National MGA Insurance Alliance, Inc.

02/26/2025

11/14/2024

We are pleased to be a donor and drop off location for the Thanksgiving Day Food Drive managed by West Brownsville Little League.

All food donations will be going to the families involved in the Brownsville ISD Youth Connection Project.

09/20/2024

Thank you, Brownsville, for voting us amongst the top insurance agencies in our community.

With Brownsville roots going back to 1994, we are proud to serve our local employer groups with employee benefit needs for their employees.

We are also proud of the thousands of brokers nationwide who choose to use our plans and services to serve their own clientele’s needs in the areas of employee benefits and retirement planning.

06/04/2024

WEST BROWNSVILLE LITTLE LEAGUE
Proud supporter for 25+ years…..

10/23/2023

Brownsville Community Health Center
VIVE TU VIDA Porter Zoo
Saturday, October 21, 2023

For the 13th consecutive year, we participated in this great event by donating 10 bicycles to lucky winners in free raffles.

Our partner, West Brownsville Little League, had a ball toss activity for the kids and also helped us collect raffle registration tickets. We had a great time.

Brownsville Community Health Center
West Brownsville Little League

10/19/2023

Join us this Saturday, October 21, 2023, at Gladys Porter Zoo for the Brownsville Community Health Center Vive tu Vida! Get Up! Get Moving! Health Fair.

This year’s event will be held inside the Brownsville zoo at 500 E Ringgold St., Brownsville TX from 9:00AM - 1:00PM.

This FREE event features fun activities for the whole family, free health screenings, games, and free raffles.

We are sponsoring a free raffle for 10 bicycles as we have done for the last 13 consecutive years. Come see us at our table to sign up.

10/14/2023

2023 Jordans Baseball Squad sponsored by NMGAIA …..doing our part to support our community’s youth

10/10/2023

ATTENTION SMALL BUSINESS OWNERS

It’s that time of year again when people start doing their holiday shopping. The world of insurance is no different.

In the world of health insurance, many people know that the better plans with better benefits and less restrictions are group plans purchased at work. But the problem with group plans is that, if implemented, the employer must meet participation and funding requirements. For most group plans, the employer must have at least 75% participation from all full-time employees who are not already covered by another plan and the employer must pay for at least 50% of the premium for the lowest level plan offered to employees.

These two requirements, participation and funding, is what makes it difficult for employers to start a group plan. However, during the month of November we have at least one carrier who is waiving these normal underwriting requirements, as long as their paperwork is submitted by December 15. Coverage would become effective either January 1 or January 15, at the employer’s choice.

This means that any small employer can now offer coverage to all of there full time employees and not worry as to how many want the coverage or about having to pay for half of it. Employers can fund the plan at whatever level they want, but there is no requirement to do so.

If you are interested in a quote, please message us the name, address, and phone number of the business along with a census of all full-time employees that are interested that includes their s*x and date of birth. If they want to cover dependents, we need their information as well.

Quotes usually take 1-2 days to prepare.

Feel free to message us with any other questions you may have.

Thank you!

National MGA Insurance Alliance is a national alliance, partnered with top insurance organizations across the country. Our leveraged strength ensures the best rates, benefits and commissions for our agent-partners and their respective clients.

07/17/2023

Back in 2007 nay sayers predicted Reference Based Pricing would never work. BUCA reps and their hospital partners circled the wagons with dire warnings to plan sponsors with the threat plan members would not be able to access care. Then lawyers got involved, threatening lawsuits unless balance billi...

06/14/2023

Giving Employees A Choice Between Not-So-Free Care and………FREE CARE

A stand alone benefit option that can be added to any plan giving members a choice between free health care or not so free health care at the point of service.


MEDSAVE MANAGEMENT LLC provides a health care plan option members may choose when seeking medical care. This plan option can be added to any plan without disrupting current TPA/Broker relationships.

All patient financial responsibility for covered medical expenses is waived each time a member requests and accepts plan assistance in selecting high quality medical providers and services.

Surprise medical bills and subsequent balance billing issues, which are increasingly common among traditional health insurance plans, are eliminated when this option is selected by members. Medical providers are paid promptly, in full, by the plan sponsor at the time of service.

This program is designed for self-funded health plans interested in achieving additional plan savings while improving benefits at the same time without disrupting their current TPA/broker relationships. This stand alone benefit option gives members a choice between free health care or not so free health care at the point of service.

Members who choose not to use this new plan option will continue of enjoy the same benefits they have through their existing employer health plan.

Advantages to Plan Members

All financial barriers to health care are eliminated
Improved patient experience
Never a balance bill
Concierge service sets appointments, identifies high quality providers
Advantage to Plan

Savings up to 50% and more
Reduces retail claim dollars to wholesale cash price claim dollars
No additional cost to the plan, current funding does not increase
Provides plan members more choice and the freedom to choose
Advantage to Community Health Care Providers

Payment in full at the time of service
No chasing of patient financial responsibility
No claims to file
Elimination of third party intermediaries – restores patient / physician relationship
Members decide between Free Care vs Not-So-Free Care at the Point of Service

How It Works

Member is issued a MEDSAVE FREE CARE CARD. Prior to seeking health care services the member calls the toll free number listed on FREE CARD to determine if FREE CARE service benefits are available for their immediate health care needs. Examples include MRI’s, surgical procedures, pregnancy, and other medical services. Medical appointments and related services are coordinated on behalf of the member with appointments set at the member’s convenience. At the point of service the member pays nothing and receives the care they need.

SPECIAL MESSAGE FOR SELF-FUNDED BUCA PLANS

BUCA self-funded plans maintain a money pot to pay claims as they occur. Monies leaving the pot are paid in BUCA Bucks.

BUCA Bucks have low purchasing power. Transaction fees of all sorts are charged by third party intermediaries as BUCA Bucks begin their journey to provider bank accounts. Not all of them make it there in a process that often takes weeks and months.

MedSave Bucks have more purchasing power. Low transaction fees make purveyors of BUCA Bucks blush with envy. Third party intermediaries are eliminated. MedSave Bucks, every one of them, journey directly to provider bank accounts in a process that takes 24 hours or less, not weeks and months.

MedSave Bucks are not comingled with People Bucks. Gone are deductibles, co-insurance and copays. MedSave Bucks have a 2-1 advantage in purchasing power over BUCA Bucks.

05/18/2023

Proud Supporters of Brownsville Hanna High School Choir…..
(2023 Spring Concert)