Bender Financial Solutions LLC

06/03/2026

A newer federal tool has been getting attention lately for helping people track down old or “forgotten” 401(k) accounts.

It’s called the Department of Labor’s “Retirement Savings Lost and Found” database, and it’s designed to help individuals reconnect with retirement accounts that may have been left behind after job changes or employer transitions.

This is more common than many people realize.

Over the course of a career, most individuals will change jobs multiple times. Between plan administrators changing, company mergers, and lost login information, it’s easy for retirement accounts to become scattered or overlooked over time.

That’s why we often emphasize the importance of periodically reviewing retirement assets — making sure everything is accounted for and aligned with long-term financial goals.

If you’ve had several job changes over the years, it may be worth taking a few minutes to search.

You can access the tool here:

The Retirement Savings Lost and Found Database serves as a centralized location to find lost or forgotten retirement benefits and get information on how to obtain those funds.

05/29/2026

👀📊Check out the potential benefits of starting early and saving consistently. With a 529 plan, even modest monthly contributions can grow significantly over time.

Here are a few points to consider:
📚 529 plans are an effective college savings vehicle with potential tax advantages.
📚Any family member can contribute or even set up a plan (Grandparents love this!).
📚Withdrawals for education expenses are federally and usually state tax-free.
📚Under certain conditions, some funds can now be rolled over into a Roth IRA.

Starting early can make a big difference!



A 529 plan is a tax-advantaged college savings plan. Before choosing a plan, it's important to consider not only the state tax treatment, but also any associated fees and expenses. Availability of a state tax deduction will depend on your state of residence, as state tax laws and treatment may vary from federal tax laws. If you make nonqualified distributions, earnings will be subject to income tax and a 10% federal penalty tax.

05/13/2026

A newly graduated lawyer spends 7+ years in school learning how to practice law.

Then imagine being diagnosed with a serious illness or suffering an accident that affects your ability to work, think clearly, handle stress, or even spend long hours doing the job you trained for.

All those years of education, training, and future earning potential can change overnight.

That’s why Disability Awareness Month matters. Most people insure their house and car, but their ability to earn an income is often their biggest asset.

Disability insurance is designed to help protect the paycheck behind all that hard work.

If you’re starting your career, recently graduated, or have never reviewed your coverage, now’s a good time to learn what options are available.

05/10/2026

Happy Mother’s Day to all the moms and mother figures.
From all of us at Bender Financial, we’re grateful for you today and always.

05/07/2026

Thinking about buying your first home? Before you start touring houses, make sure your foundation is solid. Take time to review your finances, understand what you can realistically afford for a down payment and monthly payments, and get your mortgage documents organized early. A little preparation upfront can make the entire process smoother and less stressful — from all of us at Bender Financial.

04/15/2026

Tax Day Is Here — And Extensions Are in Motion.

Whether you’ve officially filed and closed the books on another tax season or you’ve taken the extension route to ensure everything is done right, you’re making the responsible move.

At our firm, we know this season is more than a deadline — it’s about accuracy, strategy, and setting yourself up for a strong financial year ahead. We’re proud to guide our clients through it every step of the way.

Here’s to a smooth filing season and a successful year ahead.

04/06/2026

If you plan on filing your federal taxes for the past year, then you can apply for an extension for filing your taxes. Regardless of your income, financial situation, age or occupation, you may be eligible to use a federal tax extension.

03/31/2026

Ever wonder how your taxes really get calculated? From income to deductions to credits, the process might seem complicated—but it doesn’t have to be confusing. Click to see a simple breakdown of how your net tax is determined and why many people choose a pro to help.

A quick look at how federal income taxes work.

03/25/2026

Is your insurance covering your needs, or do you find yourself wondering what good your insurance is doing? If you've recently wondered what good your insurance is, it could be time to look at new plan options.

03/23/2026

Everyone should have an emergency fund, but not everyone needs the same amount. To figure out how much you should save, total your average necessary expenses (rent, bills and groceries) and then multiply that number by three months.