08/04/2023
Auto insurance rates keep rising because of different factors. Here is a tip that could help you save money when shopping for new auto insurance. 🤑✨
🛣️✨ Insurance companies often offer better pricing to new customers who have minimal claims activity on their underwriting reports. That means if you can keep those roadside assistance and windshield replacement claims to a minimum, you could potentially enjoy some impressive savings on your auto insurance! 🎉
🚧🚘 So, what's the secret? It's simple! Consider opting for a reliable third-party vendor for your roadside assistance needs. Third party roadside assistance claims currently do not show as claims activity on the underwriting reports insurance companies use as part of the underwriting process. There are plenty of reputable companies out there that provide excellent service at competitive prices. By choosing this option, you can avoid making claims through your insurance provider, which could improve your price positioning when shopping insurance rates. 💪🔧
🪟💸 Additionally, another money-saving strategy is to pay for auto glass repairs out of your own pocket. While it may seem tempting to file a claim for windshield replacement, especially if your coverage includes it, think twice before doing so. By covering the cost independently, you can again minimize the claim activity that shows up on the underwriting reports. This will better position you for better premium rates when shopping for new auto insurance. 💡💵
🌟 Remember, insurance companies consider your claims history when determining your rates. By keeping your claims activity to a minimum, particularly when it comes to roadside assistance and windshield replacement, you're positioning yourself for better pricing and potential savings. 📉✅
🔒📋 Of course, every situation is unique, and it's essential to review your policy and consult with your insurance agent to fully understand the terms and conditions. But if you're looking to lower your auto insurance costs, consider using this strategy! 💭
📢 Spread the word, share this post, and let your friends and family know about this helpful tip. Together, we can all find smart ways to save on auto insurance! 🚗💰
