Greg Ehlinger - Retirement Made Easy

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As posted before, UHC will be mailing those members eligible to either switch Medicare Advantage Plans or return to orig...
08/14/2025

As posted before, UHC will be mailing those members eligible to either switch Medicare Advantage Plans or return to original Medicare and select an optional Supplement and separate, private part D prescription coverage.

Please note that although the Special Election Period is not available for agents to use, please feel free to call Retirement Made Easy, 401-741-7813. We can help you determine which selection may best suit your needs, review your doctor's eligibility and estimated co-pays and prescription costs.

Likely you have chosen UHC in the past because of the availability of doctors, Rx costs and additional benefits. This is likely to change with a new plan, and we can help you choose the option that best suits your needs and review your overall healthcare needs with enrollment guidance. In most cases, your expected co-pays may change, and your Maximum Out of Pocket Expenses (MOOP) may be increasing. We can help you protect yourself from "Sticker Shock" when changing.

We can also help those who do not receive the letter if not eligible to be prepared for the upcoming AEP season.

I am Greg Ehlinger or if unavailable Mark Smiley will be able to help you also.

08/06/2025

URGENT !!
We have just learned from United Healthcare the agents will NOT be able to help people change plans...

I will follow up as you as soon as I have any more details.

From UHC...

"CMS has advised:



The SEP is NOT available for agent use.


The member is being directed to contact 1-800-MEDICARE or meet with a local SHIP counselor to make a change utilizing the SEP.


The SEP runs until the end of October.


UHC will be sending out letters to the impacted membership based on CMS guidance, the SEP is NOT available to all UHC members.


If your client makes a change via Medicare or a SHIP counselor their plan will be effective the 1st of the following month.


If the member uses the special one-time SEP to change to Original Medicare, they have a special temporary right to buy a Medicare Supplement policy
with Guaranteed Issue. They will have to save a copy of the letter as proof of their Medigap rights.

The members are being directed to contact SHIP counselors to discuss their Medicare Supplement rights.



The one-time SEP is NOT available for carrier use.


UnitedHealthcare Dual Complete remains in-network with Brown University Health hospitals.


If any additional details or updates are shared, we will send a follow-up communication"

08/01/2025

Per WPRI reporting , "On July 31, the attorney general’s office announced that CMS had approved an SEP for “those enrolled in UnitedHealthcare plans who are assigned to, are currently receiving care from, or have received care within the past three months from a provider or facility being terminated from the [Medicare Advantage] provider network.”

We are awaiting confirmation of details from UHC. Therefore it appears it may not apply to all Medicare Advantage Members. We will be sharing as soon as we get details.

A Special Election Period to change plans has just been announced for United Healthcare Medicare Advantage members. I do...
07/31/2025

A Special Election Period to change plans has just been announced for United Healthcare Medicare Advantage members.

I do not have any details yet, but will share once I have them. If I am your agent I will be reaching out as soon as possible, or please feel free to call me, 401-741-7813, even if I am not your agent currently but you need some help understanding your options.

I have just learned that Brown University Health labs, formerly Lifespan, such as the lab at the Bristol Medical Center,...
07/28/2025

I have just learned that Brown University Health labs, formerly Lifespan, such as the lab at the Bristol Medical Center, are considered Out of Network for United Healthcare Medicare Advantage Clients. As explained to me, the actual testing for many is actually performed at the hospitals, such as Miriam.

For those in the East Bay: the following appear to be closest, or you can call UHC Customer Service 800-711-0646

East Side Clinical Laboratory
Laboratory
15 Gooding Ave
Bristol, RI 02809
(401) 253-3017

334 County Rd
Barrington, Bristol, RI 02806
(401) 247-8613

Quest Diagnostics
Laboratory
101 President Ave Ste 1
Fall River, MA 02720
(508) 324-4105

Laboratory Corp of America Holdings
Laboratory
1151 Robeson St Ste 201
Fall River, MA 02720
(508) 290-0509

Additionally, Brown Un. Health mailed a notice to all Medicare members w UHC, including UHC Supplements, that they are out of network with Brown. this only impacts medicare Advantage members, NOT Supplements. If you have a medicare supplement form UHC, such as Plan G or F, you can still go to any facilty that accepts medicare, including Brown.

I am happy to help anyone who may be uncertain, first place to check is your card which will clearly state supplement or Medicare Advantage.

We continue to monitor this situation and will share info as it comes in.

06/27/2025

Updated June 24, 2025

(DSNP refers to Medicaid)

Brown University Health hospitals to remain in our Dual Special Needs Plan (DSNP) network; hospitals to go out of network for other Medicare Advantage plans, effective July 1.
We have reached an agreement that provides continued, uninterrupted network access to Brown University Health’s hospitals for people enrolled in our Dual Special Needs Plan (DSNP).

However, despite our good-faith efforts, Brown University Health has made its intentions clear that the following four hospitals will no longer participate in our network for other Medicare Advantage plans, including Group Retiree, effective July 1.

Hasbro Children’s Hospital
Miriam Hospital
Newport Hospital
Rhode Island Hospital
Our goal has always been to reach an agreement that is affordable while providing continued, long-term access to the health system’s hospitals. Unfortunately, Brown University Health refused our proposal to extend our contract through the end of 2025 and is seeking to be paid significantly more than any health system in our Medicare Advantage network in Rhode Island.

We remain committed to continued discussions with Brown University Health should they provide a proposal that is affordable for the people we serve. However, our focus at this time is providing people access to the care they need through continuity of care or a smooth transition to another hospital in our network, as appropriate.

Brown University Health’s physicians are not impacted. They will continue to remain in our network at this time, regardless of the outcome of our negotiation.
This only impacts our Medicare Advantage contract for Brown University Health’s hospitals at this time. Brown University Health’s physicians will continue to participate in our Medicare Advantage network on and after July 1.

Brown University Health recently communicated inaccurate information regarding the possibility their physicians would be out of network for our Medicare Advantage plans at the end of 2025. That is not true.

Brown University Health is seeking price hikes that would make their hospitals significantly higher cost than all other hospitals in our Medicare Advantage network in Rhode Island.
Brown University Health is seeking to be reimbursed at rates that would make their hospitals an outlier in our Medicare Advantage network in the state. Agreeing to their proposal would increase overall health care costs while also impacting the benefits our Medicare Advantage members rely on.

We proposed to extend our hospital contract for our Medicare Advantage plans through the end of 2025. Brown University Health refused.
Our proposal to extend our current contract would have provided Medicare Advantage members continued network access to Brown University Health’s hospitals while we continued our discussions toward a potential long-term agreement. The health system refused, potentially and unnecessarily disrupting access to care for thousands of people enrolled in our Medicare Advantage plans.

UnitedHealthcare members enrolled in a UnitedHealthcare Group Retiree PPO plan may still receive care at Brown University Health’s hospitals as an out-of-network provider, should the health system agree to see them.
People enrolled in our Group Retiree PPO plan may continue to receive care at a Brown University Health hospital if they are a Medicare-approved provider that accepts the plan. Their share of the cost will be the same as if they were part of the network.

We encourage UnitedHealthcare members to speak with their local hospital to confirm they’ll continue to see them, regardless of their network status.

For additional information about our Group Retiree plan as well as information on how to find a provider, UnitedHealthcare members should go to retiree.uhc.com.

UnitedHealthcare members who are in the middle of treatment at a Brown University Health hospital at the time they go out of network may qualify for continuity of care.
Continuity of care provides continued in-network benefits for a specified period of time after a hospital or physician leaves our network. An example of a patient who may qualify includes but is not limited to:

Patients with newly diagnosed or relapsed cancer, or those currently in active cancer treatment.
UnitedHealthcare members can apply for continuity of care any time from now until 30 days after a health system has been out of network. In this instance, they would have until July 30 to apply for continuity of care.

UnitedHealthcare members who have questions about continuity of care, how to apply or whether they might be eligible, should call the number on their health plan ID card.

We continue to have a broad network of hospitals throughout Rhode Island and the surrounding region that are readily able to provide high-quality care
Some of the hospitals remaining in our Medicare Advantage network include but are not limited to:

Boston Children’s Hospital
Care New England Hospitals
Fatima Hospital
Kent Hospital
Landmark Medical Center
Massachusetts General Hospital
Morton Hospital
Roger Williams Medical Center
Saint Anne’s Hospital
South County Hospital
Westerly Hospital
Women and Infants Hospital

06/18/2025

from United Health Care, Updated June 18, 2025

We want to keep Brown University Health’s (formerly Lifespan) hospitals in our Medicare Advantage network
We have been engaged in active discussions with Brown University Health for the past several months regarding our Medicare Advantage contract for their hospitals. Our goal has always been to reach an agreement that is affordable while providing continued, long-term access to the health system’s hospitals.

Unfortunately, Brown University Health refused our proposal to extend our contract through the end of 2025 and is seeking to be paid significantly more than any health system in our Medicare Advantage network in Rhode Island.

If we are unable to reach an agreement, Brown University Health’s hospitals will be out of network for our Medicare Advantage plans, including Dual Special Needs Plan (DSNP) and Group Retiree plans, effective July 1, 2025.

We remain committed to continued discussions with Brown University Health should they provide a proposal that is affordable for the people we serve.

Brown University Health’s physicians are not impacted. They will continue to remain in our network at this time, regardless of the outcome of our negotiation.
This negotiation only impacts our Medicare Advantage contract for Brown University Health’s hospitals at this time. Brown University Health’s physicians will continue to participate in our Medicare Advantage network on and after July 1.

Brown University Health recently communicated inaccurate information regarding the possibility their physicians would be out of network for our Medicare Advantage plans at the end of 2025. That is not true.

Brown University Health is seeking price hikes that would make their hospitals significantly higher cost than all other hospitals in our Medicare Advantage network in Rhode Island.
Brown University Health is seeking to be reimbursed at rates that would make their hospitals an outlier in our Medicare Advantage network in the state. Agreeing to their proposal would increase overall health care costs while also impacting the benefits our Medicare Advantage members rely on.

We proposed to extend our hospital contract for our Medicare Advantage plans through the end of 2025. Brown University Health refused.
Our proposal to extend our current contract would have provided Medicare Advantage members continued network access to Brown University Health’s hospitals while we continued our discussions toward a potential long-term agreement. The health system refused, potentially and unnecessarily disrupting access to care for thousands of people enrolled in our Medicare Advantage plans.

We are committed to continued good-faith negotiation. We hope Brown University Health shares our commitment to reach an agreement that is affordable and sustainable for the people we collectively serve.
We have prepared the following FAQs to ensure our members have the information they need regarding our negotiation, as well as next steps in the event Brown University Health’s hospitals leave our Medicare Advantage network.

06/12/2025
06/12/2025

It has been announced that the negotiatons between Brown University Health and UHC are ended and the 4 RI hospitals will no longer be in network. Any patients who are currently undergoing treatment at one of the impacted Hospitals, including RI Hospital, Miriam, Newport and Hasbro's Children's hospital MAY be entitled to continue to use those hospitals under Continuity of Care provisions, please call United Health Care customer service at 1-800-711-0646. Additionally, emergency services will continue to be covered. We are waiting to hear if a Special Election Period will be granted by CMS, the regulatory body for Medicare, allowing enrolless in UHC to change to another plan, but that is not certain. At the very least, UHC Medicare Advantage enrollees will be able to utilize the Annual Enrollment Period in October to make a change. Please note, the network changes DO NOT impact United Healt Care/ AARP supplement members, only Adavnatge Plans. I strongly encourage anyone with a UHC Medicare advantage plan to call custome service 800-711-0646 to voice their concerns, as well as AARP 1 (888) 687-2277 if they are a member. Although AARP does not endorse UHC Advantage plans, they certainly carry their badge on all materials and their good name as advocates for senior health will be impacted.

We have offices in Bristol at 555 Metacom and Middletown at 2 Coddington Hwy with appointments available but times have ...
11/20/2024

We have offices in Bristol at 555 Metacom and Middletown at 2 Coddington Hwy with appointments available but times have been filling very quickly.

We will explain the changes for 2025 and can help you find the Medicare health coverage option that works best for you. Your prescription drug coverage and benefits in your existing plan have changed.

Please don't get caught off guard in January!

10/02/2024

AEP is here! There are significant changes to Medicare Advantage Plans and Independent Drug Plans. We can help you understand how these changes will impact you, and may be able to provide additional benefits. Please feel free to DM or call Greg Ehlinger to schedule a No Cost Consultation before it is too late.

We do not offer every plan available in your area. Currently, we represent 6 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

Address

555 Metacom Avenue
Bristol, RI
02809

Telephone

+14017417813

Website

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