10/29/2026
Most buyers find out what “debt-to-income” means the same week they lose the house they wanted. By then it’s not a lesson. It’s a loss. Here’s how I try to help clients avoid that: I review your numbers before you fall in love with a listing, not after. Income, debts, the ratio itself — explained in plain language, before you’re emotionally attached to an address. If your DTI may be a challenge, I want to flag it in week one, not have it surface with an underwriter in week six. Depending on your situation, that might mean a conversation about paying down a balance. It might mean adjusting the price range. Or it might mean you’re in a stronger position than you realized. Either way, my goal is for you to go into an offer with a clearer picture of where you stand. DM me the word READY and let’s take a look at your numbers together.