Heather Smith - Country Financial

07/04/2024

Don’t wait until you’re under a severe weather alert to gather supplies and make a safety plan. Start preparing today:

✔️ Have an emergency plan.
• For storms and tornadoes, plan to seek shelter in the safest place in your home. That could be a basement, crawl space, internal closet, or bathtub.

• If you had to evacuate, where would you go? Identify family members or friends who live far enough away for you to get beyond the path of a hurricane, wildfire, or other natural disaster. Tell them you’d like to include them in your emergency evacuation plan and make sure they’re willing to take you in.

• If you have young children, walk through your plan with them, including how they should take shelter in your home.
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✔️ Build an emergency preparedness kit. Put together a supply of essentials and safety items:
• Three-to-five-days' supply of bottled water and nonperishable food
• Battery-operated flashlight and radio
• Extra batteries
• A first-aid kit
• Cell phone charger or battery source
• Personal hygiene items
• Blankets or sleeping bags
• Download the FEMA app for real-time weather and emergency alerts.
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✔️ Gather important personal information.
• Make sure you have phone numbers of neighbors, family, friends and utility companies in your phone.
• Keep copies of your insurance and property information in your emergency kit. Many insurers, like us, make this information available through their app. If you’re a client, download our COUNTRY Financial mobile app so these documents are easily accessible.
• Check to see if your healthcare provider offers online resources to store your medical information on your phone.
• Keep critical documents, like birth certificates, in a safe or another location you can get to if your home is damaged or destroyed.
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✔️ Make sure your home and possessions are covered.
• Create a home inventory with your phone. Save it to the cloud and email a copy to your insurance agent.
• Meet with your insurance agent yearly to review your home insurance policy.
• Check your emergency fund to make sure there’s enough to cover your insurance deductible.

Learn more here: https://cfin.us/4aVZ7AT

07/01/2024

You should expect more from your insurance. Like better service and competitive rates. That’s what you’ll get when you switch your auto, home, life, farm, and business insurance over to COUNTRY. Contact me today at 912.493.6091for a quote.

06/27/2024

We put together some information to help you understand the basics of a homeowners policy so you’re better prepared when you need to purchase or switch insurance providers. This information is not specific to COUNTRY Financial and is meant to provide a general overview.

◾ What is home insurance?
Home insurance is protection for your home and possessions. You pay your home insurer a premium and in exchange, they agree to pay for the cost to repair or rebuild your home if it’s damaged or destroyed by a covered event (these are outlined in your policy).
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◾ What does home insurance cover?
Home insurance provides protection against damage caused by sudden and accidental incidents. A standard home insurance policy will usually include three main types of protection:
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◾ Dwelling Coverage
Designed to repair or rebuild your main home structure, dwelling coverage is the main protection provided by home insurance.
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◾ Personal Property Coverage
Personal Property Coverage allows you to replace items such as electronics, furniture, clothing and other belongings.
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◾ Liability Coverage
Liability Coverage provides financial protection for you if someone is injured on your property or a member of your household causes damage to someone else’s property. Umbrella insurance is added liability coverage that goes beyond the limits of your existing car and home insurance.
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◾ What is a covered loss?
Covered losses are events, sometimes called perils, covered by homeowners insurance. Talk to your insurance agent about the covered losses contained in your specific home policy.
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◾ How much is home insurance?
Factors affecting the cost of home insurance include: Location, age, size and condition of your home
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◾ How can I be sure I’m covered for a home insurance claim?
You choose how your property will be valued if you have a claim, and that affects the amount of coverage you have to rebuild. While it may vary by home insurer the levels of protection are actual cash value and replacement cost.
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Learn about our home insurance coverage
https://cfin.us/Home-Insurance-101

06/26/2024

Our Claim teams are working tirelessly to deliver on our promises while continuing to provide best-in-class client experiences. If you need to file a claim or check the status of your claim, please call 866-COUNTRY or log in to your account on COUNTRYFinancial.com.

06/20/2024

I'm proud to be part of a Fortune 1000 company! COUNTRY Financial was ranked 701. Why does that matter? Fortune Magazine recognizes the 1,000 largest American companies according to revenue. That level of financial strength and stability means we’ll be here for you when you need us. Contact me to learn more about why you should choose COUNTRY and, in the meantime, check out the list.

The Fortune 500, in its 70th year in 2024, ranks the biggest U.S. companies by revenue.

06/19/2024

When you need us most, we’ll be there. Whether you recently moved, changed jobs or have a new teen driver, you can count on our nearly 100 years of experience and award-winning service. Let’s meet today.

06/17/2024

You trust me with your home or auto insurance, but why not both? More discounts. More confidence. Fewer worries. There’s no better time to switch and save than right now. Let’s meet for a few minutes and you could save up to 20%.

06/14/2024

Life insurance should be customized for your needs, whether that’s a term policy with an affordable monthly premium or a permanent policy that can help you pay for future expenses. Contact me today to discuss which option is right for you.

06/14/2024

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home and car insurance today. Message me to find out.

06/05/2024

If wedding bells are in your future, let’s talk about uniting your insurance policies, too.

Finances in marriage are challenging. Have regular conversations about budgeting, saving and paying off debt to manage money as a married couple.

06/03/2024

What is one of the most important things to add to your severe weather emergency kit? Adding all of your insurance info and making a video of your home inventory. It’s easy to create one. Check it out: cfin.us/HomeInventory

05/31/2024

Life insurance provides protection for your family and their future. Yet, you’ll find more than 400,000 requests on crowd funding sites to pay for funeral expenses. Why do so many people avoid life insurance? USA Today breaks it down.

🔗 http://cfin.us/3xhriIw