TransCapital

TransCapital Specialty commercial equipment financing for tow, coach, limo and livery, paratransit, vocational truck, and fleet operators.

We're not a bank — we're a specialty lender that understands your equipment and your industry.

We’ll be at the 2026 FedEx Forward Service Provider Summit this October.Planning a Q4 truck purchase? There’s no reason ...
09/03/2026

We’ll be at the 2026 FedEx Forward Service Provider Summit this October.

Planning a Q4 truck purchase? There’s no reason to wait. Let’s talk now so you’re ready when the next opportunity comes along.

Learn more about vocational truck financing:
https://transcapfunding.com/work-trucks

09/01/2026

The work behind next year starts now.

Summer's over, and the second half moves fast. For operators, that often means fleet plans, replacements, or expansion decisions that got pushed to "later."

There’s still time to make meaningful moves before year-end and set yourself up even better for next year.

If equipment is part of the plan, now’s the time to know what’s possible so you can move when the timing is right.

See how we finance vocational vehicles and equipment:
https://transcapfunding.com/work-trucks

08/27/2026

You don’t always need to have the truck picked out before you start a financing conversation.

Getting prequalified first can help you understand what may be realistic, narrow the search, and move faster when the right vehicle shows up.

A little clarity upfront can make the buying process a lot easier once something catches your eye.

Know your buying power before you shop.

See how we help finance commercial vehicles.
https://transcapfunding.com/commercial-vehicles/

08/21/2026

Before you finance your next truck or piece of equipment, make sure the numbers make sense first.

If you’re weighing your next purchase, we can help you look at the financing side before you make a move. Let’s chat: https://transcapfunding.com/contact/

08/13/2026

Rates change. Programs change.

What doesn't change is this—we're still here helping operators like you get the financing they need to keep moving.

You won't find 0% financing or deep discounts in today's market. But that doesn't mean you're stuck.

Get pre-approved, know where you stand, and let's figure out your next move together.

Smart. Fast. Easy.

07/02/2026

Happy 4th of July! 🇺🇸

A genuine thank you to the fleet owners, service providers, and business owners who solve problems as they come and keep moving when there's work to be done.

For 250 years, small businesses have helped shape the American story. We're proud to work alongside people like you.

Our office will close at 3PM ET on Thursday, July 3, and reopen on Monday, July 7.

Wishing you and your family a safe and happy holiday weekend!

06/18/2026

He didn’t teach you to quit when it got hard.

He taught you to find another way, get a bigger truck, and keep moving.

Happy Father’s Day to every operator, owner, and entrepreneur building something bigger for the people waiting at home.

This is the season you're running hard. Jobs are up, demand is real, and equipment needs don't wait for fall. If the ban...
06/09/2026

This is the season you're running hard.

Jobs are up, demand is real, and equipment needs don't wait for fall.

If the bank said no, we say yes. Don't put off a truck, a bus, or a fleet addition — now's the time.

Don't pay for 90 days. Get a decision in 24 hours.

📞 833-337-FUND
🔗 transcapfunding.com/why-us

We honor and remember the heroes who gave everything for freedom. Thank you.Our office will be closed Monday, May 25th i...
05/22/2026

We honor and remember the heroes who gave everything for freedom. Thank you.

Our office will be closed Monday, May 25th in observance of Memorial Day. Regular hours resume Tuesday, May 25th, 8am–6pm.

Most operators don’t think about lender readiness until they’re already applying.By then, the deal is harder to approve....
05/21/2026

Most operators don’t think about lender readiness until they’re already applying.

By then, the deal is harder to approve.

Before you apply, focus on the five things lenders look at first:

✓ Build your cash balances
✓ Pay on time, every time
✓ Pay down revolving debt
✓ Avoid opening new accounts
✓ Increase limits but keep your usage low

The operators who get the best terms aren’t always the ones with perfect financials.

They’re the ones who prepared before the opportunity showed up.

The best time to start is before you need financing.

🔗 https://transcapfunding.com/coach





Address

145 Orinoco Drive #263
Brightwaters, NY
11718

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm

Telephone

(646) 372-7973

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