Sagen & Associates Insurance

Sagen & Associates Insurance Sagen & Associates Insurance is an independent insurance agency providing auto, home, and business i

Telematics insurance promises lower premiums for safe drivers, and in many cases, it delivers. But whether it is worth s...
08/25/2026

Telematics insurance promises lower premiums for safe drivers, and in many cases, it delivers. But whether it is worth signing up for depends on more than just your driving record. Swipe through to get a clearer sense of what these programs involve and what to weigh before you decide.

If you have questions about your auto insurance policy or if a telematics policy fits your needs, give us a call today. We are here to help.

From ransomware and phishing to vendor outages, cyber incidents are now among the most common causes of business disrupt...
08/18/2026

From ransomware and phishing to vendor outages, cyber incidents are now among the most common causes of business disruption. The impact can extend well beyond IT, affecting operations, revenue, and reputation. Recent data shows billions of dollars in reported cyber losses each year, with some individual incidents costing millions.

Swipe for a brief overview of how cyber insurance can help protect your business against this threat.

If you’re not sure how your current coverage would respond to a cyber event, now is a great time to review it. Our team is happy to help you walk through your options and make sure your business is properly protected.

Whether your student is just starting college or already well into their academic career, insurance is an area worth rev...
08/10/2026

Whether your student is just starting college or already well into their academic career, insurance is an area worth revisiting periodically to ensure they have the right coverage in place.

With the start of the school year approaching, we wanted to take a moment to share a few key coverages to review before students head back to school. Swipe for more information.

Taking time to review these key coverages ahead of back-to-school can help give you and your student peace of mind. Our team is here to help review your current coverage and talk through additional policies and riders where it makes sense. Give us a call today, and we can get started.

August is filled with moments that remind us of what can happen when someone dares to do something never done before, mo...
08/06/2026

August is filled with moments that remind us of what can happen when someone dares to do something never done before, moving the rest of the world forward with them. Here are a few milestones we are celebrating this month:

🌊August 6, 1926 - Gertrude Ederle became the first woman to swim across the English Channel, completing the 21-mile crossing in 14 hours and 31 minutes. Not only did she make history, but she also beat the existing men's record by nearly two hours.

🎵August 12, 1877 - Thomas Edison invented the phonograph, giving the world its first device capable of recording and playing back sound. The first words captured were a simple recitation of "Mary Had a Little Lamb.”

đź“şAugust 29, 1997 - Reed Hastings and Marc Randolph founded Netflix in Scotts Valley, California, starting out as a simple DVD rental service by mail. Netflix eventually grew into one of the most influential entertainment platforms in the world.

These moments continue to inspire conversations about courage, creativity, and the lasting impact of one bold step into the unknown.

Which of these August milestones speaks to you the most? Drop a comment and share your thoughts!

08/05/2026

August has a way of reminding us that change is already on its way. Summer is not quite over, but the days are already hinting at something new — earlier sunsets, a slight cool in the morning, and a quiet sense that a fresh season is just around the corner.

It can be tempting to hold on to what is familiar and comfortable, but this month is a gentle nudge to look forward instead. This is the moment to channel something new: a goal, a habit, or a mindset shift that moves you toward the next chapter with intention.

As we move through August, what is one thing you are ready to build or step into? Feel free to share it in the comments. We would love to hear what you are looking forward to.

Do you know the difference between term life and whole life insurance? If not, you are not alone — it is one of the most...
08/04/2026

Do you know the difference between term life and whole life insurance? If not, you are not alone — it is one of the most common questions people have when exploring life insurance for the first time. Swipe for a quick breakdown to help you understand how the two compare.

The right choice depends on your budget, your goals, and what you need your life insurance to do for your family. Have questions? Give us a call, and we are happy to help you find the right fit.

From time to time, our firm likes to remind clients about the importance of keeping their life insurance information org...
07/30/2026

From time to time, our firm likes to remind clients about the importance of keeping their life insurance information organized and accessible. Gathering and storing key records helps beneficiaries know where to turn when they need it most. Swipe through for a checklist of documents to keep together.

Taking the time to organize these documents is also a great opportunity to review your policy and beneficiary designations, ensuring everything is accurate and up to date. If you have questions about your coverage or would like help reviewing your policy, reach out anytime.

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on y...
07/28/2026

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on your property, is your current homeowners coverage prepared to respond?

Swipe to see some insurance considerations to keep in mind before you host a party this summer.

If you are planning to host this summer, now is the time to review your coverage and identify any gaps. Give us a call today. We’re here to help make sure you’re ready to welcome guests to your home this summer.

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an ...
07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

Life insurance riders can be a practical way to extend coverage to your children without the hassle of a separate policy...
07/16/2026

Life insurance riders can be a practical way to extend coverage to your children without the hassle of a separate policy, but the details matter. Here is a closer look at how child term riders typically work.

While details vary by insurer, most riders follow a similar structure. A parent can choose to add the rider when purchasing their life insurance policy for a small additional premium. Coverage usually begins shortly after a child is born and continues until they reach a specified age, often between 18 and 25. During that time, the rider provides a fixed, modest benefit if a covered child passes away.

Many policies share a few common characteristics. Coverage amounts are generally modest, often ranging from $1,000 to $25,000 per child. One rider can typically cover multiple children under the same policy. Premiums tend to be low. The coverage remains tied to the parent's policy, meaning it stays in force as long as the parent's policy does.

Curious about whether this is the right fit for your family? Give us a call, and we will be happy to walk you through your options.

Address

2413 1st Center Avenue
Brodhead, WI
53520

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16088979100

Website

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