Brigantine Insurance Group

04/11/2020

Personal Auto Insurance customers will automatically receive a 15% credit on April and May auto premiums, expanding our COVID-19 relief efforts. https://travl.rs/3c5rxcT

04/08/2020

03/27/2020

Travelers is a great company. We proudly represent them. They are suspending all cancellations due then the virus.

Let me know if you have any questions.

We’re helping those currently experiencing financial hardships by suspending cancellation and nonrenewal of coverage due to nonpayment through May 15, 2020. No interest, late fees or penalties will be charged during this period. Learn more. https://travl.rs/2wGNX58

03/27/2020

We’re helping those currently experiencing financial hardships by suspending cancellation and nonrenewal of coverage due to nonpayment through May 15, 2020. No interest, late fees or penalties will be charged during this period. Learn more. https://travl.rs/2wGNX58

03/25/2020

Buying a car online might seem like an easy way to get a new vehicle. Read up on the pros and cons before you shop.

03/24/2020

If you're considering going with an electric or hybrid car for your next vehicle, research your options carefully and review the pros and cons.

03/23/2020

Learn More.

03/22/2020

If you work from home, properly setting up your home office can help avoid painful injuries and time lost from work in the future. Get home office setup tips from Travelers.

03/20/2020

Does Business Interruption Insurance cover losses due to the Pandemic?

Application of Business Interruption Insurance and Similar Coverages:

On the discussion about the nature of business interruption insurance and lack of coverage under such policies for losses related to COVID-19. Standard commercial policies clearly do not provide coverage for such a pandemic, but some policymakers are nevertheless questioning this fact and/or contemplating ways to require insurers to compensate businesses for events that were excluded. Other officials have been more helpful and have issued statements indicating that coverage does not exist in these scenarios. Below is a summary of recent actions:

The most notable state action that has occurred is in New Jersey, where a bill (AB 3844) was introduced that would effectively revise existing policies and require that “every policy of insurance insuring against loss or damage to property, which includes the loss of use and occupancy and business interruption … be construed to include among the covered perils under that policy, coverage for business interruption due to global virus transmission or pandemic.” The proposal would apply to businesses with less than 100 full-time employees (i.e. those that work 25 or more hours in a normal week) and require insurers to indemnify policyholders up to the limits that exist under the policy. It would also establish a mechanism to apportion the costs of such payments among insurers writing business in the state. Some reports have suggested this bill was enacted by the legislature or is certain to become law, but the reality is that this proposal is now on hold and that the situation is very fluid. Questions have been raised about the merits, constitutionality, and others aspects of the measure, and its fate is uncertain at this point.

03/17/2020

Thinking about leasing a car? Here's a list of pros and cons to consider, and learn how to lease one.

03/16/2020

Learn More.