08/20/2026
You own the business, you drive the company truck, and you’re off the clock. Then there’s an accident.
Here’s what gets complicated fast:
– Was it personal use or business use?
– Which policy responds first?
– If damages exceed limits, does your personal umbrella step in?
Many business owners assume it’s straightforward, but it’s not.
Insurance done right means we sort through those gray areas before something happens. If your business assets travel home with you, your coverage should make that trip too.