SJP Federal Credit Union

10/01/2026

💰 Your money should be working harder!

SJP Federal Credit Union Certificates are now earning 4.40% APY with terms starting at just 6 months!

Whether you're building your savings, planning for the future, or simply looking for a better return on money you already have set aside, now is a great time to put your money to work.
Bring your savings home to SJP. ❤️💙

Visit sjpfcu.org or stop in today!

APY = Annual Percentage Yield. Rates and APYs are accurate as of 10/01/2026 and are subject to change. Certificates of Deposit earn 4.40% APY for terms from 6 to 84 months and require a $1,000 minimum deposit to open. Certificate rates are fixed for the term; APY assumes dividends remain on deposit until maturity. Early withdrawal penalties may apply and could reduce earnings. Fees may reduce earnings. Membership eligibility requirements apply. Please refer to SJP Federal Credit Union's Truth-in-Savings disclosures or contact the credit union for complete terms, conditions and applicable fees.

09/21/2026

Scammers are getting smarter—but so can you.

Cyber-enabled fraud is on the rise, using texts, emails, social media, and even fake “urgent” messages to trick people into sending money or sharing personal info.

🚩 Watch for red flags:
• Urgent or threatening messages
• Requests for passwords, PINs, or codes
• “Too good to be true” investment offers
• Messages from friends or companies asking for money unexpectedly

🛡️ Stay protected:
• Pause before clicking
• Verify through official channels
• Turn on multi-factor authentication
• Monitor your accounts regularly

If something feels off, trust that instinct—it’s your built-in alarm system.

At SJPFCU, protecting your accounts is always our priority 💙

09/15/2026

SCHEDULED ONLINE BANKING MAINTENANCE

Just a quick heads up for our members! SJPFCU Online Banking will be temporarily unavailable tomorrow, Wednesday, September 16, from 8:00 a.m. to 10:00 a.m. while scheduled security updates are completed.

During this time, you may experience temporary interruptions when trying to access Online Banking or other online services.

Wednesday, September 16
8:00 a.m. – 10:00 a.m. ET

If you need to take care of anything through Online Banking, we recommend doing so before the maintenance window begins.

We appreciate your patience and apologize for any inconvenience!

09/14/2026

Ever wonder why there are no bills larger than the $100 bill?
Our country once had larger bills in denominations of $500, $1,000, $5,000, $10,000 and even $100,000!
In 1969 they were discontinued because of lack of use and to combat fraud.

09/08/2026

🎉 Congratulations to our $500 Grand Prize Winner, Adam Fox!

We were excited to officially present Adam with his $500 grand prize check from this year’s Great Ken-Ton Scavenger Hunt!

SJPFCU was proud to serve as the Grand Prize Sponsor of this year’s hunt, hosted by the Ken-Ton Chamber of Commerce. Throughout the event, participants explored businesses and organizations across Kenmore and Tonawanda, discovering new local favorites and supporting the places that make our community special.

As a local credit union, giving back to the community we serve is at the heart of who we are. We’re proud to support events that bring people together, strengthen local businesses, and create meaningful connections throughout Western New York.

Congratulations again, Adam, and thank you to the Ken-Ton Chamber of Commerce and everyone who participated!

09/07/2026

Money Facts: How many times can you fold a dollar bill before it would tear?

The Bureau of Engraving and Printing says it would take 4,000 double folds, forward and backwards, for a dollar bill to tear. Paper money is a sturdy blend of 75% cotton and 25% linen.

08/31/2026

💵 Ever wonder how long the cash in your wallet actually lasts?

According to the Federal Reserve System, different bills have very different lifespans based on how often they’re used.

Here’s the average lifespan of U.S. currency:

• $1 bill: 7.2 years
• $5 bill: 5.8 years
• $10 bill: 5.7 years
• $20 bill: 11.1 years
• $50 bill: 14.9 years
• $100 bill: 24 years

The $10 bill has the shortest lifespan, while the $100 bill lasts more than four times as long.

Which bill do you think you use the most? 💵

08/24/2026

We will be closed on Monday, September 7th in celebration of Labor Day. We will reopen with regular business hours on Tuesday, September 8th.

08/17/2026

Some organizations don't just serve the community, they help shape it.

That's exactly what the Buffalo Golfers Association has been doing for years, and we're proud to support their mission with a $10,000 Small Business Recovery Grant through the Federal Home Loan Bank of New York.

From introducing young people to the game of golf and helping them obtain the equipment they need, to organizing tournaments where 100% of the proceeds are donated back to charity, the Buffalo Golfers Association has built a culture of giving that extends far beyond the fairway.

At SJP Federal Credit Union, we're committed to bringing resources into our community that don't stop with a single recipient. They create opportunities, strengthen local organizations, and ultimately benefit countless families throughout Western New York.

Congratulations to the Buffalo Golfers Association. We can't wait to see how this investment continues to make a difference, both on and off the course.

08/13/2026