurance Center of Buffalo, recently took the stage as a panelist at the IFC National Marketing Summit.

The conversation covered topics shaping the industry right now including, marketing, AI, and adapting to changes in the Medicare market.

Over the two-day summit, Kailee and Sydnee heard from other speakers, connected with industry peers, and brought fresh ideas back home to Buffalo.

Proud to have Kailee representing Insurance Center of Buffalo up there!

Adding a teen driver to your insurance is a big deal, for them and for you.It means more freedom, new car keys, and no m...
08/04/2026

Adding a teen driver to your insurance is a big deal, for them and for you.

It means more freedom, new car keys, and no more chauffeuring.

It’s exciting, and it’s also a shift in risk.

Before you call the DMV, here are a few things to check:

– Are your liability limits high enough now that exposure just jumped?
– Do you have an umbrella policy, and is it actually enough?
– Whose name is on the vehicle title? (Ownership matters.)
– And if they’re driving a car that isn’t yours… what happens then?

New drivers are a milestone. Make sure your coverage grows with them.

Give us a call before you update the DMV if you have any questions. We’re here to help; you betcha.

Contractors worry about Certificates of Insurance (COIs) for one reason: No certificate, no job.A COI isn’t a policy; it...
07/21/2026

Contractors worry about Certificates of Insurance (COIs) for one reason: No certificate, no job.

A COI isn’t a policy; it’s proof. Proof that as a contractor, you carry the coverage required in the contract (liability, workers comp, umbrella, whatever’s needed).

Ever wondered what slows COIs down?

– Incomplete contract requirements
– Waiting on endorsements
– Agencies that treat COIs like admin work instead of priority work

Here’s how we handle it:

When a COI request comes in, our service team gives it immediate attention. Same-day turnaround whenever possible.

Because we know it’s not “just paperwork.” It’s payroll waiting to happen.

A storm just rolled through… Now what?A tree limb hits the roof, shingles are in the yard, maybe even water where it sho...
07/09/2026

A storm just rolled through… Now what?

A tree limb hits the roof, shingles are in the yard, maybe even water where it shouldn’t be.

Here are three things most people don’t realize:

1. Not every policy pays the same. Replacement cost and actual cash value are very different conversations.
2. Your deductible matters. And not every situation should automatically turn into a claim.
3. Before contractors start knocking, be sure to take photos, document everything, and call your agent.

And if you’re unsure whether to file? Call us first.

Storms happen. Making the right call afterward is what matters.

Before you buy that new summer toy, take a quick pause…Here are a few things to check first:–  Is it covered under your ...
07/03/2026

Before you buy that new summer toy, take a quick pause…

Here are a few things to check first:

– Is it covered under your current policy, or does it need its own?
– Is liability extending protection the way you think it is?
– Where is it stored? At home, at the cabin, somewhere else? (This part matters.)

The biggest mistake we see is people assuming “it’s covered.”

Before you hook it up and head north, give us a call.

College acceptance letters are exciting. 🎉The loan paperwork? Not so much.When a student heads off to school, a few insu...
06/30/2026

College acceptance letters are exciting. 🎉
The loan paperwork? Not so much.

When a student heads off to school, a few insurance questions come with it:

– Are their belongings covered in a dorm?
– What happens if they take a car?
– Is your liability coverage still where it should be?
– Is the loan you co-signed on covered by life insurance?

Loans change the financial picture. Insurance done right means we look at the whole picture, not just what’s renewing.

Before move-in day, let’s make sure everything’s lined up.

We traded policies for pours at Buffalo Days last Friday. 🍺We were behind the taps serving drinks, seeing familiar faces...
06/22/2026

We traded policies for pours at Buffalo Days last Friday. 🍺

We were behind the taps serving drinks, seeing familiar faces, and supporting Buffalo Days and the Buffalo Youth Shooting Sports organization.

That’s the best part of being local. We don’t just work here, we show up here.

Until next year, Buffalo!

It's a Green Bean Open kind of day 💚⛳️Proud to be out supporting the Buffalo Food Shelf and spending time with some grea...
06/11/2026

It's a Green Bean Open kind of day 💚⛳️

Proud to be out supporting the Buffalo Food Shelf and spending time with some great people.

Sun’s out. Clubs are (mostly) cooperating. All for a good cause.

Hole 8 had some exciting moments yesterday. ⛳Our team had an excellent time at the Buffalo Area Chamber of Commerce & To...
05/29/2026

Hole 8 had some exciting moments yesterday. ⛳

Our team had an excellent time at the Buffalo Area Chamber of Commerce & Tourism Bureau Golf Tournament. It was a great opportunity to see some familiar faces, enjoy the sunshine, and see some solid swings.

Always proud to support events that give back (and help fund scholarships for local high school seniors).

That’s a day well spent!

Address

310 10th Avenue South
Buffalo, MN
55313

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 1pm

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