Spencer Pingitore

Spencer Pingitore Mortgage Advisor in MI/FL
NMLS # 1566878

Expect the Unexpected: Anticipating Volatility in Today’s Housing MarketThe housing market may be experiencing some shif...
11/05/2024

Expect the Unexpected: Anticipating Volatility in Today’s Housing Market

The housing market may be experiencing some shifts, but don’t let it stop you from making your move. With the support of an experienced real estate agent and a trusted lender, you’ll be ready to navigate the changes and make the most of the opportunities that come your way.
Let’s turn any uncertainty into your advantage, helping you move forward with confidence.

Want a FREE consulatation?? Schedule here: https://calendly.com/spencerphomes/initial-consultation-call

You’ve probably noticed one thing if you’re thinking about making a move: the housing market feels a bit unpredictable right now.

Is a Fixer Upper Right for You?In today’s market, where the cost of homeownership can be intimidating, finding a move-in...
11/04/2024

Is a Fixer Upper Right for You?

In today’s market, where the cost of homeownership can be intimidating, finding a move-in-ready home that fits your budget can feel like a real challenge. But if you’re open to putting in a little work, you can transform a fixer upper into your ideal home over time. Let’s explore what’s possible and find a place that'll work for you.

Want a FREE consulatation?? Schedule here: https://calendly.com/spencerphomes/initial-consultation-call

Looking to buy a home but feeling like almost everything is out of reach?

Q&A: How Do Presidential Elections Impact the Housing Market?Even if you’re not looking to move right away, you may have...
11/01/2024

Q&A: How Do Presidential Elections Impact the Housing Market?

Even if you’re not looking to move right away, you may have questions about how the election will impact the housing market. When we look at historical trends, combined with what’s happening right now, we can find your answers. Based on historical data, mortgage rates decrease in the months before and home prices and sales increase the year after the election. The facts show Presidential elections only have a small and temporary impact on the housing market.

Want a FREE consulatation?? Schedule here: https://calendly.com/spencerphomes/initial-consultation-call

Even if you’re not looking to move right away, you may have questions about how the election will impact the housing market.

How Real Estate Agents Take the Fear Out of MovingFeeling a bit unsure, or even afraid, to move with everything going on...
10/31/2024

How Real Estate Agents Take the Fear Out of Moving

Feeling a bit unsure, or even afraid, to move with everything going on right now? The decision to move shouldn’t be scary, it should be exciting. And the best way to eliminate any fear is to work with a pro.
Here are just a few examples of why that expertise can give you so much peace of mind.
1. Explaining the Current Market
You may be seeing misleading headlines about a potential market crash, falling prices, and more. And when you’re not an expert yourself, it’s easy to get swept up in the clickbait and let that scare you. A real estate agent is there to help you separate fact from fiction and to debunk any headline that does more to terrify than clarify. With their deep understanding of local market trends, home values, inventory levels, and more, they’ll help you feel more confident in your...

Want a FREE consulatation?? Schedule here: https://calendly.com/spencerphomes/initial-consultation-call

Feeling a bit unsure, or even afraid, to move with everything going on right now?

Avoid These Top Homebuyer Mistakes in Today’s MarketNo one likes making mistakes, especially when they happen in what’s ...
10/30/2024

Avoid These Top Homebuyer Mistakes in Today’s Market

No one likes making mistakes, especially when they happen in what’s likely the biggest transaction of your life – buying a home.

That’s why partnering with a trusted agent is so important. Here’s a sneak peek at the most common missteps buyers are making in today’s market and how a great agent will help you steer clear of each one.

Trying To Time the Market

Many buyers are trying to time the market by waiting for home prices or mortgage rates to drop. This can be a really risky strategy because there’s so much at play that can have an impact on those things.

Buying More House Than You Can Afford

If you’re tempted to stretch your budget a bit further than you should, you’re not alone. A number of buyers are making this mistake right now.

Missing Out on Assistance Programs That Can Help...

Want a FREE consulatation?? Schedule here: https://calendly.com/spencerphomes/initial-consultation-call

No one likes making mistakes, especially when they happen in what’s likely the biggest transaction of your life – buying a home.

Why Home Sales Bounce Back After Presidential ElectionsWith the 2024 Presidential election fast approaching, you might b...
10/29/2024

Why Home Sales Bounce Back After Presidential Elections

With the 2024 Presidential election fast approaching, you might be wondering what impact, if any, it’s having on the housing market. Let’s break it down.

Election Years Bring a Temporary Slowdown

In any given year, home sales slow down slightly in the fall. It’s a typical, seasonal trend. However, according to data from BTIG, in election years there’s usually a slightly larger dip in home sales in the month leading up to Election Day.

Home Sales Bounce Back After the Election

The good news is these delayed sales aren’t lost forever—they’re just postponed. History shows sales tend to rebound after the election is over. In fact, home sales have actually increased 82% of the time in the year after the election.

What To Expect in 2025

If history is any indicator, that means more homes will...

Want a FREE consulatation?? Schedule here: https://calendly.com/spencerphomes/initial-consultation-call

With the 2024 Presidential election fast approaching, you might be wondering what impact, if any, it’s having on the housing market.

Why Your House Will Shine in Today’s MarketEven though there are more homes available for sale than there were at this t...
10/28/2024

Why Your House Will Shine in Today’s Market

Even though there are more homes available for sale than there were at this time last year, there are still more buyers than there are houses to choose from. So, know that if you’ve got moving on your mind, your house can really stand out.

What’s Causing the Shortage?

1. Underproduction of Homes

2. Rising Costs

3. Regional Imbalances

How Big Is the Problem?

According to estimates from Real Estate News, the U.S. is facing a housing shortfall of roughly 3.3 million homes, based on an average of several expert insights.

This shows there’s a significant number of homes that need to be built just to meet current demand from buyers. But what about future demand?

According to John Burns Research and Consulting (JBREC), over the next 10 years, the U.S. will need about 18 million new homes to meet...

Want a FREE consulatation?? Schedule here: https://calendly.com/spencerphomes/initial-consultation-call

Even though there are more homes available for sale than there were at this time last year, there are still more buyers than there are houses to choose from. 

Debunking Scary Myths About Buying a HomeThere are a number of scary myths about homebuying in today’s market. Here’s wh...
10/25/2024

Debunking Scary Myths About Buying a Home

There are a number of scary myths about homebuying in today’s market. Here’s what you need to know. Prices are not expected to crash, it is possible to buy even with student loan debt, and there are programs that can help you save for a down payment. Don’t let scary myths delay your homebuying plans. Let's connect so you have a pro to help you separate the facts from your fears.

Want a FREE consulatation?? Schedule here: https://calendly.com/spencerphomes/initial-consultation-call

There are a number of scary myths about homebuying in today’s market. Here’s what you need to know.

Why Today’s Foreclosure Numbers Won’t Trigger a CrashWith everything feeling more expensive these days, it’s natural to ...
10/24/2024

Why Today’s Foreclosure Numbers Won’t Trigger a Crash

With everything feeling more expensive these days, it’s natural to worry about how rising costs might impact the housing market. Many people are concerned that high prices and tighter budgets could cause more homeowners to fall behind on their mortgage payments, leading to a wave of foreclosures.

But before you start worrying about a housing market crash, here’s a look at what’s really happening. And the good news is: the latest foreclosure data shows there’s no wave on the horizon.

How Today’s Market Is Different from 2008

Let’s ease those fears by looking at the bigger picture. There’s a big difference between what’s happening now, and what happened when the housing market crashed.
As an article from Bankrate explains: “In the years after the housing crash, millions of foreclosures flooded...

Want a FREE consulatation?? Schedule here: https://calendly.com/spencerphomes/initial-consultation-call

With everything feeling more expensive these days, it’s natural to worry about how rising costs might impact the housing market.

Planning To Sell Your House in 2025? Start Prepping NowIf your goal is to sell your house in 2025, now’s the time to sta...
10/23/2024

Planning To Sell Your House in 2025? Start Prepping Now

If your goal is to sell your house in 2025, now’s the time to start prepping. By starting your prep work early, you’ll give yourself plenty of time to get your house market-ready by the end of the year. But be sure to partner with a great agent before you get started, so you have expert insight into what repairs are worth it based on your local market.

Why Starting Early Is Key

To get the best price and sell quickly, it’s important that your home looks its best. And that means it’s up to you to make the necessary repairs, declutter, and even consider updates that could add value as part of getting your house ready to list.

By starting now, you can tackle things one task at a time. Because, if you wait to knock items off your list later on, they could quickly stack up and get...

Want a FREE consulatation?? Schedule here: https://calendly.com/spencerphomes/initial-consultation-call

If your goal is to sell your house in 2025, now’s the time to start prepping.

What To Expect from Mortgage Rates and Home Prices in 2025Curious about where the housing market is headed in 2025? The ...
10/21/2024

What To Expect from Mortgage Rates and Home Prices in 2025

Curious about where the housing market is headed in 2025? The good news is that experts are offering some promising forecasts, especially when it comes to two key factors that directly affect your decisions: mortgage rates and home prices.

Whether you're thinking of buying or selling, here’s a look at what the experts are saying and how it might impact your move.

Mortgage Rates Are Forecast To Come Down

One of the biggest factors likely affecting your plans is mortgage rates, and the forecast looks positive. After rising dramatically in recent years, experts project rates will ease slightly throughout the course of 2025.

While that decline won’t be a straight line down, the overall trend should continue over the next year. Expect a few bumps along the way.

Home Price Projections Show...

Want a FREE consulatation?? Schedule here: https://calendly.com/spencerphomes/initial-consultation-call

Curious about where the housing market is headed in 2025?

Address

1127 South Old US Highway 23
Brighton, MI
48114

Telephone

+13134108436

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