Tyler Geiger - Bear Creek Insurance Agent

09/22/2026

Can you believe there are only 100 days left in the year? Before the final stretch gets away from you, it is worth pausing to ask one simple question: has your life changed this year?

A new car, a home purchase, a career change — these are the kinds of milestones worth celebrating. They are also the kinds of changes that can quietly create gaps in your insurance coverage if your policies have not kept up.

Here are some of the most common life events that can affect your coverage:

✅ You bought a new home or renovated your home. A new home purchase or extensive renovations require coverage that reflects the property's true replacement cost, not just its market value.

✅ You purchased a new car. Purchasing a new car is a change that always merits a check-in about your insurance coverage, especially if you purchased a car worth more than the vehicle you were previously driving.

✅ Your family or household situation changed. Marriage, divorce, welcoming a new child, adding a teen driver, sending a child off to college, or welcoming an adult child back home are all changes that can affect your auto and homeowners coverage.

✅ You’ve acquired new valuables or heirlooms. If you’ve recently obtained or inherited new jewelry, art, or other collectibles, it may be worth reviewing whether these items would be fully covered under your current homeowners policy.

✅ Your income, assets, or career changed. A promotion, a new job, a side business, or an inheritance can all increase your financial exposure in ways your current coverage may not reflect.

If any of these sound familiar, our team would love to take a few minutes to review your policies together and ensure everything still aligns with where you are now. It's a simple conversation that can make a real difference.

Feel free to reach out anytime. We are here to help ensure your coverage keeps up with your needs.

09/15/2026

The fall is a smart time to take a closer look at your commercial property and address maintenance needs before colder weather creates bigger problems.

Preventive maintenance helps protect your property’s value, reduce safety issues, limit business interruptions, and lower the risk of preventable claims. Swipe for a few maintenance areas to review this season.

We hope you found this list helpful as you prepare your property for the fall. As always, if you have any questions or any needs this season, don’t hesitate to give us a call. Our team is here to help!

09/09/2026

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of the most important ways to help safeguard your shared financial future and provide stability no matter what comes next. Swipe for some key life insurance considerations for newlyweds.

Starting your journey together with the right protection in place can make all the difference. Contact us today to learn more about your life insurance options and find coverage that fits your goals.

08/26/2026

Construction projects involve a wide range of moving parts, and without a clear risk management strategy, small issues can quickly become costly setbacks. Swipe through for an overview of key areas to focus on to help keep your projects on track.

If you would like to review your current risk management strategy or coverage, contact us today. Our team is here to help.

08/19/2026

Mark your calendars for this fun (and healthy) event! 🚶‍♀️🚶‍♂️‍➡️🚶🚶‍♀️‍➡️

Join Us for the BGM Walking School Bus!
BGM students and families are invited to Start the Day on the Right Foot on Friday, August 28!
Instead of beginning the morning at school, students can meet us at Landes Park in Brooklyn and join their classmates, families, school staff, and community members as we walk to school together!
Friday, August 28, 2026
📍 Landes Park — Brooklyn, Iowa
7:15–7:25 AM: Students and families arrive at the park
7:25 AM: Welcome & Safety Huddle
7:30 AM: Walking School Bus departs for school
Students should arrive with their backpack and comfortable walking shoes and be ready to leave promptly at 7:30 AM.
Parents and caregivers are welcome and encouraged to join the walk!
Our Walking School Bus is a fun way to encourage physical activity, teach safe pedestrian habits, build connections with friends and neighbors, and help students start their school day energized and ready to learn.
We can't wait to walk with you!
BGM Walking School Bus
Start the Day on the Right Foot!
Healthy Kids • Connected Community • Brighter Futures

08/19/2026

Running a business comes with no shortage of moving parts — and making sure you're protected from the unexpected is one of the most important pieces of the puzzle. That’s where commercial umbrella policies come in.

Swipe to learn more about how this coverage works and whether it's right for your business.

If you'd like to talk through whether a commercial umbrella policy makes sense for your business, know that we are always happy to help. Feel free to give the office a call today.

08/12/2026

Whether your student is just starting college or already well into their academic career, insurance is an area worth revisiting periodically to ensure they have the right coverage in place.

With the start of the school year approaching, we wanted to take a moment to share a few key coverages to review before students head back to school. Swipe for more information.

Taking time to review these key coverages ahead of back-to-school can help give you and your student peace of mind. Our team is here to help review your current coverage and talk through additional policies and riders where it makes sense. Give us a call today, and we can get started.

08/05/2026

August is National Eye Exam Month, a perfect reminder to schedule your annual eye exam if you haven’t already.

A comprehensive annual eye exam is covered by most vision plans, meaning you can obtain this key preventive care as easily as scheduling your appointment.

Additionally, these exams can do more for your health than just update your prescription. Your eyes can reveal early warning signs of serious health conditions that you might not know about otherwise, including:

👁️ Hypertension - Irregularities in the eye's blood vessels can signal high blood pressure before other symptoms appear.
👁️ High cholesterol - A yellowish tint or patch around the cornea or eyelid may indicate elevated cholesterol levels.
👁️ Autoimmune disorders - Inflammation in the eye can be an early sign of conditions like lupus.
👁️ Thyroid disease - Bulging or protruding eyes are often associated with thyroid-related conditions.
👁️ Cancer - Unusual structures within the eye can indicate ocular melanoma, and changes around the eyelids may reveal certain skin cancers.

If it has been more than a year since your last eye exam, let this month be your reminder to get it on the calendar.

Not sure what your vision benefits cover? Give our team a call. We are happy to help you take a look.

07/29/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

07/28/2026

EARLY OFFICE CLOSURE TODAY 7/28/2026

In order to honor "The Wall That Heals" es**rt coming through town, Bear Creek Insurance will close at 3:00 PM today. We apologize for the inconvenience. If you would like more information about "The Wall That Heals" please visit https://www.vvmf.org/event/The-Wall-That-Heals-Brooklyn-IA/

This will be a great event for the City of Brooklyn. We look forward to welcoming all the new people to town and honoring our Vietnam veterans.

On Veterans Day 1996, the Vietnam Veterans Memorial Fund (VVMF) unveiled a replica of the Vietnam Veterans Memorial in Washington, D.C., designed to travel to communities throughout the United States. Since its dedication, The Wall That Heals has been displayed at nearly 700 communities throughout t...