CaitlinJohn

Call Directions Website Contact the business

CaitlinJohn Caitlin John, LLC is a Private Wealth Management Firm based in Brighton, Michigan. As a Registered In

🍲 Everyone knows someone whose lasagna is legendary.Notice what that person is not: a great all-around cook. They master...
10/23/2026

🍲 Everyone knows someone whose lasagna is legendary.

Notice what that person is not: a great all-around cook. They mastered one dish, and one is enough.

Our new post is about choosing your signature dish, why the tenth time is where it gets interesting, and how one recipe becomes a family institution.

Read more: https://www.caitlinjohn.com/e360/blog/one-great-dish-is-worth-a-hundred-recipes/

For informational purposes only. Investment Advisory Services offered through SimplyRIA Advisor Network.

Market-linked growth without market-level losses.Fixed index annuities track an index like the S&P 500, but you never in...
10/22/2026

Market-linked growth without market-level losses.

Fixed index annuities track an index like the S&P 500, but you never invest directly in it. Your principal isn't riding the market's ups and downs.

Here's how your credited interest gets shaped:

📊 Cap rates set a ceiling on what you can earn in a given period

💰 Participation rates determine what percentage of index gains get credited to you

✅ Principal protection means a down year in the index doesn't reduce your contract value

The tradeoff is real. You give up some upside potential in exchange for downside protection. And these rates can change over time, so understanding your contract terms matters.

Important: principal protection does not guarantee positive returns in every period.

Worth bookmarking if you're exploring retirement income options.

Learn more at https://www.caitlinjohn.com

For informational purposes only. Investment Advisory Services offered through SimplyRIA Advisor Network.

🎯 Your paycheck, your health insurance, your future grants, and a chunk of your portfolio. How much of that is one compa...
10/21/2026

🎯 Your paycheck, your health insurance, your future grants, and a chunk of your portfolio. How much of that is one company?

For a lot of equity-comp professionals, the honest answer is: more every quarter, and nobody decided it.

Seven questions score your real concentration.

Take the quiz: https://www.caitlinjohn.com/e360/quiz/how-concentrated-is-your-financial-life-in-one-company/

For informational purposes only. Investment Advisory Services offered through SimplyRIA Advisor Network.

🕊 After losing a spouse, almost nothing financial is as urgent as it feels.The wisest rule in the first year is also the...
10/20/2026

🕊 After losing a spouse, almost nothing financial is as urgent as it feels.

The wisest rule in the first year is also the simplest: keep the household running, and let every big decision wait.

Our new post is the first-year triage: what truly cannot wait, what should, and the sentence that stops pressure from salespeople and relatives alike.

Read more: https://www.caitlinjohn.com/e360/blog/the-first-year-after-losing-a-spouse-has-its-own-rules/

For informational purposes only. Investment Advisory Services offered through SimplyRIA Advisor Network.

🎓 "What if my kid gets a scholarship? What if they skip college entirely?"The two fears that keep families from funding ...
10/19/2026

🎓 "What if my kid gets a scholarship? What if they skip college entirely?"

The two fears that keep families from funding 529s are the two most overrated fears in education planning, and the real rules are friendlier than almost anyone knows.

Our new handbook answers the what-ifs, including the leftover-money options most owners never hear about.

Download the guide: https://www.caitlinjohn.com/e360/guides/the-529-owners-handbook/

For informational purposes only. Investment Advisory Services offered through SimplyRIA Advisor Network.

Caring for a parent changes your finances before you notice it.A few groceries become monthly support. A weekend visit b...
10/16/2026

Caring for a parent changes your finances before you notice it.

A few groceries become monthly support. A weekend visit becomes coordinating care. It adds up quietly.

💙 Make the support visible as a real line in your budget

📋 Ask about their documents, powers of attorney and directives, while it's a calm conversation

🎯 Keep funding your own retirement. Pausing it helps no one long term.

You can support a parent without setting your own future aside.

Are you part of the generation caring in both directions?

Learn more at https://www.caitlinjohn.com
For informational purposes only. Investment Advisory Services offered through SimplyRIA Advisor Network.

One high-income year can quietly fund a decade of giving. 💡Most households give every year but never see a tax benefit, ...
10/15/2026

One high-income year can quietly fund a decade of giving. 💡

Most households give every year but never see a tax benefit, because their donations get swallowed by the standard deduction.

A donor-advised fund flips that. Contribute once, deduct once, then grant to your favorite charities on your own timeline — with the assets growing tax-free in between.

The post breaks down bunching, appreciated-stock contributions, and how DAFs compare to QCDs and private foundations.

Read more: https://www.caitlinjohn.com/e360/blog/how-donor-advised-funds-turn-one-year-of-giving-into-decades-of-impact/

For informational purposes only. Investment Advisory Services offered through SimplyRIA Advisor Network.

🏫 The college bill is the biggest expense most families face before retirement. Most plan for it later than everything s...
10/14/2026

🏫 The college bill is the biggest expense most families face before retirement. Most plan for it later than everything smaller.

Readiness is more than a savings balance: it is the funding order, the aid strategy, and the number your student has actually heard.

Seven questions score where your family really stands.

Take the quiz: https://www.caitlinjohn.com/e360/quiz/is-your-family-ready-for-the-college-bill/

For informational purposes only. Investment Advisory Services offered through SimplyRIA Advisor Network.

Divorced after a long marriage? Social Security remembers.If the marriage lasted at least 10 years and you have not rema...
10/13/2026

Divorced after a long marriage? Social Security remembers.

If the marriage lasted at least 10 years and you have not remarried, you may be able to claim a benefit based on your ex-spouse's work record.

💡 Three things surprise almost everyone:

✅ It does not reduce your ex's benefit by a dime
✅ Your ex is never notified and their permission is not needed
✅ It can pay more than your own record, especially if you spent years out of the workforce

Many divorced spouses never check, and there is no prize for not asking.

If a 10-year marriage is in your past, this belongs on your claiming checklist.

Learn more at https://www.caitlinjohn.com

For informational purposes only. Investment Advisory Services offered through SimplyRIA Advisor Network.

💛 Two neighbors give $10,000 to the same charity. One of them pays thousands less for the privilege.The difference is no...
10/12/2026

💛 Two neighbors give $10,000 to the same charity. One of them pays thousands less for the privilege.

The difference is not generosity. It is technique: what you give, when you give it, and which account it comes from.

Our new guide covers appreciated assets, bunching, donor-advised funds, and the IRA move built for retirees.

Download the guide: https://www.caitlinjohn.com/e360/guides/how-to-give-more-without-spending-more/

For informational purposes only. Investment Advisory Services offered through SimplyRIA Advisor Network.

Address

1024 E. Grand River Avenue
Brighton, MI
48116

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+18102259133

Website

Alerts

Be the first to know and let us send you an email when CaitlinJohn posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to CaitlinJohn:

Shortcuts

Share