Jeff Jones, NMLS #2052376

Jeff Jones, NMLS #2052376 Jeff Jones, Loan Specialist, NMLS #2052376, TX License Your land and home is the best investment you will have. Whether you use our products or not.

My goal is to empower people to be owners of their future. I started out providing homes in 2013 as the Executive Director for an amazing non-profit that rehabbed neighborhoods in Buffalo NY and sold them back to the people in the community. I now am a Loan Specialist with Benchmark Mortgage serving Buda, Kyle and the Greater Austin Area here in Texas. I am on the strongest lending team in our reg

ion and we are happy to be your Industry Expert. We run scenarios to give you Good Information to make Good Decisions.

In Episode 75 of The Lending Podcast, John Burnam and Jeff Jones pull back the curtain on one of the most misleading too...
06/20/2025

In Episode 75 of The Lending Podcast, John Burnam and Jeff Jones pull back the curtain on one of the most misleading tools in homebuying: the online mortgage calculator.

Sure, it’s easy to punch in a few numbers—but those quick results often leave out crucial factors like taxes, insurance, PMI, HOA fees, and changing interest rates. The result? Buyers are often shocked when the real monthly payment looks nothing like the estimate.

In Episode 75 of The Lending Podcast, John Burnam and Jeff Jones pull back the curtain on one of the most misleading tools in homebuying: the online mortgage...

Think you can’t qualify for a mortgage without a traditional job? Think again. In this episode of The Lending Podcast, J...
05/28/2025

Think you can’t qualify for a mortgage without a traditional job? Think again. In this episode of The Lending Podcast, John Burnam and Jeff Jones unpack Asset-Based Lending—a flexible mortgage option for high-net-worth individuals, retirees, and self-employed buyers who may not have standard income docs like W2s or 1099s.

Think you can’t qualify for a mortgage without a traditional job? Think again. In this episode of The Lending Podcast, John Burnam and Jeff Jones unpack Asse...

In this episode of The Lending Podcast, John Burnam and Jeff Jones break down a question many homebuyers are asking: Can...
05/21/2025

In this episode of The Lending Podcast, John Burnam and Jeff Jones break down a question many homebuyers are asking: Can I use my 401k for a down payment on a house?

In this episode of The Lending Podcast, John Burnam and Jeff Jones break down a question many homebuyers are asking: Can I use my 401k for a down payment on ...

How do international tariffs and global trade tensions impact your ability to buy a home? In this episode of The Lending...
05/14/2025

How do international tariffs and global trade tensions impact your ability to buy a home? In this episode of The Lending Podcast, Jeff Jones and John Burnam unpacks the ripple effect tariffs have on the economy, interest rates, and mortgage-backed securities (MBS)—and what that means for your mortgage.

How do international tariffs and global trade tensions impact your ability to buy a home? In this episode of The Lending Podcast, Jeff Jones and John Burnam ...

Thinking about using the equity in your home? In this episode of The Lending Podcast, John Burnam and Jeff Jones breaks ...
05/07/2025

Thinking about using the equity in your home? In this episode of The Lending Podcast, John Burnam and Jeff Jones breaks down the three main ways to access your home equity: a Home Equity Line of Credit (HELOC), a second lien loan, or a cash-out refinance.

Thinking about using the equity in your home? In this episode of The Lending Podcast, John Burnam and Jeff Jones breaks down the three main ways to access yo...

Thinking about waiting for interest rates or home prices to drop before buying a home? In this episode of The Lending Po...
04/30/2025

Thinking about waiting for interest rates or home prices to drop before buying a home? In this episode of The Lending Podcast, John Burnam and Jeff Jones breaks down why that strategy could backfire—and how acting now might actually save you money in the long run.
✨ Learn why:
-Interest rates are only part of the story (spoiler: you can refinance later!)
-Home prices might not drop the way you're hoping
-Renting could be costing you more than you think
-Buying in today’s market could mean serious negotiation power
-The true cost of waiting isn't just financial—it's opportunity lost

🎯 Whether you’re a first-time buyer or thinking about moving up, this episode is packed with real talk and practical advice to help you make the best decision for your future.

Thinking about waiting for interest rates or home prices to drop before buying a home? In this episode of The Lending Podcast, John Burnam and Jeff Jones bre...

Property taxes feeling a little too high this year? You're not alone—and you can do something about it.In this episode o...
04/14/2025

Property taxes feeling a little too high this year? You're not alone—and you can do something about it.

In this episode of The Lending Podcast, we’re sitting down and talk about how to protest your property taxes effectively. We break down what the process looks like, how to gather the right evidence, and why it's worth the effort—especially in today’s market.
Don't miss this one—especially if you’re seeing a tax increase that doesn’t match your reality.

Property taxes feeling a little too high this year? You're not alone—and you can do something about it.In this episode of The Lending Podcast, we’re sitting ...

n the mortgage world, rushing can lead to roadblocks—but starting strong means finishing faster. In Episode 65 of The Le...
04/07/2025

n the mortgage world, rushing can lead to roadblocks—but starting strong means finishing faster. In Episode 65 of The Lending Podcast, we’re talking about why taking your time up front leads to quicker, cleaner closings.

In the mortgage world, rushing can lead to roadblocks—but starting strong means finishing faster. In Episode 65 of The Lending Podcast, we’re talking about w...

Not all pre-approvals are created equal! 🚨 If you’re shopping for a home, a quick pre-approval might seem convenient—but...
03/24/2025

Not all pre-approvals are created equal! 🚨 If you’re shopping for a home, a quick pre-approval might seem convenient—but it could lead to major issues down the road.

Not all pre-approvals are created equal! 🚨 If you’re shopping for a home, a quick pre-approval might seem convenient—but it could lead to major issues down ...

Thinking about buying a home in 2025? 🏡💰 In this episode of The Lending Podcast, we break down the current housing marke...
03/03/2025

Thinking about buying a home in 2025? 🏡💰 In this episode of The Lending Podcast, we break down the current housing market, interest rates, and key factors to help you decide if now is the right time to buy. Whether you're a first-time buyer or looking to make a move, we’ve got expert insights to guide you through the process!

📌 Topics Covered:
✔️ Market trends heading into 2025
✔️ Interest rates—where are they now?
✔️ Pros and cons of buying now vs. waiting
✔️ Smart strategies for homebuyers

👉 Subscribe for more expert mortgage and homebuying advice!
🔔 Don’t forget to like, comment, and share if you found this helpful.

📍 Visit www.TheLendingPodcast.com for more episodes!
https://youtu.be/xpNsyqEpVJo

The Lending Podcast with JB and Jeff Jones. We discuss Home Buying education as Lending specialists in Austin Texas.

Address

Buda, TX
78610

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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