What are the opening hours?

Monday 8:30am - 4pm Tuesday 8:30am - 4pm Wednesday 8:30am - 4pm Thursday 8:30am - 4pm Friday 8:30am - 6pm Saturday 9am - 12pm

Settlers Federal Credit Union

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Bruce Crossing, MI
Settlers Federal Credit Union

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SFCU is the 2nd oldest Credit Union in the Upper Peninsula of Michigan. Federally insured by NCUA
www.settlersfcu.com HOURS 8:30 a.m. - 4:00 p.m.

EST M-TH
8:30 a.m. - 6:00 p.m. EST FRI
9:00 a.m. - 12:00 p.m. EST SAT (Drive Up only)

WATERSMEET BRANCH 9:00 a.m. - 3:00 p.m. CST MON & WED
9:00 a.m. - 4:00 p.m. CST FRIDAY

We are located in Bruce Crossing, MI with a branch office located in the Lac Vieux Desert Casino in Watersmeet, MI

We believe in friendly, personal service and try to meet the needs of all our members. If you are not all ready a member of our Credit Union family, we invite you to join. We are a federally chartered Credit Union serving Ontonagon and Gogebic Counties.

10/27/2026

Due to a staffing shortage, our Watersmeet Office will be CLOSED WEDNESDAY the 28th.
Our MAIN Office will be open regular hours, 8:30-4:00.

10/20/2026

10/08/2026

We do have ATMs available outside our Main Office, Logger’s Alley, Settlers Coop, Bruce’s Tap House & Pat’s Foods in Ontonagon.

10/07/2026

Our Coin Machine is temporarily Out of Service. We apologize for the inconvenience.

09/25/2026

Hop on over to Ewen for the Log Jam Soup & Sandwich and Craft Fair! And say “hi” to Adrien They’re serving until 2:00!

09/21/2026

Mobile Banking and Online Services are up and running!

09/18/2026

We will resume normal business hours today! However, our Homebanking system is still currently down. We cannot thank our members enough for their patience while we muddle through this.

09/17/2026

❗️UPDATE as of 2:00 pm ❗️

Our processor is still working on getting credit unions up and running. We understand the frustration, as we are frustrated as well. They’re working as quickly as possible and all we can do is thank everyone for their patience with this manner.

All ACH transactions are being preformed and will arrive to the vendor without issue—what that looks like on our end yet, we do not know unfortunately.

We will update again when we have more information to share.

UPDATE ON OUR TEMPORARY CLOSURE 9/17/2026

MOST IMPORTANTLY: THIS IS A SERVICE AVAILABILITY ISSUE NOT A SECURITY INCIDENT.

We are SINCERELY sorry for this inconvenience and appreciate your patience & understanding.

Just a reminder, this is effecting multiple credit unions and is actively being worked on.

Address

14623 Highway M-28 (PO BOX 260)
Bruce Crossing, MI
49912

Opening Hours

Monday	8:30am - 4pm
Tuesday	8:30am - 4pm
Wednesday	8:30am - 4pm
Thursday	8:30am - 4pm
Friday	8:30am - 6pm
Saturday	9am - 12pm

Telephone

+19068273240

Website

http://www.settlersfcu.com/

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