Follmer Insurance Services

Follmer Insurance Services Home insurance, auto, business, commercial auto, farm, and life insurance.

Follmer Insurance Services starts by listening to your needs and goals and builds an insurance package to fit your specific situation and budget. Auto Insurance
Business Auto Insurance
Business Insurance
Car Insurance
Commercial Auto Insurance
Commercial Insurance
Contractors Liability Insurance
General Liability Insurance
Homeowners Insurance
Professional Liability Insurance
Renters Insurance
Sma

ll Business Insurance
Contractors Insurance
Builders Risk Insurance
Landscapers Insurance
Landscaping Business Insurance
Cannabis Insurance
Cannabis Business Insurance
Cannabis Dispensary Insurance
Cannabis Liability Insurance
Workers Comp Insurance
Manufacturers Insurance
Home Insurance
Low Cost Homeowners Insurance
Low Cost Auto Insurance

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a s...
06/24/2026

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a summer full of fun.

While additions like pools, playgrounds, trampolines, and more can create memorable experiences, they can also increase your liability exposure. Swipe for a few key steps you can take to ensure you’re prepared for the liability risks associated with common backyard toys.

Summer fun doesn’t have to come with extra risk. Our team can help you review your homeowners’ liability limits, discuss additional coverage options, and make sure required safety measures are in place. Give us a call today, and we can get started.

Here’s the scoop: It’s time to celebrate Father's Day! We wanted to shout out all of the dads, grandfathers, and father ...
06/21/2026

Here’s the scoop: It’s time to celebrate Father's Day!

We wanted to shout out all of the dads, grandfathers, and father figures who make our lives special. We hope that this Father’s Day is filled with quality time, well-deserved rest, and maybe even a couple of dad jokes.

It’s hard to believe we are already at the halfway point of the year. We hope that the first half of your year has been ...
06/16/2026

It’s hard to believe we are already at the halfway point of the year. We hope that the first half of your year has been wonderful, and that the second half is just as great.

If anything has come up for you over the past few months, or if you would simply like to check in with us, do not hesitate to reach out.

We are here to support you throughout the season. Give our team a call today, and we can find time to connect.

As the cost of doing business continues to increase, we wanted to share a quick overview of equipment breakdown coverage...
06/09/2026

As the cost of doing business continues to increase, we wanted to share a quick overview of equipment breakdown coverage. This crucial piece of business coverage can help offset the costs related to key systems breaking down.

Swipe for an overview of what equipment breakdown coverage is, how it works, and why it can be so important for businesses that rely on critical pieces of equipment every day.

If your business depends heavily on critical systems to operate, it may be worth reviewing your current coverage portfolio to see what is and isn’t covered. Give us a call today, and we can get started.

When a contract requires one party to add another party to their liability policy, that doesn’t mean broad protection au...
06/04/2026

When a contract requires one party to add another party to their liability policy, that doesn’t mean broad protection automatically applies. In reality, additional insured status is more specific than that, which is why it is important to understand what this endorsement is designed to do.

Swipe to learn what an additional insured endorsement is and how it generally works.

If you need help reviewing a contract requirement or understanding how additional insured status may apply under your policy, contact our office.

Receiving a raise or promotion at work can be an exciting time. These changes lead to higher income, new financial respo...
06/04/2026

Receiving a raise or promotion at work can be an exciting time. These changes lead to higher income, new financial responsibilities, and the potential need for additional life insurance coverage.

Life insurance is designed to protect against financial risk tied to income, debts, and long-term obligations. When those factors change, coverage may need to be reassessed. Swipe for a brief overview of why income changes matter for your life insurance coverage.

If you’ve recently experienced an increase in income and are interested in a quick coverage check, feel free to contact me. We would be happy to review your current policy and help determine whether any adjustments make sense for your situation.

Additional insured endorsements are common in commercial agreements, but they are also widely misunderstood. Being liste...
06/04/2026

Additional insured endorsements are common in commercial agreements, but they are also widely misunderstood. Being listed as an additional insured can provide valuable protection in the right situation, but it does not turn someone else’s policy into blanket coverage for every risk.

Swipe to learn what an additional insured endorsement is and what it generally does not do.

It is important not to assume additional insured status provides full protection. If you want to review how your policy handles additional insured endorsements or whether a contract requirement is being met properly, contact our office.

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can cons...
06/01/2026

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can consider adding to your to-do list this season. Proactive maintenance and targeted upgrades can improve comfort and property value while reducing energy costs and even insurance claims.

Swipe for a few key home prep tips to consider this summer.

Preparing now can help protect your home, reduce insurance exposure, and improve long-term value. If you need recommendations for trusted local service providers, want tailored advice on prioritizing improvements that provide a strong return on investment (ROI), or just have a question, feel free to reach out. We’re here to help!

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check ...
05/19/2026

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check to ensure your summer adventures don’t come with an expensive surprise. Swipe to see which coverages are best for some common summer rides.

Not sure you’re fully covered ahead of this summer? Call our office today. We’re here to help you enjoy a stress-free, adventure-filled summer!

Address

5058 S. Old US Highway 23, Suite 1
Brighton, MI
48114

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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