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📋 **YOUR UNOFFICIAL AEP APPOINTMENT STARTER PACK!**Getting ready for your Medicare review? Here’s a little checklist to ...
10/17/2026

📋 **YOUR UNOFFICIAL AEP APPOINTMENT STARTER PACK!**

Getting ready for your Medicare review? Here’s a little checklist to help you prepare. 👇

📄 Your Medicare Annual Notice of Changes (ANOC)

💊 Your current medication list

👩‍⚕️ Doctors and specialists you want to keep seeing

🏪 Your preferred pharmacy

📝 Questions you’ve been saving up

☕ Your favorite appointment beverage

And, if we’re being realistic, your reading glasses! 🤣

You don’t need to show up knowing ALL the Medicare answers.

**THAT’S MY JOB!** 💙

You just need to bring the information that helps us review what matters most to YOU.

📌 **Getting ready for your Medicare review? ** Save this post so you know what to grab before your appointment!

🚨 **THE BILL IS NOT THE TIME YOU WANT TO FIND OUT YOU MISUNDERSTOOD YOUR HEALTH INSURANCE.**You thought the visit was go...
10/16/2026

🚨 **THE BILL IS NOT THE TIME YOU WANT TO FIND OUT YOU MISUNDERSTOOD YOUR HEALTH INSURANCE.**

You thought the visit was going to cost **$50.** 💵

Then the bill shows up, and suddenly you’re looking at **$650** wondering what in the world happened! 😳

Maybe your deductible applied.

Maybe you paid **COINSURANCE instead of a COPAY.**

Maybe the provider or facility wasn’t in your plan’s **NETWORK.** 🏥

Maybe the service wasn’t covered the way you assumed it would be.

The exact reason will depend on your plan, but **THAT’S THE POINT:** 👇

You want to understand how your coverage works **BEFORE** you’re sitting in the waiting room. 🩺

❓ **Do you know your deductible?**

💵 Your copays and coinsurance?

🏥 Which providers and facilities are in-network?

📋 What your plan requires before certain services?

If you’re answering *“ummm…”* to a few of those, you’re definitely not alone. 🤣

But it might be worth pulling out your plan information and getting familiar with it now. 📄

💡 **A medical bill shouldn’t be the first time you learn how your health insurance works.**

Happy National Boss’s Day to everyone who thought, “I should work for myself. It’ll be great!” 🤣And now you’re the boss,...
10/16/2026

Happy National Boss’s Day to everyone who thought, “I should work for myself. It’ll be great!” 🤣

And now you’re the boss, employee, marketing department, customer service department, IT department, bookkeeper, and person who has to remember to buy more printer paper.

But there’s something pretty incredible about building something that’s yours.

For me, the best AND worst part is all the hats I wear and everything I have to learn. Technology, marketing, running a business… there’s always something new to figure out.

They say learning keeps your brain young. At this rate, mine should be about 20. The rest of me would like a word. 😂

So today, I’m raising my coffee to all the business owners, agency owners, managers, and leaders figuring it out as they go. ☕

What’s the BEST part of being your own boss?

My October survival kit is officially assembled! 🤣🍂☕ Coffee — strong enough to keep up with Medicare season!🍿 Dark choco...
10/16/2026

My October survival kit is officially assembled! 🤣🍂

☕ Coffee — strong enough to keep up with Medicare season!

🍿 Dark chocolate — because some days require emergency chocolate. 🍫

🎧 Background music — something cheerful enough to keep the energy going!

🖊 My favorite pen and a mountain of sticky notes — because apparently one notebook isn't enough.

🧣 A cozy sweater — October weather has commitment issues. 🍁

🤷‍♀️ A color-coded calendar — currently resembling a very competitive game of Tetris! 😂

October gets a little busy around here (understatement of the year!), so we're calling all of these essential.

What's making it into YOUR survival kit this month? 👇🤣

🎃 OCTOBER: a month-long experiment in how much sugar we can keep within arm’s reach. 😂And some of the biggest offenders ...
10/15/2026

🎃 OCTOBER: a month-long experiment in how much sugar we can keep within arm’s reach. 😂

And some of the biggest offenders are the ones that STICK AROUND. 👀

🍬 Gummies
🍭 Caramels
🍬 Taffy
😬 And those chewy candies that somehow become ONE WITH YOUR MOLARS. 😂

The longer sugary, sticky foods hang around your teeth, the more opportunity bacteria have to produce acids that can contribute to TOOTH DECAY. 🦷

So yes… ENJOY THE HALLOWEEN CANDY. 🎃🍫

Just maybe don’t let it MOVE IN PERMANENTLY. 😂

🪥 Brush.
🧵 Floss.
🦷 Keep up with your regular dental care.

And if you’ve been meaning to check what PREVENTIVE DENTAL CARE your coverage includes, consider this your little reminder to take a look. 👀

Now for the IMPORTANT QUESTION: 👇

🍫 What Halloween candy is worth the extra flossing? 😂

Drop your answer in the comments! 👇

📢 AEP IS OFFICIALLY OPEN!And no—you DO NOT need to make a Medicare decision today. 😊You have until DECEMBER 7 to review ...
10/15/2026

📢 AEP IS OFFICIALLY OPEN!

And no—you DO NOT need to make a Medicare decision today. 😊

You have until DECEMBER 7 to review your coverage and make changes for 2027, if a change makes sense for you. 📅

So instead of feeling rushed because the commercials, mail, and phone calls suddenly got louder, start with these three questions:

🔎 What’s changing with your current coverage?

💊 What’s changed with your health, prescriptions, or doctors?

📋 Is there anything you want to work differently next year?

AEP ISN’T A RACE. 🏃‍♀️❌

Take the time to understand your options and make a decision that makes sense for YOU.

And if you'd like some help reviewing your options, I’m here to help. 🤝

💰 We spend a lot of time talking about HOW MUCH money you need for retirement.But there’s another question that matters ...
10/13/2026

💰 We spend a lot of time talking about HOW MUCH money you need for retirement.

But there’s another question that matters JUST AS MUCH:

⏳ How long does that money need to last?

Because none of us gets to circle an expiration date on the calendar. 📅

You could retire at 65 and need your income plan to work for:

➡️ 20 years
➡️ 25 years
➡️ 30+ years

And suddenly, “I have enough saved to retire” and “I have a plan for income that can last throughout retirement” become two very different conversations.

That doesn’t automatically mean you need an annuity.

But it DOES mean longevity is worth planning for before you’re depending on those savings to pay the bills. 🧾

💭 If you’re getting closer to retirement, have you thought about how long your income may actually need to last?

👇 Share your thoughts in the comments.

Here’s an insurance plot twist that feels appropriate for October: 🎃👀A critical illness policy may not necessarily be “o...
10/12/2026

Here’s an insurance plot twist that feels appropriate for October: 🎃👀

A critical illness policy may not necessarily be “one heart attack, one benefit, end of story.” 👀

Depending on the policy, there may be provisions for additional covered critical illnesses or a recurrence of the same covered condition after certain requirements are met.

Which means if you bought a policy years ago and your entire understanding of it is:

“I get a lump-sum benefit if I have a heart attack.”

…it might be time to pull that thing out of the filing cabinet. 🤣📂

Because the details matter. 🔎

❤️ Does your policy provide a benefit for a second covered critical illness?

❤️ What about a recurrence of the same condition?

⏳ Is there a waiting period between covered events?

💰 Would the second benefit be the same amount as the first, or a percentage of it?

Those answers are very policy-specific, but they’re worth knowing before you ever need them.

October is for scary movies. 🎃👻

Finding out how your critical illness policy works while you’re filing a claim? I’d rather skip that particular thriller. 👻😂

Have a heart attack or critical illness policy you haven’t looked at in forever?

👉 Send me a message and let’s see what YOUR policy actually says. 🤝

When was the last time you actually updated your medication list? 👀Not just added the new prescription.Actually cleaned ...
10/12/2026

When was the last time you actually updated your medication list? 👀

Not just added the new prescription.

Actually cleaned it up. 💊

Take five minutes this fall and make sure it includes:

💊 What you currently take

💊 The correct dosage

💊 How often you take it

💊 Anything you've stopped taking

Then save the updated version somewhere easy to find. 📋

It's useful for your Medicare review, sure.

But it's also a pretty handy thing to have when a doctor's office asks, “Can you tell me what medications you're currently taking?” and your brain suddenly forgets everything you've ever known. 🤣

One of the scariest pieces of Medicare advice? 👻“Just get the plan I have. I love mine.” 👻Your friend may mean well. And...
10/11/2026

One of the scariest pieces of Medicare advice? 👻

“Just get the plan I have. I love mine.” 👻

Your friend may mean well. And their plan really might be great…for them.

But you may have different:

💊 Prescriptions
👩‍⚕️ Doctors
🏥 Healthcare needs
✈️ Travel habits
🎯 Priorities

Their recommendation can be a starting point for a conversation.

It shouldn't be the end of your research. 🔎

When it comes to Medicare, I'm much more interested in what works for you than what works for your neighbor. 🤝

Address

Brighton, MI
57050

Telephone

+13139091979

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