A Brighter Financial Future

A Brighter Financial Future The Fastest Financial Freedom Framework.

01/19/2024
Average 30-year mortgage rate: 7.87%Median home price (as of 2nd quarter of 2023): $416,100Total paid amount paid to len...
11/12/2023

Average 30-year mortgage rate: 7.87%
Median home price (as of 2nd quarter of 2023): $416,100

Total paid amount paid to lender: $1,085,605

The Federal student loan pause is over!On October 1st your payments will start again.
09/30/2023

The Federal student loan pause is over!

On October 1st your payments will start again.

With interest rates raising, banks will be making a killing on 30-year mortgages.
09/25/2023

With interest rates raising, banks will be making a killing on 30-year mortgages.

Only to those interested in saving money.
09/03/2023

Only to those interested in saving money.

Calculating Credit Card Interest:1. APR (annual percentage rate) / 365 days = Daily Periodic Rate2. Daily Rate x Days in...
08/31/2023

Calculating Credit Card Interest:

1. APR (annual percentage rate) / 365 days = Daily Periodic Rate

2. Daily Rate x Days in Billing Cycle x Avg Daily Balance = Interest Owed

Example:

19.49% (national average) / 365 = .00053397… (daily periodic rate)
00053397(DPR) x 30(billing cycle) x $6,741 (national average)= $107.99 INTEREST OWED (not including principa)

We had to replace the roof in the 1st year we bought our house- and we weren’t ready for it..Ignorance is NOT bliss. Fre...
08/27/2023

We had to replace the roof in the 1st year we bought our house- and we weren’t ready for it..

Ignorance is NOT bliss.

Free insight on the costs of household maintenance & how to prepare yourself (no, this is not my house.. I wish, though!).

P.S. It’s actually free and actually useful.

😬😬😬
08/24/2023

😬😬😬

08/18/2023

If you lose 50% of your investments, you would then need a 100% gain to return to your prior position.

$100,000 - 50% = $50,000
$50,000 + 100% = $100,000

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Buffalo, NY

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