William Joseph Capital Management, LLC.

09/04/2026

Markets pushed higher in August as AI-driven optimism helped investors look past softer economic data. The S&P 500 gained 2.62% and the S&P/TSX Composite rose 2.96%, even as softening retail sales kept consumer spending in focus. Back-to-school season adds another data point to that story, with spending expected to reach \$146.8 billion in the U.S. and \$4.5 billion in Canada this year.

The Standard & Poor’s 500 Index advanced 2.62 percent, while the Nasdaq Composite rose 3.93 percent. The Dow Jones Industrial Average lagged, adding 1.34 percent. The S&P/TSX rose 2.96 percent.1,2

09/03/2026

Some of the strongest team members are the ones always looking to get better. Shyra is one of them.

As an Accounting Specialist at William Joseph, Shyra brings a level of care to her work that her colleagues notice immediately. Her manager put it simply: "She works extremely hard, has excellent communication skills, is very thorough, and is eager to learn."

That mindset shows up in the details. Careful review, proactive communication, and a habit of addressing concerns before they become problems keep her work accurate and keep things running smoothly for the whole team.

Shyra put it this way: "I take ownership of my work and address challenges proactively to prevent them from affecting others."

That sense of ownership is exactly what makes Shyra such a valuable part of William Joseph Capital Management.

09/02/2026

👉 Roughly 56 percent of IPOs bought at the offer price lost money after 3 years.

That's not the headline you see on day one.

You see the first-day pop. The company goes public, and its stock has averaged a 19 percent gain since 1980. Feels like a moment you should catch.

Here's what actually happens:

1️⃣ Institutional investors get the offering price before trading opens.

2️⃣ You buy at market open, after the move.

Then the real story starts.

🔎 This gap is based on research led by Professor Jay R. Ritter, who authored a 2026 report on IPO performance for the University of Florida. His analysis of 9,300 U.S. IPOs is one of the most comprehensive databases available.

Chasing IPOs can provide a thrill, but there are pros and cons.

A sound portfolio should reflect an investor's goals, risk, and time horizon. The risks of an IPO are not for everyone. 🎯

📋 Past performance does not guarantee future results. The return and principal value of IPOs and other stocks will fluctuate as market conditions change. And shares, when sold, may be worth more or less than their original cost.



This information is for educational purposes only and is not intended as tax, legal, or investment advice. Please consult a qualified professional regarding your individual circumstances

09/02/2026

We partner with growth-minded advisors who want to take their practice to the next level. From strategic planning to marketing ex*****on, we’re here to help you reach your goals. Your vision, supported by our experience, can become reality.

https://www.williamjosephcapital.com/careers

08/26/2026

Marketing doesn’t have to feel overwhelming. Whether you’re refining your existing plan or starting from scratch, we provide the tools and guidance to keep you moving forward. With WJCM, your marketing is manageable and effective.

https://www.williamjosephcapital.com/careers

08/19/2026

Collaboration is at the heart of our culture. When advisors share ideas and experiences, everyone benefits—clients included. At WJCM, teamwork is more than a value; it’s a way of working.

https://www.williamjosephcapital.com/careers

08/12/2026

Your marketing should do more than get attention-it should build trust. Our in-house team designs campaigns that strengthen your brand and deepen client relationships. Let us help you create a presence that lasts.

https://www.williamjosephcapital.com/careers

08/12/2026

This week, we're joined by Kristi Toland, Director of Advisor Marketing with Assetmark.

As the Great Wealth Transfer continues, many advisors are thinking about ways to engage with clients and their families across generations. Join us for this week’s Advisor Call, “Segmentation Strategies for the Great Wealth Transfer.”

We’ll discuss how thoughtful contact segmentation can support more intentional communication with clients, spouses, beneficiaries, and next-generation family members across different life stages.

Whether you're looking to refine your outreach strategy or organize your contact database, this session will offer practical ideas to consider.

We hope you'll join the conversation this Friday!

William Joseph Capital Management, Inc. is a registered investment adviser. This presentation is for informational purposes only, does not constitute investment advice, and is intended for financial professionals only.

08/11/2026

For many women, caring for aging parents can happen during an already demanding season of life, while they are still working, supporting family, and planning for their own future.

A good place to start is having early conversations with your parents about their care wishes, legal documents, insurance, income, savings, debts, and key professional contacts.
It is also helpful to understand that Medicare generally does not cover long-term custodial care, so families may want to plan for costs through savings, long-term care insurance, home equity, Medicaid, or paid care options.

Many caregivers find it useful to review workplace benefits, such as FMLA or paid family leave, and to create a written family plan so responsibilities and expenses are clear.

Most importantly, caregiving may be easier to navigate when it's planned in a way that helps your parents receive the care they need without putting your own retirement or financial security at risk.

https://www.williamjosephcapital.com/the-womens-group-at-william-joseph

This content is for educational purposes only and should not be construed as personalized investment, tax, or legal advice. Please consult with a qualified professional regarding your individual circumstances. Investing involves risk, including the possible loss of principal. William Joseph Capital Management, Inc. is an SEC-registered investment adviser.

08/07/2026

Markets navigated mixed signals in July. Inflation eased, tech faced pressure, and energy surged. Meanwhile, Americans are planning record travel spending in 2026: \$1.37 trillion. What's shaping your household budget this summer?

Stocks were mixed in July as investors navigated a cross-current of news on the outlook for AI spending and Q2 corporate reports.