06/16/2026
Mortgage confession booth, but make it the driving range.
A new truck.
A few credit cards for the points.
A co-signed loan.
A random cash gift.
A job change nobody mentioned.
Individually, these things might not sound like a big deal.
But during the mortgage process, they can change the numbers, trigger extra documentation, slow down underwriting, or put the approval at risk.
That doesnโt mean you canโt live your life while buying a house.
It just means before you make a big financial move, call your lender first.
That five-minute conversation can save everyone from a very uncomfortable closing week.
๐ 269-271-6969
๐ legacy-mortgage.com
๐ก NMLS #1759275