Barry Koven - CrossCountry Mortgage

Barry Koven - CrossCountry Mortgage The Reno Pro. I've been helping clients navigate the renovation mortgage loan process for 20+ years. For expert guidance, you can trust our team.

All done in-house. Personal NMLS 404510
Branch NMLS 1601092
Company NMLS 3029 As a Producing Branch Manager with a Specialty in Renovation and Construction Loans I am a uniquely qualified Mortgage Professional with 18 years of Experience and historically ranked in the Top 1% of Mortgage Originators in America. I am highly affective at achieving extreme success in all 3 areas of my career; manageme

nt of my team, Loan Origination for my clients and maintaining the status as one of the top producing Renovation and Construction loan originators in the country. Regarding management I am dedicated to and highly successful at coaching up my team to substantially grow their business while continuing to service my referral partners and clients to get the right mortgage with Their best interest in mind. I’m dedicated to helping my team increase their business with sales assistance & marketing support & coaching, the best technology as well as dedicated underwriters and processors so they can sell rather than process their Loan Originations. As a Loan Originator, I love to help all of my clients with their real estate financing needs up to 30 million dollars with an unprecedented portfolio of products and progams from traditional 30 year fixed rate Mortgages to Specialty Mortgages for Doctors, Dentists, Veternarians, Self Employed Borrowers with lower income on their tax returns, Investors with Debt Service loans, Foreign Buyers and high net worth buyers as well. I pride myself with amazing customer service and extensive knowledge for a purchase or refinance of all property types. Finally my favorite and what I call the Best Kept Secret in the Real Estate and Mortgage Industry, the Purchase and Renovation and Construction Loans. My team is the most experienced in the industry to get my clients to the finishing line efficiently, timely and without issues. I am licensed to teach Continuing Ed classes on Renovation Loans. We have all of the different Construction and Renovation Loan programs from FHA 203K, fannieMae Homestyle, FreddieMac Choice, and VA Renovation Loans. You can use these programs to purchase a fixer upper and include both the purchase and Renovation funds in one mortgage or fix up a home your already own. We also have Construction loans where you can build a brand new home with the land and construction costs included in the mortgage or build on land you already own. All of these products are available with low down payment options as little as 3.5% down payment or even 100% financing if you are a Veteran. Visit RenoNow.Net or call 845-Renonow for everything you need to know.

09/01/2026

Most lenders walk away from these for a reason. πŸ‘‡

The co-op renovation loan. 🏒

We don't.

Board approvals. Underlying mortgages. HOA restrictions. Co-op financing has layers most lenders aren't equipped to handle.
My team has been navigating this for over 20 years.

If you've got a co-op listing that needs work or a buyer looking at a co-op that doesn't quite hit their wish list β€” call or text me directly.

We can make it work. πŸ”‘
πŸ“ž Call or text: 917-597-1330

08/28/2026

The Question That Saves "As-Is" Deals. πŸŽ™οΈπŸ 

When a buyer asks, "What is a 203k loan?" they're asking if they can actually afford to fix the house.

In today's market, the 203k is the ultimate inventory-creator. In this quick Q&A, I break down exactly how this product turns a Project House into a Closed Deal:

βœ… One Loan, One Closing: Purchase + Reno combined.
βœ… High ROI: Trade high interest credit card debt for a 30-year fixed mortgage.
βœ… Condition-Blind: We close on properties that standard financing won't touch.

Realtors: If you have a listing that’s sitting because it needs work, let's talk.

For more deep dives into the mortgage process, subscribe to my YouTube channel (linked in the comments)!

Got a listing that's been sitting for months? 🏠It's probably not the price. Swipe through.Save this. Share it with an ag...
08/25/2026

Got a listing that's been sitting for months? 🏠

It's probably not the price. Swipe through.

Save this. Share it with an agent who's stuck on a stale listing right now.

Call/text me. I'll create a free before and after for your property.
πŸ“ž 917-597-1330

I think this hits at exactly the right moment.The market is shifting. Inventory is up slightly. Rates are easing. And mo...
08/22/2026

I think this hits at exactly the right moment.

The market is shifting. Inventory is up slightly. Rates are easing. And most agents are still saying the same thing they said two years ago- there is nothing to show buyers and nothing is moving.

I want to offer a different perspective.

After 20+ years closing renovation loans in every kind of market, I wrote the full breakdown of what is actually happening in the second half of 2026- and how agents are using renovation financing to build pipelines in conditions everyone else is calling impossible.

It covers the market data, the five ways renovation loans directly impact your business, which properties are the biggest opportunities right now, and what a winning strategy actually looks like in practice.

If you are a real estate agent who wants to finish this year stronger than you started it, this one is worth five minutes.

Link in the comments πŸ‘‡

08/20/2026

Nobody is talking about this when it comes to new construction. 🏠
A lot of newer homes today are not built the way they used to be.
Thinner walls.

Cheaper materials.

Less structural integrity.
I call it the disposable home trend.
Meanwhile older homes have something most new builds can't compete with.
Great bones.
Solid structure.

Classic craftsmanship.

Built to last.
Here's the move most buyers aren't making.
Buy the older home with a renovation loan.
Keep the bones.

Upgrade everything else.
Modern kitchen.

Smart home technology.

Energy efficient systems.

Custom finishes.

Built exactly the way you want it.
You get the solid structure of an older home AND every modern upgrade available today.
All in one mortgage.

One closing.

One monthly payment.
And you'll almost always pay less than a brand new build.
Better bones.

Better price.

Built your way. πŸ”‘
Call/text me if you want to understand how this works for your budget.
πŸ“ž 917-597-1330

08/14/2026

"Needs TLC. Sold as-is." 🏚️

Buyers see that and keep scrolling.

Not because they don't love the home.

Because they think they can't afford the work.

They can.

A renovation loan covers the purchase AND the renovation in one mortgage. One closing. No extra cash needed.

And I create complimentary before and after renderings for my realtor partners so buyers can see the vision before they walk away.

Listings move faster. Price cuts stop. πŸ†

Let's talk.
πŸ“ž 917-597-1330

08/11/2026

Fellow Loan Originators, if appraisal issues are killing your deals, read this. πŸ‘‡

Your borrower found the perfect property.
But the condition is rough.
No kitchen.

Title issue.
Structure problems.
Condo that won't qualify.
Co-op that nobody will touch.

Most lenders walk away.
We don't.
We can close on any property in almost any condition.

Co-ops.
Condos.
1, 2, 3, 4 family homes.
Even some mixed use.
The house could literally be falling down.
We can likely close on it.

20 years experience closing the deals other lenders can't figure out.
If you've got a deal in your pipeline right now that's hitting a wall on condition or appraisal reach out.

Let us show you the way. πŸ”‘
πŸ“ž 917-597-1330
[email protected]

08/08/2026

Listing agents, stop taking price cuts πŸ‘‡πŸ”‘
Show buyers what it can become. 🏑

Before. And after. ✨

Same property. Different story. πŸ”₯

I create before and after renderings for my realtor partners FREE. 🎨

Buyers see the vision.

Listings move faster.

No more price cuts. πŸ†

Let's set up a call πŸ‘‡
πŸ“ž 917-597-1330

08/07/2026

The number one question buyers are asking their agents right now is "should I wait?"

And honestly... I get it. Rates aren't where anyone wants them and prices feel high.

But here's what I've watched happen over 20 years in this business every single time rates start dropping:
More buyers come back to the market. Inventory gets absorbed fast. Prices go up. And suddenly the buyers who waited are competing harder for a more expensive home with a slightly lower rate.

The math almost never works in their favor.
Buy now. Lock in today's price. Build equity. Refinance if/when rates come down.

The risk of waiting isn't just paying more later. It's missing the price entirely.

Agents, if you've got clients on the fence, feel free to tag them or share this. This is the conversation worth having before they wait themselves out of the market.

I think this article is going to hit differently for a lot of agents right now.Everyone is talking about the inventory c...
08/07/2026

I think this article is going to hit differently for a lot of agents right now.

Everyone is talking about the inventory crisis.

I think it is the wrong conversation.

The inventory exists. Hundreds of properties in every market sitting in the exact neighborhoods your buyers want to be in. Passed over because of condition, because buyers cannot visualize what they could become, and because most agents do not have a financing strategy that makes them viable.

That is not an inventory problem.
That is a strategy problem.

I wrote the full breakdown on what inventory on demand actually looks like, how renovation loans make dated and distressed properties accessible to standard buyers, and the step-by-step process agents are using to create deals where everyone else sees dead ends.

If you have buyers telling you there is nothing out there, read this before your next buyer consultation.

Link in the comments πŸ‘‡

Address

68 35th Street, Suite C362
Brooklyn, NY
11232

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18777731226

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