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Big Picture Trading Learn how to swing trade while working a 9 to 5

TSLA better šŸ’Ø today
10/16/2026

TSLA better šŸ’Ø today

šŸšØ Bumble ($BMBL) is getting bought out for $1.3 billion!Ithaca Holdings is acquiring Bumble for $6.05 per share, a massi...
10/14/2026

šŸšØ Bumble ($BMBL) is getting bought out for $1.3 billion!

Ithaca Holdings is acquiring Bumble for $6.05 per share, a massive 138% premium to Fridayā€™s closing price.

If you owned the stock before the news, congratulations! You just received one of the greatest gifts the market can give you but if your a Lt investor your probably booking a big loss since the name lost nearly 90% of its value since going public

But if youā€™re thinking about buying the news, hereā€™s why itā€™s actually the time to sell

In my book Dumb Money, I dedicate an entire chapter to buyouts because theyā€™re one of the easiest traps for new traders.

Once a buyout is announced, the stock typically gaps up near the acquisition price.

Why would you pay $6.50 for a stock someone has agreed to buy for $6.05?

You wouldnā€™t.

If the deal closes, your upside is limited. If it falls apart, the stock could collapse.

Youā€™re risking dollars to make pennies.

My rule is simple: If youā€™re lucky enough to catch a buyout, take your profits and move on.

Sometimes the best trade is the one you donā€™t take.

Letā€™s say you were a member for a year and follow us and maxed out a Roth Then your friend who wasnā€™t a member maxed out...
10/13/2026

Letā€™s say you were a member for a year and follow us and maxed out a Roth

Then your friend who wasnā€™t a member maxed out his traditional IRA

Itā€™s the same $7,500 investment

Same returns

But two VERY different tax billsšŸ’°

Meet Tim and Rob.

At 21 years old, both decide to invest $7,500 toward retirement.

Tim chooses a Traditional IRA.

Rob chooses a Roth IRA.

Both invest in the same ETF, earn an average annual return of 8%, and never contribute another dollar.

Fast-forward 40 years. šŸ“ˆ

At age 61, both accounts have grown to approximately $162,934.

Same starting investment. Same performance. Same ending balance.

But hereā€™s where things get interesting.

Both decide to withdraw their entire retirement accounts in one year.

šŸ’ø TIM ā€” TRADITIONAL IRA

Account balance: $162,934

Federal income taxes: ~$27,118

Money Tim keeps: ~$135,816

Tim received a tax deduction when he originally contributed, but his withdrawals are now subject to ordinary income taxes.

šŸ’° ROB ā€” ROTH IRA

Account balance: $162,934

Federal income taxes: $0

Money Rob keeps: $162,934

Rob didnā€™t receive an upfront tax deduction, but his entire qualified withdrawal is federal income tax-free.

šŸ† THE DIFFERENCE?

Rob walks away with approximately $27,118 MORE from his retirement account.

And remember, both started with the exact same $7,500.

This is why understanding the tax treatment of your investments is just as important as understanding which investments to buy.

However, thereā€™s an important trade-off: Tim received an upfront tax deduction that Rob didnā€™t. Depending on your tax bracket today versus retirement, investing those initial tax savings could change which strategy comes out ahead.

The goal isnā€™t just to grow your money. Itā€™s to keep more of it.

Are you contributing to a Roth IRA or Traditional IRA?

šŸ‘‡ Let me know below.

10/09/2026

Witnessing the semis' journey back to former highs requires a different approach than rapid growth phases. Navigating current resistance and slow ascents is a lesson in patience for any new trader. Understanding these market dynamics is key to building a solid foundation. For those eager to deepen their knowledge, a link in bio awaits.

10/09/2026

New traders, ever wonder why markets stall at record levels? It's the selling pressure from buyers who previously entered at those highs. Understanding this dynamic is key to navigating the markets. Learn more via the link in bio.

Most people spend their entire lives working for money. Few ever build a plan to make their money work for them. šŸ“ˆBuildi...
10/09/2026

Most people spend their entire lives working for money. Few ever build a plan to make their money work for them. šŸ“ˆ

Building wealth isnā€™t just about how much you earn. Itā€™s about how much you keep, where you invest it, and eventually, how you spend it.

The biggest mistake? Waiting until you make more money to start saving.

Hereā€™s a simple wealth-building playbook:

šŸ’° Step 1: Capture Free Money

If your employer offers a 401(k) match, take full advantage of it. Itā€™s one of the easiest ways to accelerate your retirement savings.

šŸ“ˆ Step 2: Take Advantage of Tax-Advantaged Accounts

Roth IRAs, traditional IRAs, and 401(k)s offer different tax benefits. Understanding which accounts fit your situation can save you thousands over your lifetime.

šŸ¦ Step 3: Build Your Brokerage Account

Once youā€™ve established your retirement savings, a taxable brokerage account gives you flexibility to invest toward goals like buying a home, starting a business, or retiring early.

šŸ”„ Step 4: Automate Everything

Start by saving 10% of your income. If youā€™re currently saving 5%, increase it to 6%. Once that becomes comfortable, move to 7%.

Small increases become powerful habits over time.

But hereā€™s what most people overlookā€¦

Building wealth is only half the equation.

Eventually, youā€™ll need to start spending the money youā€™ve accumulated.

And the order in which you withdraw from your brokerage, traditional retirement, and Roth accounts can significantly affect how much you pay in taxes.

The goal isnā€™t simply to retire with the biggest account balance.

Itā€™s to keep as much of that money as possible.

You donā€™t need to become wealthy overnight. You need a repeatable process you can follow for decades.

Because financial freedom isnā€™t built with one great investment.

Itā€™s built through thousands of small, disciplined decisions.

šŸ’¬ Whatā€™s your current savings goal: 10%, 15%, 20%, or more?

šŸ“Œ Save this post and revisit it the next time you get a raise.

10/09/2026

Understanding SpaceX's stock performance reveals a need for consolidation before reaching new heights. Educating new traders on these market movements is key. Discover more insights via the link in bio.

10/09/2026

New traders, pay close attention. Materials and Financials are showing clear Stage 4 breakdowns. This is a critical signal preventing any broad market rally. Understanding these breakdowns is key to navigating the current market. Want to dive deeper into identifying these patterns? Hit the link in bio to learn more.

Itā€™s time to explain how most profitable traders use the wrong accounts Most investors spend years learning how to make ...
10/08/2026

Itā€™s time to explain how most profitable traders use the wrong accounts

Most investors spend years learning how to make money in the stock market but almost no time learning how to keep it

Hereā€™s what most people get backward.

šŸ“ˆ Taxable Brokerage Account: Consider holding long-term investments here. You generally wonā€™t owe capital gains taxes until you sell, and holding longer than a year can qualify you for lower tax rates.

šŸ’° IRA / Roth IRA: Consider doing your active swing trading here. Buying and selling stocks inside these accounts generally triggers $0 in immediate capital gains taxes.

Imagine turning $5,000 into $100,000.

Thatā€™s a $95,000 gain that could create a substantial tax bill in a taxable account, but no immediate capital gains tax inside an IRA.

Traditional IRA withdrawals may be taxable, while qualified Roth withdrawals are tax-free.

Account rules and individual circumstances matter.

Itā€™s not just what you make

Itā€™s what you keepšŸ’š

10/08/2026

Stock market indexes are back testing previous highs. However, buyers are showing hesitation, not aggressively chasing these levels. This caution is leading to noticeable price pullbacks. For those looking to deepen their understanding of these market dynamics, a wealth of knowledge awaits. Hit the link in bio to learn more.

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