Central States Agency, LLC

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Central States Agency, LLC Independent Insurance and Real Estate Agency - based in two locations out of Buffalo Center, IA and Bancroft, IA along with all the surrounding areas

Central States Agency, LLC is your full service insurance provider. With over 50 years of combined experience, we offer a full array of insurance products and services throughout north central and northwestern Iowa. At Central States Agency, we are dedicated to meeting our clients’ insurance needs by providing superior customer service and high quality products at fair and competitive prices. Our goal is to build long-term relationships with our customers, the kind in which you know the voice on the other end of the phone. Call us today and experience the Central States difference.

10/20/2026
Birthdays have a way of reminding us just how much there is to celebrate, and today we’re celebrating our accounting spe...
10/19/2026

Birthdays have a way of reminding us just how much there is to celebrate, and today we’re celebrating our accounting specialist and real estate coordinator, Megan. You bring so much laughter, knowledge, and positivity to our workplace, and we’re all thankful to get to work alongside you!

Happy Boss's Day to two of the very best!Thanks for leading our team, answering all our questions, solving problems we d...
10/16/2026

Happy Boss's Day to two of the very best!

Thanks for leading our team, answering all our questions, solving problems we didn't even know we had, and somehow keeping everything running smoothly. Your commitment to serving others, navigating challenges, and building trust makes a difference every day.

Double the leaders. Double the impact. Double the coffee required. Double the appreciation! Thank you Steve & Emily!

Happy Central States Anniversary to Brad! Today, he’s celebrating 9 years. (Time sure does fly…) Thank you for the care ...
10/16/2026

Happy Central States Anniversary to Brad! Today, he’s celebrating 9 years. (Time sure does fly…) Thank you for the care you show our customers every day. We’re so glad you’re part of our team!

‼️📣 MAJOR PRICE ADJUSTMENT!!  📣‼️Whether you're a first-time homebuyer, looking to downsize, or simply searching for an ...
10/13/2026

‼️📣 MAJOR PRICE ADJUSTMENT!! 📣‼️
Whether you're a first-time homebuyer, looking to downsize, or simply searching for an affordable home with small-town charm, this property is full of possibilities. One of the standout features of this property is the double-deep garage, offering extra space for parking, storage, hobbies, or a workshop.
With a price reduction and plenty of potential, this Bancroft home is ready for its next owner!
https://centralstatesrealestate.com/detail/501-s-clay-st-kossuth-iowa/113488/

Contact our team TODAY!
Bancroft Office: 515-885-2649
Toll Free: 888-740-4255
Listed by Central States Agency, LLC - licensed in Iowa

Do you know how cyber insurance can help you?
10/13/2026

Do you know how cyber insurance can help you?

10/08/2026

🚨 USDA is announcing historic payments of $13.8 BILLION to eligible agricultural producers for the 2025 crop year through USDA Farm Service Agency's Agriculture Risk Coverage and Price Loss Coverage programs.

Thanks to President Donald J. Trump's Working Families Tax Cuts Act that increased reference prices, this is the largest annual payout by far since these key safety net programs were established in the 2014 Farm Bill.

✅ Delivering direct support to America’s farmers and strengthening the agricultural economy 🚜💪

Details: https://www.usda.gov/about-usda/news/press-releases/2026/10/07/usda-announces-record-payments-138-billion-2025-crop-year-revenue-and-price-safety-net-programs

What happens when you put 4,000+ insurance professionals together in one place? A lot of learning and great ideas!Emily ...
10/02/2026

What happens when you put 4,000+ insurance professionals together in one place? A lot of learning and great ideas!

Emily & Megan recently attended a national insurance conference in DC, where they connected with industry professionals, explored the latest innovations, participated in educational sessions, and gained valuable insights into our management and service systems.

They returned with fresh ideas and a renewed commitment to finding even better ways to serve our customers. At Central States, continuous learning and growth are just some of the ways we invest in providing the best possible experience for our clients.

10/01/2026

🌽 Important Crop Insurance Reminder for Corn & Soybean Producers 🌱
Due to excessive moisture this season, we're seeing reports of sprouting, kernel damage, discoloration, and mold in corn and soybean crops across the area.
If you have concerns about crop quality, it's important to understand how these issues may affect your crop insurance claim.
✅ Kernel Damage Discounts
• Corn: 10.01% - 35%
• Soybeans: 8.01% - 35%
When grain is delivered to the elevator, kernel damage can be evaluated on a load-by-load basis. If grain is being farm stored, samples may need to be taken from the storage structure to determine damage levels.
📋 What Should You Do? If you suspect kernel damage:
1. Take a sample to your local elevator for testing.
2. Keep all settlement sheets and documentation.
3. Contact your crop insurance agent to discuss filing a claim if excessive damage is found.
⚠️ Mycotoxin Concerns If mycotoxins are suspected, samples must be collected before the grain enters storage. Quality adjustment testing used for insurance purposes must be completed through the Federal Grain Inspection Service (FGIS).
⏰ Important Deadlines • Harvest losses involving production loss must be reported within 15 days of harvest completion for the unit. • Quality samples must be obtained within 60 days of harvest.
🌾 Don't Forget: Grain conditioning is strongly recommended. Deterioration that occurs while grain is in storage is not a covered cause of loss.
If you have questions about potential quality issues or whether you should file a claim, please contact our office. We're here to help you navigate the process and make sure your claim is handled properly.

Anniversary shout out for Marty! 🏆Thank you for 14 years of dedication and commitment to our customers and agency. We ap...
09/24/2026

Anniversary shout out for Marty! 🏆
Thank you for 14 years of dedication and commitment to our customers and agency. We appreciate all you do and are proud to celebrate this milestone with you!

Address

125 N Main Street PO Box 514
Buffalo Center, IA
50424

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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