Mortgage loans made easy - Richard Gjerulff NMLS# 211760

06/11/2026

Contemplating the purchase of a new residence and need financing prior to selling your existing home ?
Our newest mortgage option allows this without concern of the carry cost while awaiting sale of your existing home
Contact me to discuss your options!

Call now to connect with business.

06/11/2026

Send a message to learn more

06/01/2026

Now Offering home equity loans with no appraisal-costs) and 5 day closings
All states.

04/30/2026

With or without a realtor OR property chosen; find out how much you are qualified to borrow today ; multiple mortgage options!
No cost to apply!

03/05/2026

Rates are now moving lower than expected since 2022
If you are considering refinancing or purchasing; let’s talk

09/10/2025

Rates are now trending lower
All eyes are on the Fed making the next rate adjustment
MAMA ( making all mortgages affordable) is on the horizon!

07/23/2025

Down Payment assistance towards closing and closing costs now available
No income limits
First/ Second time borrowers
Flexible underwriting/ no overlays

To Find out more; please contact me

08/17/2021

Learn more about today’s mortgage financing . Making dreams happen one loan at a time.

08/06/2020

Did you know? The delinquency rate for Commercial Mortgage-Backed Securities spiked up 10.3% in June. This has been the largest spike since 2009. Find out more details about the state of the market below.

CMBS delinquency rates for retail properties spiked to 18% and for hotel properties to 24%.

08/05/2020

Are you considering refinancing your mortgage for your commercial property? There are a few things you will want to consider before making this move. Will the payment be affordable? What is the value of your property? Click the link below for more.

Refinancing commercial properties can be quite different from trying to refinance residential ones Servicing your loan every month and seeing your bank balance taking a dip can be quite depressing. What if you had a chance to lower your mortgage payment or even raise more funds on your property? Whe...