Effie Richman, Financial Services Professional with Nylife Securities LLC

04/08/2024

In the event of a disability, two-income households are 10% more likely than married couples with a single income to file bankruptcy due to higher fixed expenses*. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. *The Two-Income Trap: Are Two Earner Households More Financially Vulnerable?, Center for Economic Studies, June2019

Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.

02/14/2024

What have you done in the past that has paved the way for your success today?

10/16/2023

As a parent, you spend years making sure theyʼre prepared for college. Weʼll help you prepare to afford it.

Unsure how life insurance works? Learn from New York Life about your options to ensure your loved ones have the financial security they need.

10/16/2023

While Senate passed a spending bill to avert a government shutdown for the next six weeks, the looming threat remains. Here are five ways it could harm small business across the country.

The current debate to fund the government breaks a deal brokered by the White House, the Senate and Speaker McCarthy earlier this year to lift the debt ceiling.