Alternative Funding Partners

06/24/2026

The U.S. Small Business Administration's business guide covers every stage of ownership, from writing a business plan to hiring employees to securing funding and expanding. It's a reliable starting point for any business owner who wants to do things right.

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06/23/2026

Term loans, lines of credit, SBA programs, equipment loans, and more are all on the table for small business owners. Matching the right financing type to your stage, credit profile, and purpose is the first step before you ever submit an application.

Need financing for your startup or small business? Learn how to qualify, compare loan options, and prepare your application to improve approval chances and secure funding.

06/22/2026

Traditional bank loans take weeks. When a deal or a deadline won't wait, options like lines of credit, factoring, and hard money loans can put capital in place in hours or days without the layers of red tape.

06/21/2026

When the right property doesn't exist, building it is often the smarter move. Construction loans, owner-occupied financing, and term-to-perm structures give business owners a path to a custom space at a lower cost than buying at market price.

06/20/2026

Hard money and private money are not the same thing. Hard money is always asset-secured, closes fast, and works for deals most lenders won't touch. Knowing the distinction helps borrowers get matched with the right funding faster.

06/19/2026

The SBA has officially clarified its prior loss rule for passive investors, and the policy is less sweeping than originally feared. Instead of an automatic denial, investors with prior defaults now face a case-by-case review process.

The agency had stopped approving loans to businesses with an investor who had previously backed any business that defaulted on an SBA loan. Now it's set up a waiver process.

06/18/2026

Commercial lending carries fewer prescriptive rules than consumer lending, but it's still regulated. Fair lending, flood insurance, BSA, and emerging requirements like Section 1071 all apply, and ignoring them costs more than staying current.

Learn which regulations apply to commercial lenders, how regulations are changing, and how to build a strong commercial lending compliance program.

06/17/2026

Waiting to afford the right equipment means falling behind. Financing options including loans, leases, and sale-leasebacks let businesses get the tools and technology they need now without tying up working capital.

06/15/2026

As more borrowers lose private insurance coverage in high-risk areas, lender-placed insurance is becoming a more common tool for mortgage lenders and servicers to protect their collateral when coverage lapses.

Lender-placed insurance is on the rise as more property owners struggle to find protection

06/14/2026

The interest rate your business qualified for several years ago may be higher than what you can access today. Review refinancing, consolidation, and credit repair options to reduce payment pressure and free up working capital.