JF Public Adjusters

10/31/2024

Another 5-star review from a recently concluded claim.

Thanks for trusting JFPA!

JF Public Adjusters

☎️ (917) 272-8793
✉️ [email protected]
🌐 jfpublicadjusters.com

10/28/2024

Monday: Myth-Busting Mondays

Myth or Fact? Your home insurance covers ALL types of water damage.

Let's set the record straight! Not all water damage is covered. For example, gradual damage from a leaky faucet or a poorly maintained pipe is usually excluded. However, sudden and accidental damage, like a burst pipe, is typically covered. 🏠💦

Understanding what’s covered and what isn’t can save you time and money. If you’re unsure about your coverage, reach out to us. is here to help you make sense of it all!

JF Public Adjusters

☎️ (917) 272-8793
✉️ [email protected]
🌐 jfpublicadjusters.com

10/21/2024

Did you know that improper charging or faulty batteries in e-bikes have been linked to an increasing number of residential fires?

In the event of such a fire, insurance companies will typically conduct a "cause and origin" investigation to determine how the fire started and where it began.

If the cause is identified as a faulty e-bike battery or improper use, it can significantly impact your claim outcome. Make sure you have the right coverage and take steps to safely charge your e-bikes to avoid potential risks!

At JF Public Adjusters, we understand the complexities of fire claims and cause and origin investigations. We're here to help ensure your claim is handled fairly and that you get the settlement you deserve.

If you've experienced a fire or have questions about your coverage, reach out to us today! We offer a free claim review to help you navigate the process with ease.

JF Public Adjusters
☎️ (917) 272-8793
✉️ [email protected]
🌐 jfpublicadjusters.com

10/16/2024

Chag Sameach!

As we celebrate Sukkot, a time of reflection, gratitude, and the joy of community, may your homes and sukkahs be filled with happiness, peace, and blessings. 🏠✨

The JF Public Adjusters team wish you and your loved ones a beautiful holiday! 🌿🍋

10/14/2024

Did you know? Your standard home insurance policy is there to cover sudden and accidental damage, not the everyday wear and tear of your home.

As a homeowner, you are still responsible for maintaining your property. Things like an old roof, rusted pipes, or general deterioration are considered maintenance issues—not something insurance will cover.

However, when an insured event happens—like a fire, burst pipes, or storm damage—that's where your insurance comes into play. If your home suffers from sudden and accidental damage from an even that's listed as one of the insured perils on your policy, you can then file an insurance claim.

Need help with an insurance claim? Reach out to us at JF Public Adjusters today for expert assistance.

JF Public Adjusters

☎️ (917) 272-8793
✉️ [email protected]
🌐 jfpublicadjusters.com

10/09/2024

Every week we get a large volume of calls from policyholders about their claims. In both of the stories below, we have homeowners who worked on their claims on their own and are now seeking assistance from a public adjuster. Here's why:

- low offers

- receiving a settlement offer without any inspection occurring

At JF Public Adjusters, we strongly encourage homeowners to consult a public adjuster BEFORE getting into it with the insurance company. Not every claim can benefit from using a public adjuster, but if you never consult one beforehand, you could suffer from sigificant financial loss.

Take advantage of our free claim consultation today.

JF Public Adjusters
☎️ (917) 272-8793
✉️ [email protected]
🌐 jfpublicadjusters.com

10/07/2024

Happy Monday! We've got a lot of new connections and followers and so we kick off the week by re-introducing who we are through this video.

--

Got property damage?

Schedule your FREE consultation today.

JF Public Adjusters
☎️ (917) 272-8793
✉️ [email protected]
🌐 jfpublicadjusters.com



https://www.youtube.com/watch?v=_fC6sVI-vKg

JF Public Adjusters is a team of insurance claim professionals headed by our public adjuster Joel Follman. We manage property insurance claims from start to ...

10/02/2024

General Question. When this kind of disaster happens, who do you call first?

---

Got property damage?

Schedule your FREE consultation today.

JF Public Adjusters
☎️ (917) 272-879
✉️ [email protected]

🌐 jfpublicadjusters.com

10/01/2024

JF Public Adjusters handle a large volume of storm claims every year. Here are some tips you might find useful if you are about to file an insurance claim for storm damage or if you live in an area prone to storms:

1. Before the storm picks up, make sure you’ve done everything you can to protect your property. Remember, your homeowners insurance is there for SUDDEN AND ACCIDENTAL damage—but prevention is still key!

2. Storm damage can often go unnoticed. Did you know that water seeping through your roof or siding after a storm can lead to long-term structural damage if left unaddressed? Sometimes a couple of shingles get blown away and you never feel the impact until much later, at which case the damage will have been much worse, and it may be too late to file a claim. Make sure you get a professional inspection after severe weather. If you find storm-related damage, consider filing a claim. If for whatever reason you are unsure, contact us and we'll be happy to assist.

3. Take a lot of photos and videos. If there was damage to personal property, take very detailed photos and videos. For example, if you have boxes of random items in your attic that were damaged, you need to open the boxes, inventory and document every item that was damaged.

4. If you live in an area that gets impacted by storms, ensure you have insurance coverage that suits your needs. A couple of weeks ago, we shared information about Allstate Insurance's Roof Surfaces Extended Coverage. Visit our blog to know more about this, but essentially, it is an OPTION that if you do not opt in to, your insurer will only cover a portion of the replacement value of your roof - depending on its age.

5. If you find damage to your home, speak to a public adjuster to understand how they can help you with your claim. At JF Public Adjusters, we offer a free claim review and consultation. We discuss the circumstances surrounding your possible claim and we let you know whether we would be able to assist you.

---------------------------------------------------------

Got property damage?

Schedule your FREE consultation today.

JF Public Adjusters

☎️ (917) 272-8793
✉️ [email protected]
🌐 jfpublicadjusters.com

09/27/2024

Flat roofs are common on many residential, commercial, and industrial buildings due to their cost-effectiveness, ease of maintenance, and modern aesthetic. However, when it comes to insurance claims, flat roofs often present unique challenges. Understanding these challenges and knowing how to navigate them can make a significant difference in the outcome of your claim. In today's blog, we discuss common issues with flat roof claims, the types of damages that are often denied, including seepage, and what makes a strong insurance claim for flat roof damage.

Blog Post: https://jfpublicadjusters.com/blog/flat-roofs-and-insurance-claims-what-you-need-to-know/

Got property damage?
Schedule your FREE consultation today.

JF Public Adjusters
☎️ (917) 272-8793
✉️ [email protected]
🌐 jfpublicadjusters.com

09/25/2024

Many people think the claim process is a simple, straight line that takes a couple of weeks to wrap up. More often than not, it isn't.

In reality, the process can be a lot more complicated and takes a lot longer. What are some of the things that can complicate a claim? Well, to name a few, you have the usual unresponsive insurer (long processing times, adjusters going on leave or holiday), frequent changing of adjusters in charge of the claim, the claim going into SIU or EUO, requests for multiple re-inspections, refusal to negotiate, the claim going into appraisal, and so on.

For a homeowner to take this on can be pretty overwhelming. Add to that the possibility of receiving a low ball settlement offer and it can be pretty demoralizing and frustrating for a homeowner who has paid year and years of insurance premiums faithfully.

Early this week we wrote about a client whose roof claim we took from a $1300 offer to $28,000. This did not take just a couple of weeks. This took a couple of months, however, when you put into perspective the result that we have achieved for the client, it's safe to say it was well worth it.

At JF Public Adjusters, our goals are to make the claim process seamless for you and to ensure you receive the settlement that you are entitled to.

--

Got property damage?
Schedule your FREE consultation today.

JF Public Adjusters
☎️ (917) 272-8793
✉️ [email protected]
🌐 jfpublicadjusters.com

09/23/2024

A homeowner in Jackson, NJ filed a claim for wind damage after a few shingles were blown off their roof. Their insurance company initially offered just $1,300 to replace a few shingles. Using our experience in managing roof damage claims, JF Public Adjusters successfully negotiated with the insurance company and increased the settlement to $28,000, covering the full roof replacement!

Blog Post: https://jfpublicadjusters.com/blog/client-success-story-wind-damage-claim-jackson-new-jersey/

Got property damage?

Schedule your FREE consultation today.

JF Public Adjusters
☎️ (917) 272-8793
✉️ [email protected]
🌐 jfpublicadjusters.com