Jim Lasota Sr. Mortgage Loan Officer NMLS# 161323

Jim Lasota Sr. Mortgage Loan Officer NMLS# 161323 Your Livingston County Loan Officer Highlands Residential Mortgage is an extremely customer-oriented lender, which my fits my business model to a tee.

Anybody that knows me knows that my priorities are fast, smooth closings that are stress free for my clients and referral partners.

01/05/2026

Intro to how the FED works

Navigating the mortgage process can feel overwhelming, but I'm here to make it easy! Let's discuss your loan options and...
12/04/2025

Navigating the mortgage process can feel overwhelming, but I'm here to make it easy! Let's discuss your loan options and find the best solution for your homeownership goals. Contact me today.

12/03/2025

Mortgage Rates don't necessarily follow the Fed Rate but there is a correlation between the two. People that bought homes in the last three years should be on Refi Alert!

11/20/2025

Can I please have 1:52 to reacquaint and inform?

11/20/2025

Today was the first jobs report since the Government Shutdown. It was anticipated that the numbers would be weak and lead to mortgage rates dropping in anticipation of the Fed making a rate cut on December 10th. Since this report was for September and we won't come current until December 16th, it is pretty safe to anticipate that there will not be a rate cut on December 10th. We expect some rate volatility in the meantime.

Life doesn't stand still, and your mortgage shouldn't either. Whether you've started a new job, expanded your family, or...
11/19/2025

Life doesn't stand still, and your mortgage shouldn't either. Whether you've started a new job, expanded your family, or recently become an empty nester, your financial goals and lifestyle evolve over time. The loan that worked for you a few years ago may not be the best fit today. Refinancing, restructuring, or exploring a different loan program could help you save money or access new opportunities.

Let's review your current mortgage together before the new year and ensure your loan still supports your life today.

Mortgage headlines change daily, but your long-term goals should remain steady. Don't let short-term rate fluctuations d...
11/18/2025

Mortgage headlines change daily, but your long-term goals should remain steady. Don't let short-term rate fluctuations distract you from the bigger picture: building equity and financial stability through homeownership. A sound mortgage strategy is about timing and planning, not fear or hype.

Let's create a personalized plan that aligns with your goals, not the headlines.

If your mortgage rate starts with a six or seven, it may be time for a conversation. Recent market shifts could make ref...
11/17/2025

If your mortgage rate starts with a six or seven, it may be time for a conversation. Recent market shifts could make refinancing or tapping into your home equity more beneficial than you realize. Even a small rate improvement or strategic cash-out refinance could create meaningful monthly savings or unlock funds for renovations, debt consolidation, or other goals.

Let's review your current loan details and explore whether a refinance or cash-out opportunity could make sense for you today.

It is time to have a little fun and enjoy some tricks and treats. Happy Halloween!
10/31/2025

It is time to have a little fun and enjoy some tricks and treats. Happy Halloween!

10/27/2025

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Address

734 W Grand River Avenue
Brighton, MI
48116

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