Brent Dukes Loans NMLS 2135517 Powered by GoRascal Inc. NMLS 2072896

08/31/2026

🏡 UP TO $65,000 IN DOWN PAYMENT ASSISTANCE! 💰🔑

FIRST-TIME HOMEBUYERS — THIS ONE’S FOR YOU!

Thinking about buying a home in Pasco County, Florida?

Qualified first-time homebuyers may be eligible for up to $65,000 in Down Payment Assistance to help make homeownership more affordable!

💰 Up to $65,000 in assistance for qualified buyers
🏠 Available to first-time homebuyers only
💵 Assistance toward down payment and eligible closing costs
📍 Purchase a qualifying home in Pasco County
🔑 Reduce the amount of cash needed at closing

Don't let the down payment keep you from becoming a homeowner!

📲 Want to find out if you qualify?

Message me “PASCO DPA” and I’ll help you explore your options.

Brent Dukes | Mortgage Loan Officer
📞 727-687-5955
NMLS #2135517 | GoRascal

Up to $65,000 in assistance is available to qualified first-time homebuyers. Program availability and assistance amounts are subject to funding availability, income limits, purchase price limits, property eligibility, first-time homebuyer requirements, and other program guidelines. Loan approval is subject to underwriting.

07/22/2026

You worked hard to earn your degree — now let me handle the homebuying process. Reach out today to see if you're eligible for no or low down payment options* on your home purchase!

07/16/2026

07/14/2026

Whether you're ready to purchase or refinance your home, don't let the closing process disrupt your summer vacation. Give me a call to see how you could close from just about anywhere.

07/07/2026

🏡 BIG NEWS FOR FLORIDA HOMEOWNERS! 🇺🇸🌴

Governor Ron DeSantis has unveiled a proposal that could become one of the biggest property tax changes in Florida history.

If approved, the goal is to provide significant property tax relief for homesteaded (primary residence) homeowners by increasing the Homestead Exemption over time and eventually working toward eliminating property taxes on primary residences altogether. The proposal was announced as part of the Governor's "Save Our Homes from Excessive Property Taxes" initiative.

🔹 What is being proposed?
✅ Increase Florida's Homestead Exemption from $50,000 to $250,000 over time.
✅ The long-term vision is to continue increasing the exemption until property taxes on eligible homesteaded homes are substantially reduced or eliminated.
✅ The proposal applies only to your primary residence (Homestead Property).

🏠 Who could benefit?
✔️ Florida homeowners who have established Homestead on their primary residence.

🚫 Who would NOT qualify?
• Investment properties
• Rental properties
• Airbnb/short-term rental properties
• Second homes
• Commercial real estate

⚖️ Supporters say this would provide much-needed relief as homeowners continue facing rising property values, insurance premiums, and overall housing costs.

⚠️ Critics point out that property taxes help fund essential local services such as police, fire departments, schools, parks, roads, and libraries, so any changes would require replacement funding or adjustments by local governments.

🗳️ Important: This is NOT law yet. The proposal must complete the legislative process and receive at least 60% voter approval on a statewide constitutional amendment before taking effect.

As a Florida Mortgage Broker, I'll continue keeping homeowners and buyers informed about changes that could affect the cost of homeownership here in Florida.

💬 What do you think?
Would eliminating or significantly reducing property taxes on Florida homesteaded homes encourage more people to buy and stay in Florida?

06/24/2026

A 40-year mortgage* could mean a new path to homeownership with potentially lower monthly payments and more flexibility. Give me a call and see if it's right for you!